Data / Consumer complaints / MOHELA
MOHELA: 25,868 CFPB consumer complaints in the last 3 years
MOHELA drew 25,868 consumer complaints in the CFPB database in the three years to November 6, 2026, and 30,640 since 2012. The largest group, 20,827, was about student loan, and the most common issue was “Dealing with your lender or servicer” with 15,392. The company responded on time to 57.2% of the complaints, and 1.8% closed with monetary or other relief.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 25,868Complaints, last 3 years
- 30,640Complaints, all years
- 57.2%Responded on time
- 1.8%Closed with relief
- 9Products
- Nov 2, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 7,957 |
| 2025 | 10,351 |
| 2024 | 6,507 |
| 2023 | 4,062 |
| 2022 | 990 |
| 2021 | 104 |
| 2020 | 98 |
| 2019 | 94 |
| 2018 | 119 |
| 2017 | 139 |
| 2016 | 130 |
| 2015 | 38 |
| 2014 | 26 |
| 2013 | 15 |
| 2012 | 10 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Student loan | 20,827 | 80.5% |
| Credit reporting or other personal consumer reports | 4,327 | 16.7% |
| Debt collection | 672 | 2.6% |
| Debt or credit management | 22 | 0.1% |
| Credit card | 8 | 0.1% |
| Payday loan, title loan, personal loan, or advance loan | 7 | 0.1% |
| Money transfer, virtual currency, or money service | 3 | 0.1% |
| Checking or savings account | 1 | 0.1% |
| Mortgage | 1 | 0.1% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Dealing with your lender or servicer | 15,392 | 59.5% |
| Incorrect information on your report | 3,880 | 15% |
| Struggling to repay your loan | 3,383 | 13.1% |
| Improper use of your report | 1,208 | 4.7% |
| Problem with a company's investigation into an existing problem | 914 | 3.5% |
| Took or threatened to take negative or legal action | 246 | 1% |
| Attempts to collect debt not owed | 187 | 0.7% |
| Getting a loan | 137 | 0.5% |
| Credit monitoring or identity theft protection services | 120 | 0.5% |
| False statements or representation | 112 | 0.4% |
| Written notification about debt | 72 | 0.3% |
| Problem with fraud alerts or security freezes | 60 | 0.2% |
| Communication tactics | 36 | 0.1% |
| Issue with income share agreement | 24 | 0.1% |
| Issue where my lender is my school | 20 | 0.1% |
| Unable to get your credit report or credit score | 19 | 0.1% |
| Electronic communications | 13 | 0.1% |
| Didn't provide services promised | 8 | 0.1% |
| Threatened to contact someone or share information improperly | 6 | 0.1% |
| Confusing or misleading advertising or marketing | 5 | 0.1% |
| Unauthorized withdrawals or charges | 5 | 0.1% |
| Confusing or missing disclosures | 3 | 0.1% |
| Charged fees or interest you didn't expect | 2 | 0.1% |
| Charged upfront or unexpected fees | 2 | 0.1% |
| Getting a credit card | 2 | 0.1% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 17,381 | 67.2% |
| Untimely response | 6,655 | 25.7% |
| In progress | 1,379 | 5.3% |
| Closed with non-monetary relief | 287 | 1.1% |
| Closed with monetary relief | 166 | 0.6% |
States
| State | Complaints | Share |
|---|---|---|
| California | 2,687 | 10.4% |
| Texas | 2,034 | 7.9% |
| Florida | 1,706 | 6.6% |
| New York | 1,494 | 5.8% |
| Georgia | 1,357 | 5.2% |
| Pennsylvania | 1,239 | 4.8% |
| Illinois | 1,130 | 4.4% |
| Ohio | 931 | 3.6% |
| North Carolina | 912 | 3.5% |
| New Jersey | 834 | 3.2% |
| Virginia | 831 | 3.2% |
| Maryland | 819 | 3.2% |
| Michigan | 755 | 2.9% |
| Massachusetts | 663 | 2.6% |
| Washington | 508 | 2% |
| Colorado | 493 | 1.9% |
| Arizona | 484 | 1.9% |
| South Carolina | 470 | 1.8% |
| Indiana | 436 | 1.7% |
| Tennessee | 420 | 1.6% |
| Minnesota | 405 | 1.6% |
| Missouri | 394 | 1.5% |
| Wisconsin | 382 | 1.5% |
| Connecticut | 377 | 1.5% |
| Oregon | 367 | 1.4% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| November 2, 2026 | Student loan | Dealing with your lender or servicer | Closed with explanation | consumerfinance.gov |
| November 1, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| November 1, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| November 1, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| November 1, 2026 | Student loan | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| November 1, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| November 1, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| November 1, 2026 | Student loan | Struggling to repay your loan | In progress | consumerfinance.gov |
| November 1, 2026 | Student loan | Struggling to repay your loan | In progress | consumerfinance.gov |
| November 1, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| November 1, 2026 | Student loan | Incorrect information on your report | In progress | consumerfinance.gov |
| November 1, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 31, 2026 | Student loan | Struggling to repay your loan | In progress | consumerfinance.gov |
| October 31, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 31, 2026 | Student loan | Struggling to repay your loan | In progress | consumerfinance.gov |
| October 31, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 31, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 31, 2026 | Student loan | Incorrect information on your report | In progress | consumerfinance.gov |
| October 31, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 31, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 31, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 31, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 31, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 31, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| October 31, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 31, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| October 31, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 31, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 30, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| October 30, 2026 | Student loan | Dealing with your lender or servicer | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 30, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 30, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| October 30, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 30, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 30, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | Student loan | Dealing with your lender or servicer | Closed with non-monetary relief | consumerfinance.gov |
| October 30, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 30, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 30, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 30, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 30, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| October 30, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 30, 2026 | Student loan | Struggling to repay your loan | In progress | consumerfinance.gov |
| October 30, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 30, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 30, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
| October 30, 2026 | Debt collection | False statements or representation | In progress | consumerfinance.gov |
| October 30, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 30, 2026 | Student loan | Dealing with your lender or servicer | In progress | consumerfinance.gov |
Also on SpecStream
- Every company with Student loan complaints
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Debt collection complaints
- Every company with Debt or credit management complaints
- Consumer complaints in California
- Consumer complaints in Texas
- Consumer complaints in Florida
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.