Data / Consumer complaints / Citibank, N.A.
Citibank, N.A.: 56,397 CFPB consumer complaints in the last 3 years
Citibank, N.A. drew 56,397 consumer complaints in the CFPB database in the three years to November 6, 2026, and 145,323 since 2011. The largest group, 26,813, was about credit card, and the most common issue was “Problem with a purchase shown on your statement” with 9,759. The company responded on time to 99.9% of the complaints, and 49.3% closed with monetary or other relief. The CFPB records the company as CITIBANK, N.A..
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 56,397Complaints, last 3 years
- 145,323Complaints, all years
- 99.9%Responded on time
- 49.3%Closed with relief
- 11Products
- Nov 1, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 20,475 |
| 2025 | 19,792 |
| 2024 | 14,636 |
| 2023 | 9,796 |
| 2022 | 8,796 |
| 2021 | 9,315 |
| 2020 | 8,720 |
| 2019 | 7,065 |
| 2018 | 7,263 |
| 2017 | 7,192 |
| 2016 | 8,702 |
| 2015 | 6,201 |
| 2014 | 5,768 |
| 2013 | 5,876 |
| 2012 | 5,420 |
| 2011 | 306 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit card | 26,813 | 47.5% |
| Credit reporting or other personal consumer reports | 12,588 | 22.3% |
| Checking or savings account | 9,973 | 17.7% |
| Debt collection | 5,381 | 9.5% |
| Money transfer, virtual currency, or money service | 1,116 | 2% |
| Payday loan, title loan, personal loan, or advance loan | 211 | 0.4% |
| Mortgage | 145 | 0.3% |
| Prepaid card | 72 | 0.1% |
| Debt or credit management | 59 | 0.1% |
| Vehicle loan or lease | 26 | 0.1% |
| Student loan | 13 | 0.1% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Problem with a purchase shown on your statement | 9,759 | 17.3% |
| Incorrect information on your report | 6,809 | 12.1% |
| Managing an account | 5,828 | 10.3% |
| Improper use of your report | 4,347 | 7.7% |
| Other features, terms, or problems | 3,320 | 5.9% |
| Fees or interest | 2,998 | 5.3% |
| Problem with a company's investigation into an existing problem | 2,701 | 4.8% |
| Closing an account | 2,581 | 4.6% |
| Getting a credit card | 2,476 | 4.4% |
| Closing your account | 2,083 | 3.7% |
| Attempts to collect debt not owed | 2,030 | 3.6% |
| Took or threatened to take negative or legal action | 1,854 | 3.3% |
| Problem when making payments | 1,731 | 3.1% |
| Advertising and marketing, including promotional offers | 1,330 | 2.4% |
| Trouble using your card | 1,325 | 2.3% |
| Opening an account | 724 | 1.3% |
| Problem with a lender or other company charging your account | 579 | 1% |
| Written notification about debt | 577 | 1% |
| False statements or representation | 519 | 0.9% |
| Fraud or scam | 468 | 0.8% |
| Other transaction problem | 360 | 0.6% |
| Communication tactics | 324 | 0.6% |
| Credit monitoring or identity theft protection services | 226 | 0.4% |
| Struggling to pay your bill | 220 | 0.4% |
| Problem caused by your funds being low | 218 | 0.4% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 28,176 | 50% |
| Closed with non-monetary relief | 17,066 | 30.3% |
| Closed with monetary relief | 10,753 | 19.1% |
| In progress | 402 | 0.7% |
States
| State | Complaints | Share |
|---|---|---|
| California | 9,432 | 16.7% |
| New York | 6,288 | 11.1% |
| Florida | 6,126 | 10.9% |
| Texas | 4,894 | 8.7% |
| Illinois | 2,532 | 4.5% |
| New Jersey | 2,331 | 4.1% |
| Georgia | 2,144 | 3.8% |
| Pennsylvania | 1,773 | 3.1% |
| North Carolina | 1,539 | 2.7% |
| Maryland | 1,245 | 2.2% |
| Virginia | 1,222 | 2.2% |
| Michigan | 1,194 | 2.1% |
| Arizona | 1,178 | 2.1% |
| Ohio | 1,154 | 2% |
| Massachusetts | 1,141 | 2% |
| Washington | 953 | 1.7% |
| Nevada | 755 | 1.3% |
| Tennessee | 710 | 1.3% |
| Connecticut | 706 | 1.3% |
| Colorado | 670 | 1.2% |
| South Carolina | 647 | 1.1% |
| Wisconsin | 525 | 0.9% |
| Indiana | 520 | 0.9% |
| Louisiana | 509 | 0.9% |
| Missouri | 489 | 0.9% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| November 1, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 31, 2026 | Credit card | Problem with a company's investigation into an existing problem | Closed with non-monetary relief | consumerfinance.gov |
| October 31, 2026 | Credit card | Problem with a company's investigation into an existing problem | Closed with non-monetary relief | consumerfinance.gov |
| October 30, 2026 | Credit card | Fees or interest | Closed with monetary relief | consumerfinance.gov |
| October 30, 2026 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | Credit card | Fees or interest | Closed with monetary relief | consumerfinance.gov |
| October 30, 2026 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 30, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| October 29, 2026 | Credit card | Fees or interest | Closed with non-monetary relief | consumerfinance.gov |
| October 29, 2026 | Checking or savings account | Managing an account | Closed with monetary relief | consumerfinance.gov |
| October 29, 2026 | Credit card | Advertising and marketing, including promotional offers | Closed with explanation | consumerfinance.gov |
| October 29, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| October 29, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 29, 2026 | Credit card | Getting a credit card | Closed with non-monetary relief | consumerfinance.gov |
| October 29, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Credit card | Trouble using your card | Closed with non-monetary relief | consumerfinance.gov |
| October 28, 2026 | Credit card | Problem when making payments | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Credit card | Problem with a purchase shown on your statement | Closed with monetary relief | consumerfinance.gov |
| October 28, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Credit card | Fees or interest | Closed with monetary relief | consumerfinance.gov |
| October 28, 2026 | Credit card | Advertising and marketing, including promotional offers | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Credit card | Advertising and marketing, including promotional offers | Closed with non-monetary relief | consumerfinance.gov |
| October 28, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Credit card | Advertising and marketing, including promotional offers | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Checking or savings account | Problem with a lender or other company charging your account | Closed with monetary relief | consumerfinance.gov |
| October 28, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| October 27, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Credit card | Other features, terms, or problems | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Money transfer, virtual currency, or money service | Fraud or scam | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Credit card | Advertising and marketing, including promotional offers | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Credit card | Other features, terms, or problems | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with non-monetary relief | consumerfinance.gov |
| October 27, 2026 | Credit card | Getting a credit card | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Checking or savings account | Opening an account | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Credit card | Other features, terms, or problems | Closed with monetary relief | consumerfinance.gov |
| October 27, 2026 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Credit card | Problem with a purchase shown on your statement | Closed with monetary relief | consumerfinance.gov |
| October 27, 2026 | Credit card | Closing your account | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Credit card | Problem with a purchase shown on your statement | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Credit card | Advertising and marketing, including promotional offers | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Credit card complaints
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Checking or savings account complaints
- Every company with Debt collection complaints
- Consumer complaints in California
- Consumer complaints in New York
- Consumer complaints in Florida
- All consumer complaints
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.