Data / Consumer complaints / National Credit Adjusters, LLC
National Credit Adjusters, LLC: 7,244 CFPB consumer complaints in the last 3 years
Updated November 7, 2026. Source: CFPB Consumer Complaint Database.
National Credit Adjusters, LLC drew 7,244 consumer complaints in the CFPB database in the three years to November 6, 2026, and 11,678 since 2013. The largest group, 5,592, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 2,718. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.
The request: Watch National Credit Adjusters, LLC: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.
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- 7,244Complaints, last 3 years
- 11,678Complaints, all years
- 100.0%Responded on time
- 0.0%Closed with relief
- 9Products
- Nov 6, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 3,145 |
| 2025 | 2,395 |
| 2024 | 1,567 |
| 2023 | 938 |
| 2022 | 725 |
| 2021 | 1,157 |
| 2020 | 698 |
| 2019 | 201 |
| 2018 | 210 |
| 2017 | 169 |
| 2016 | 143 |
| 2015 | 153 |
| 2014 | 141 |
| 2013 | 36 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Debt collection | 5,592 | 77.2% |
| Credit reporting or other personal consumer reports | 1,560 | 21.5% |
| Payday loan, title loan, personal loan, or advance loan | 67 | 0.9% |
| Credit card | 11 | 0.2% |
| Debt or credit management | 8 | 0.1% |
| Money transfer, virtual currency, or money service | 3 | 0.1% |
| Checking or savings account | 1 | 0.1% |
| Student loan | 1 | 0.1% |
| Vehicle loan or lease | 1 | 0.1% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Attempts to collect debt not owed | 2,718 | 37.5% |
| Took or threatened to take negative or legal action | 1,105 | 15.3% |
| Written notification about debt | 941 | 13% |
| Incorrect information on your report | 747 | 10.3% |
| False statements or representation | 692 | 9.6% |
| Improper use of your report | 481 | 6.6% |
| Problem with a company's investigation into an existing problem | 354 | 4.9% |
| Communication tactics | 88 | 1.2% |
| Electronic communications | 35 | 0.5% |
| Threatened to contact someone or share information improperly | 13 | 0.2% |
| Received a loan you didn't apply for | 10 | 0.1% |
| Credit monitoring or identity theft protection services | 8 | 0.1% |
| Struggling to pay your loan | 8 | 0.1% |
| Problem with fraud alerts or security freezes | 6 | 0.1% |
| Charged fees or interest you didn't expect | 5 | 0.1% |
| Didn't provide services promised | 4 | 0.1% |
| Confusing or missing disclosures | 3 | 0.1% |
| Problem with the payoff process at the end of the loan | 3 | 0.1% |
| Was approved for a loan, but didn't receive the money | 3 | 0.1% |
| Fraud or scam | 2 | 0.1% |
| Getting a credit card | 2 | 0.1% |
| Loan payment wasn't credited to your account | 2 | 0.1% |
| Advertising and marketing, including promotional offers | 1 | 0.1% |
| Can't contact lender or servicer | 1 | 0.1% |
| Confusing or misleading advertising or marketing | 1 | 0.1% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 6,746 | 93.1% |
| In progress | 498 | 6.9% |
States
| State | Complaints | Share |
|---|---|---|
| Texas | 2,147 | 29.6% |
| California | 1,039 | 14.3% |
| Alabama | 529 | 7.3% |
| Mississippi | 386 | 5.3% |
| Florida | 348 | 4.8% |
| Louisiana | 346 | 4.8% |
| South Carolina | 328 | 4.5% |
| Georgia | 288 | 4% |
| Tennessee | 257 | 3.5% |
| Ohio | 256 | 3.5% |
| Michigan | 187 | 2.6% |
| Virginia | 112 | 1.5% |
| Arizona | 108 | 1.5% |
| Illinois | 96 | 1.3% |
| Missouri | 95 | 1.3% |
| Nevada | 71 | 1% |
| Indiana | 60 | 0.8% |
| Kentucky | 57 | 0.8% |
| Wisconsin | 54 | 0.7% |
| Delaware | 51 | 0.7% |
| North Carolina | 46 | 0.6% |
| Maryland | 36 | 0.5% |
| Oklahoma | 35 | 0.5% |
| Kansas | 33 | 0.5% |
| Washington | 29 | 0.4% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| November 6, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| November 6, 2026 | Debt collection | Written notification about debt | In progress | consumerfinance.gov |
| November 6, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 6, 2026 | Debt collection | Took or threatened to take negative or legal action | In progress | consumerfinance.gov |
| November 6, 2026 | Debt collection | Took or threatened to take negative or legal action | In progress | consumerfinance.gov |
| November 6, 2026 | Debt collection | False statements or representation | In progress | consumerfinance.gov |
| November 5, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 5, 2026 | Debt collection | Took or threatened to take negative or legal action | In progress | consumerfinance.gov |
| November 5, 2026 | Debt collection | False statements or representation | In progress | consumerfinance.gov |
| November 5, 2026 | Debt collection | Took or threatened to take negative or legal action | In progress | consumerfinance.gov |
| November 5, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 5, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 5, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 5, 2026 | Debt collection | Took or threatened to take negative or legal action | In progress | consumerfinance.gov |
| November 5, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 5, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 5, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 5, 2026 | Debt collection | Took or threatened to take negative or legal action | In progress | consumerfinance.gov |
| November 5, 2026 | Debt collection | False statements or representation | In progress | consumerfinance.gov |
| November 4, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 4, 2026 | Debt collection | Took or threatened to take negative or legal action | In progress | consumerfinance.gov |
| November 4, 2026 | Debt collection | Took or threatened to take negative or legal action | In progress | consumerfinance.gov |
| November 4, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 4, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 4, 2026 | Debt collection | Took or threatened to take negative or legal action | In progress | consumerfinance.gov |
| November 4, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 4, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 4, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 4, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| November 4, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 4, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 4, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 4, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 3, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 3, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 3, 2026 | Debt collection | Written notification about debt | In progress | consumerfinance.gov |
| November 3, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 3, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| November 3, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| November 3, 2026 | Debt collection | Written notification about debt | In progress | consumerfinance.gov |
| November 3, 2026 | Debt collection | Written notification about debt | In progress | consumerfinance.gov |
| November 3, 2026 | Debt collection | Written notification about debt | In progress | consumerfinance.gov |
| November 3, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 3, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 3, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 3, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 3, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 3, 2026 | Debt collection | False statements or representation | In progress | consumerfinance.gov |
| November 3, 2026 | Debt collection | Took or threatened to take negative or legal action | In progress | consumerfinance.gov |
| November 3, 2026 | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
Also on SpecStream
- Every company with Debt collection complaints
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Payday loan, title loan, personal loan, or advance loan complaints
- Every company with Credit card complaints
- Consumer complaints in Texas
- Consumer complaints in California
- Consumer complaints in Alabama
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.