Consumer complaints in Minnesota: 64,066 to the CFPB in the last 3 years

Name: CFPB consumer complaints from Minnesota
Creator: SpecStream
License: https://creativecommons.org/licenses/by/4.0/

Consumers in Minnesota sent 64,066 complaints to the CFPB in the three years to November 6, 2026, and 98,186 since 2011. The largest group, 50,493, was about credit reporting or other personal consumer reports. Companies responded on time to 99.1% of them. A state's count follows its population, so the page compares counts and not rates.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Get credit reporting or other personal consumer reports in Minnesota Watch complaints in Minnesota Get the largest companies here

64,066Complaints, last 3 years
98,186Complaints, all years
789Companies
99.1%Responded on time
Nov 6, 2026Latest received

Products

Product	Complaints	Share
Credit reporting or other personal consumer reports	50,493	78.8%
Debt collection	4,484	7%
Credit card	2,507	3.9%
Checking or savings account	2,282	3.6%
Money transfer, virtual currency, or money service	1,435	2.2%
Mortgage	895	1.4%
Student loan	865	1.4%
Vehicle loan or lease	461	0.7%
Payday loan, title loan, personal loan, or advance loan	350	0.5%
Prepaid card	192	0.3%
Debt or credit management	102	0.2%

Companies with the most complaints from Minnesota

Counts only: a company with more customers in the state draws more complaints.

Company	Complaints	Share
TransUnion Intermediate Holdings, Inc.	17,002	26.5%
Equifax, Inc.	16,138	25.2%
Experian Information Solutions Inc.	15,042	23.5%
Wells Fargo & Company	1,054	1.6%
Capital One Financial Corporation	772	1.2%
Block, Inc.	708	1.1%
U.S. Bancorp	532	0.8%
Citibank, N.A.	447	0.7%
JPMorgan Chase & Co.	431	0.7%
MOHELA	405	0.6%
Synchrony Financial	383	0.6%
Resurgent Capital Services L.P.	371	0.6%
CL Holdings LLC	364	0.6%
American Express Company	335	0.5%
Chime Financial Inc	322	0.5%
Paypal Holdings, Inc	317	0.5%
Bank of America, National Association	290	0.5%
Encore Capital Group Inc.	290	0.5%
Portfolio Recovery Associates, LLC	281	0.4%
LexisNexis	274	0.4%
CBC Companies, Inc.	260	0.4%
Huntington National Bank, the	208	0.3%
Bread Financial Holdings, Inc.	207	0.3%
Early Warning Services, LLC	201	0.3%
Nelnet, Inc.	195	0.3%
CCS Financial Services, Inc.	179	0.3%
Discover Bank	162	0.3%
Goldman Sachs Bank USA	139	0.2%
Fidelity National Information Services, Inc. (FNIS)	132	0.2%
Affirm Holdings, Inc	119	0.2%
Ally Financial Inc.	117	0.2%
Shellpoint Partners, LLC	116	0.2%
Navy Federal Credit Union	114	0.2%
I.C. System, Inc.	112	0.2%
Servicer under contract with Federal Student Aid	105	0.2%
Kriya Capital, LLC	103	0.2%
SoFi Technologies, Inc.	101	0.2%
Maximus Federal Services, Inc.	100	0.2%
TD Bank US Holding Company	100	0.2%
Caine & Weiner Company, Inc.	95	0.1%
Credit Acceptance Corporation	90	0.1%
Barclays Bank Delaware	83	0.1%
National Credit Systems,Inc.	83	0.1%
HW Holding, Inc	78	0.1%
Messerli & Kramer P.A.	78	0.1%
EdFinancial Services	76	0.1%
Transworld Systems Inc	75	0.1%
CLGF Holdco 1, LLC	73	0.1%
BMO Bank National Association	72	0.1%
Self Financial Inc.	71	0.1%

Complaints by year

Year	Complaints
2026, to Nov 6	24,558
2025	24,345
2024	13,985
2023	8,133
2022	5,361
2021	3,544
2020	3,218
2019	2,399
2018	2,195
2017	2,405
2016	2,211
2015	1,898
2014	1,666
2013	1,292
2012	935
2011	41

Issues

Issue	Complaints	Share
Incorrect information on your report	26,583	41.5%
Improper use of your report	12,958	20.2%
Problem with a company's investigation into an existing problem	10,774	16.8%
Attempts to collect debt not owed	1,643	2.6%
Managing an account	1,347	2.1%
Written notification about debt	1,085	1.7%
Took or threatened to take negative or legal action	815	1.3%
Problem with a purchase shown on your statement	740	1.2%
Dealing with your lender or servicer	619	1%
False statements or representation	552	0.9%
Other transaction problem	542	0.8%
Trouble during payment process	476	0.7%
Unable to get your credit report or credit score	353	0.6%
Fraud or scam	336	0.5%
Problem with a lender or other company charging your account	321	0.5%
Other features, terms, or problems	304	0.5%
Getting a credit card	299	0.5%
Fees or interest	275	0.4%
Closing an account	266	0.4%
Communication tactics	226	0.4%
Unauthorized transactions or other transaction problem	213	0.3%
Struggling to pay mortgage	212	0.3%
Opening an account	195	0.3%
Problem with fraud alerts or security freezes	195	0.3%
Problem when making payments	192	0.3%

How companies responded

Company response	Complaints	Share
Closed with explanation	39,110	61%
Closed with non-monetary relief	21,519	33.6%
In progress	2,253	3.5%
Closed with monetary relief	875	1.4%
Untimely response	309	0.5%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

Received	Company	Product	Issue	Company response	Source
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Improper use of your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Improper use of your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Improper use of your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Improper use of your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Improper use of your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	Experian Information Solutions Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	Experian Information Solutions Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	Experian Information Solutions Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	Experian Information Solutions Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	Experian Information Solutions Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	Experian Information Solutions Inc.	Credit reporting or other personal consumer reports	Improper use of your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Improper use of your report	In progress	consumerfinance.gov
November 6, 2026	Experian Information Solutions Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	Experian Information Solutions Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	Experian Information Solutions Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 5, 2026	Experian Information Solutions Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 5, 2026	Experian Information Solutions Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 5, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 5, 2026	Experian Information Solutions Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 5, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 5, 2026	Experian Information Solutions Inc.	Credit reporting or other personal consumer reports	Problem with fraud alerts or security freezes	In progress	consumerfinance.gov
November 5, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 5, 2026	Experian Information Solutions Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 5, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 5, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 5, 2026	Experian Information Solutions Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 5, 2026	Experian Information Solutions Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 5, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 5, 2026	Experian Information Solutions Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.