Data / Consumer complaints / Montana
Consumer complaints in Montana: 5,935 to the CFPB in the last 3 years
Consumers in Montana sent 5,935 complaints to the CFPB in the three years to November 6, 2026, and 10,457 since 2011. The largest group, 4,021, was about credit reporting or other personal consumer reports. Companies responded on time to 98.0% of them. A state's count follows its population, so the page compares counts and not rates.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 5,935Complaints, last 3 years
- 10,457Complaints, all years
- 404Companies
- 98.0%Responded on time
- Nov 6, 2026Latest received
Products
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 4,021 | 67.8% |
| Debt collection | 554 | 9.3% |
| Credit card | 369 | 6.2% |
| Checking or savings account | 304 | 5.1% |
| Money transfer, virtual currency, or money service | 184 | 3.1% |
| Mortgage | 156 | 2.6% |
| Student loan | 133 | 2.2% |
| Vehicle loan or lease | 113 | 1.9% |
| Payday loan, title loan, personal loan, or advance loan | 50 | 0.8% |
| Prepaid card | 26 | 0.4% |
| Debt or credit management | 25 | 0.4% |
Companies with the most complaints from Montana
Counts only: a company with more customers in the state draws more complaints.
Complaints by year
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 2,631 |
| 2025 | 2,126 |
| 2024 | 1,048 |
| 2023 | 843 |
| 2022 | 745 |
| 2021 | 434 |
| 2020 | 395 |
| 2019 | 371 |
| 2018 | 361 |
| 2017 | 374 |
| 2016 | 307 |
| 2015 | 262 |
| 2014 | 266 |
| 2013 | 166 |
| 2012 | 121 |
| 2011 | 7 |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 2,348 | 39.6% |
| Improper use of your report | 856 | 14.4% |
| Problem with a company's investigation into an existing problem | 776 | 13.1% |
| Attempts to collect debt not owed | 238 | 4% |
| Managing an account | 175 | 2.9% |
| Problem with a purchase shown on your statement | 111 | 1.9% |
| Written notification about debt | 96 | 1.6% |
| Dealing with your lender or servicer | 93 | 1.6% |
| Trouble during payment process | 83 | 1.4% |
| False statements or representation | 82 | 1.4% |
| Took or threatened to take negative or legal action | 62 | 1% |
| Other features, terms, or problems | 58 | 1% |
| Communication tactics | 52 | 0.9% |
| Fraud or scam | 49 | 0.8% |
| Problem with a lender or other company charging your account | 48 | 0.8% |
| Fees or interest | 40 | 0.7% |
| Closing your account | 39 | 0.7% |
| Getting a credit card | 39 | 0.7% |
| Unable to get your credit report or credit score | 39 | 0.7% |
| Closing an account | 37 | 0.6% |
| Other transaction problem | 37 | 0.6% |
| Problem when making payments | 36 | 0.6% |
| Managing the loan or lease | 34 | 0.6% |
| Struggling to pay mortgage | 33 | 0.6% |
| Credit monitoring or identity theft protection services | 32 | 0.5% |
How companies responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 3,826 | 64.5% |
| Closed with non-monetary relief | 1,658 | 27.9% |
| In progress | 229 | 3.9% |
| Closed with monetary relief | 158 | 2.7% |
| Untimely response | 64 | 1.1% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Company | Product | Issue | Company response | Source |
|---|---|---|---|---|---|
| November 6, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| November 6, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| November 6, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| November 5, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| November 5, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| November 5, 2026 | WVH, LLC | Debt collection | Written notification about debt | Closed with non-monetary relief | consumerfinance.gov |
| November 5, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 4, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 4, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 4, 2026 | Open Dealer Exchange, LLC | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| November 4, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 4, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 3, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| November 3, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 3, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| November 3, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| November 3, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| November 2, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| November 2, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 2, 2026 | Patient Accounting Service Center | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 2, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| November 2, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| November 2, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 2, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 1, 2026 | Maximus Federal Services, Inc. | Student loan | Dealing with your lender or servicer | Closed with explanation | consumerfinance.gov |
| October 31, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 31, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 31, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 31, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| October 30, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 30, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| October 30, 2026 | Kikoff Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | Cornerstone Holdings, Inc. | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | Encore Capital Group Inc. | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | CL Holdings LLC | Debt collection | Written notification about debt | Closed with non-monetary relief | consumerfinance.gov |
| October 30, 2026 | Resurgent Capital Services L.P. | Debt collection | Written notification about debt | Closed with non-monetary relief | consumerfinance.gov |
| October 30, 2026 | Equifax, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 30, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 29, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 29, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 29, 2026 | Equifax, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 29, 2026 | Equifax, Inc. | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 29, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| October 29, 2026 | Portfolio Recovery Associates, LLC | Debt collection | False statements or representation | Closed with non-monetary relief | consumerfinance.gov |
| October 29, 2026 | Encore Capital Group Inc. | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| October 29, 2026 | CL Holdings LLC | Debt collection | False statements or representation | Closed with non-monetary relief | consumerfinance.gov |
| October 29, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 29, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 29, 2026 | Equifax, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- All consumer complaints
- Credit reporting or other personal consumer reports, all states
- Debt collection, all states
- Credit card, all states
- Checking or savings account, all states
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.