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Data / Consumer complaints / California

Consumer complaints in California: 1,370,201 to the CFPB in the last 3 years

Consumers in California sent 1,370,201 complaints to the CFPB in the three years to November 6, 2026, and 1,868,967 since 2011. The largest group, 1,198,208, was about credit reporting or other personal consumer reports. Companies responded on time to 99.6% of them. A state's count follows its population, so the page compares counts and not rates.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 1,370,201Complaints, last 3 years
  • 1,868,967Complaints, all years
  • 2,149Companies
  • 99.6%Responded on time
  • Nov 6, 2026Latest received

Products

Companies with the most complaints from California

Counts only: a company with more customers in the state draws more complaints.

CompanyComplaintsShare
TransUnion Intermediate Holdings, Inc.413,28730.2%
Equifax, Inc.384,32028%
Experian Information Solutions Inc.367,27426.8%
JPMorgan Chase & Co.11,5700.8%
Bank of America, National Association11,3200.8%
Wells Fargo & Company10,5190.8%
Citibank, N.A.9,4320.7%
Capital One Financial Corporation9,0110.7%
LexisNexis5,3410.4%
Resurgent Capital Services L.P.4,9390.4%
Synchrony Financial4,7720.3%
American Express Company4,5370.3%
Encore Capital Group Inc.4,4850.3%
Block, Inc.4,3730.3%
Portfolio Recovery Associates, LLC4,3460.3%
CBC Companies, Inc.3,9900.3%
Early Warning Services, LLC3,9370.3%
CL Holdings LLC3,8100.3%
U.S. Bancorp3,6190.3%
Bread Financial Holdings, Inc.3,1860.2%
Paypal Holdings, Inc2,9110.2%
MOHELA2,6870.2%
Navy Federal Credit Union2,5990.2%
Goldman Sachs Bank USA2,5950.2%
Chime Financial Inc2,1000.2%
Discover Bank2,0040.1%
Affirm Holdings, Inc1,8130.1%
Barclays Bank Delaware1,6930.1%
TD Bank US Holding Company1,6160.1%
Shellpoint Partners, LLC1,6100.1%
Fidelity National Information Services, Inc. (FNIS)1,5300.1%
Ally Financial Inc.1,4440.1%
Nelnet, Inc.1,3860.1%
CCS Financial Services, Inc.1,2000.1%
BMO Bank National Association1,1670.1%
SoFi Technologies, Inc.1,1510.1%
Santander Holdings USA, Inc.1,1400.1%
Kriya Capital, LLC1,0860.1%
I.C. System, Inc.1,0750.1%
National Credit Adjusters, LLC1,0390.1%
Westlake Services, LLC9880.1%
Maximus Federal Services, Inc.9620.1%
Rowland Avenue Management, Inc. A/KA Columbia Debt Recovery, LLC d/b/a Genesis8970.1%
Toyota Motor Credit Corporation8950.1%
OneMain Finance Corporation8910.1%
Robinhood Markets Inc.7930.1%
Fiserv Finxact Core7840.1%
Transworld Systems Inc7280.1%
Mr. Cooper Group Inc.7220.1%
Self Financial Inc.7070.1%

Complaints by year

YearComplaints
2026, to Nov 6571,858
2025505,426
2024268,699
2023132,855
202280,089
202156,637
202054,029
201934,037
201832,587
201731,585
201626,862
201523,789
201421,432
201316,971
201211,672
2011439

Issues

IssueComplaintsShare
Incorrect information on your report672,17549.1%
Improper use of your report290,62721.2%
Problem with a company's investigation into an existing problem232,35217%
Attempts to collect debt not owed26,3861.9%
Managing an account17,8311.3%
Written notification about debt12,7940.9%
Took or threatened to take negative or legal action11,4860.8%
Problem with a purchase shown on your statement10,4680.8%
False statements or representation6,5960.5%
Other transaction problem5,5420.4%
Getting a credit card5,0650.4%
Trouble during payment process4,7820.3%
Closing an account4,2060.3%
Other features, terms, or problems4,0000.3%
Problem with fraud alerts or security freezes3,8290.3%
Fraud or scam3,8250.3%
Problem with a lender or other company charging your account3,6840.3%
Dealing with your lender or servicer3,5220.3%
Unable to get your credit report or credit score3,3750.2%
Fees or interest3,2780.2%
Struggling to pay mortgage2,8370.2%
Credit monitoring or identity theft protection services2,6670.2%
Closing your account2,5450.2%
Opening an account2,4750.2%
Problem when making payments2,3220.2%

How companies responded

Company responseComplaintsShare
Closed with explanation797,32158.2%
Closed with non-monetary relief501,95736.6%
In progress55,5204.1%
Closed with monetary relief12,9170.9%
Untimely response2,4850.2%
Not listed10.1%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedCompanyProductIssueCompany responseSource
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit cardGetting a credit cardIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit cardGetting a credit cardIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemIn progressconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.