Consumer complaints in Tennessee: 213,592 to the CFPB in the last 3 years

Name: CFPB consumer complaints from Tennessee
Creator: SpecStream
License: https://creativecommons.org/licenses/by/4.0/

Consumers in Tennessee sent 213,592 complaints to the CFPB in the three years to November 6, 2026, and 293,161 since 2011. The largest group, 185,019, was about credit reporting or other personal consumer reports. Companies responded on time to 99.4% of them. A state's count follows its population, so the page compares counts and not rates.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Get credit reporting or other personal consumer reports in Tennessee Watch complaints in Tennessee Get the largest companies here

213,592Complaints, last 3 years
293,161Complaints, all years
1,201Companies
99.4%Responded on time
Nov 6, 2026Latest received

Products

Product	Complaints	Share
Credit reporting or other personal consumer reports	185,019	86.6%
Debt collection	13,248	6.2%
Checking or savings account	3,654	1.7%
Credit card	3,608	1.7%
Money transfer, virtual currency, or money service	2,861	1.3%
Mortgage	1,477	0.7%
Vehicle loan or lease	1,135	0.5%
Payday loan, title loan, personal loan, or advance loan	1,000	0.5%
Student loan	975	0.5%
Prepaid card	375	0.2%
Debt or credit management	240	0.1%

Companies with the most complaints from Tennessee

Counts only: a company with more customers in the state draws more complaints.

Company	Complaints	Share
TransUnion Intermediate Holdings, Inc.	62,781	29.4%
Equifax, Inc.	59,477	27.8%
Experian Information Solutions Inc.	56,184	26.3%
Block, Inc.	1,998	0.9%
Capital One Financial Corporation	1,310	0.6%
LexisNexis	1,276	0.6%
Resurgent Capital Services L.P.	990	0.5%
CBC Companies, Inc.	909	0.4%
CL Holdings LLC	893	0.4%
Encore Capital Group Inc.	772	0.4%
JPMorgan Chase & Co.	719	0.3%
Navy Federal Credit Union	715	0.3%
Bank of America, National Association	713	0.3%
Citibank, N.A.	710	0.3%
Synchrony Financial	709	0.3%
Wells Fargo & Company	639	0.3%
Portfolio Recovery Associates, LLC	628	0.3%
Chime Financial Inc	588	0.3%
Paypal Holdings, Inc	449	0.2%
Early Warning Services, LLC	420	0.2%
MOHELA	420	0.2%
Truist Financial Corporation	416	0.2%
American Express Company	394	0.2%
Bread Financial Holdings, Inc.	364	0.2%
Regions Financial Corporation	363	0.2%
Nelnet, Inc.	328	0.2%
U.S. Bancorp	324	0.2%
Credit Acceptance Corporation	316	0.1%
National Credit Systems,Inc.	314	0.1%
I.C. System, Inc.	313	0.1%
CCS Financial Services, Inc.	308	0.1%
W&A Intermediate Co., LLC	303	0.1%
Kriya Capital, LLC	295	0.1%
Spring Oaks Capital, LLC	295	0.1%
Ally Financial Inc.	276	0.1%
National Credit Adjusters, LLC	257	0.1%
Santander Holdings USA, Inc.	257	0.1%
Affirm Holdings, Inc	251	0.1%
Discover Bank	233	0.1%
OneMain Finance Corporation	231	0.1%
Maximus Federal Services, Inc.	229	0.1%
Shellpoint Partners, LLC	220	0.1%
Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis	215	0.1%
Self Financial Inc.	213	0.1%
Caine & Weiner Company, Inc.	208	0.1%
Goldman Sachs Bank USA	206	0.1%
Professional Recovery Management	202	0.1%
Fidelity National Information Services, Inc. (FNIS)	190	0.1%
Transworld Systems Inc	169	0.1%
First Horizon Bank	155	0.1%

Complaints by year

Year	Complaints
2026, to Nov 6	87,840
2025	81,326
2024	40,866
2023	20,716
2022	14,911
2021	12,015
2020	11,218
2019	4,737
2018	4,455
2017	4,380
2016	3,105
2015	2,776
2014	2,298
2013	1,548
2012	933
2011	37

Issues

Issue	Complaints	Share
Incorrect information on your report	107,120	50.2%
Improper use of your report	42,312	19.8%
Problem with a company's investigation into an existing problem	34,979	16.4%
Attempts to collect debt not owed	6,121	2.9%
Written notification about debt	2,428	1.1%
False statements or representation	2,072	1%
Managing an account	1,924	0.9%
Took or threatened to take negative or legal action	1,707	0.8%
Other transaction problem	1,555	0.7%
Problem with a purchase shown on your statement	926	0.4%
Trouble during payment process	729	0.3%
Unable to get your credit report or credit score	669	0.3%
Communication tactics	570	0.3%
Dealing with your lender or servicer	552	0.3%
Problem with a lender or other company charging your account	541	0.3%
Credit monitoring or identity theft protection services	526	0.2%
Problem with fraud alerts or security freezes	486	0.2%
Getting a credit card	481	0.2%
Fraud or scam	474	0.2%
Problem caused by your funds being low	446	0.2%
Closing an account	442	0.2%
Struggling to pay mortgage	412	0.2%
Problem when making payments	376	0.2%
Fees or interest	363	0.2%
Managing the loan or lease	359	0.2%

How companies responded

Company response	Complaints	Share
Closed with explanation	126,282	59.1%
Closed with non-monetary relief	76,864	36%
In progress	8,767	4.1%
Closed with monetary relief	1,186	0.6%
Untimely response	493	0.2%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

Received	Company	Product	Issue	Company response	Source
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Improper use of your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Improper use of your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	Ally Financial Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Improper use of your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	Lockhart, Morris & Montgomery Inc.	Debt collection	Attempts to collect debt not owed	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Improper use of your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Improper use of your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Improper use of your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Improper use of your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Improper use of your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Improper use of your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Improper use of your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Improper use of your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Improper use of your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Debt collection	Attempts to collect debt not owed	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov
November 6, 2026	TransUnion Intermediate Holdings, Inc.	Credit reporting or other personal consumer reports	Incorrect information on your report	In progress	consumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.