Data / Consumer complaints / Early Warning Services, LLC

Early Warning Services, LLC: 33,259 CFPB consumer complaints in the last 3 years

Name: CFPB consumer complaints against Early Warning Services, LLC
Creator: SpecStream
License: https://creativecommons.org/licenses/by/4.0/

Early Warning Services, LLC drew 33,259 consumer complaints in the CFPB database in the three years to November 6, 2026, and 37,618 since 2013. The largest group, 20,798, was about money transfer, virtual currency, or money service, and the most common issue was “Other transaction problem” with 16,606. The company responded on time to 99.9% of the complaints, and 0.0% closed with monetary or other relief.

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33,259Complaints, last 3 years
37,618Complaints, all years
99.9%Responded on time
0.0%Closed with relief
8Products
Nov 1, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

Year	Complaints
2026, to Nov 6	4,973
2025	24,509
2024	3,452
2023	1,579
2022	1,262
2021	698
2020	363
2019	309
2018	224
2017	131
2016	44
2015	45
2014	21
2013	8

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Product	Complaints	Share
Money transfer, virtual currency, or money service	20,798	62.5%
Credit reporting or other personal consumer reports	10,548	31.7%
Checking or savings account	1,809	5.4%
Debt collection	64	0.2%
Credit card	18	0.1%
Debt or credit management	16	0.1%
Prepaid card	5	0.1%
Vehicle loan or lease	1	0.1%

Issues

Issue	Complaints	Share
Other transaction problem	16,606	49.9%
Incorrect information on your report	6,316	19%
Improper use of your report	2,301	6.9%
Fraud or scam	1,825	5.5%
Opening an account	1,191	3.6%
Problem with a company's investigation into an existing problem	1,044	3.1%
Confusing or missing disclosures	836	2.5%
Unauthorized transactions or other transaction problem	576	1.7%
Other service problem	400	1.2%
Problem with a company's investigation into an existing issue	364	1.1%
Managing an account	347	1%
Unable to get your credit report or credit score	268	0.8%
Problem with fraud alerts or security freezes	266	0.8%
Managing, opening, or closing your mobile wallet account	126	0.4%
Money was not available when promised	119	0.4%
Wrong amount charged or received	92	0.3%
Closing an account	83	0.2%
Trouble accessing funds in your mobile or digital wallet	83	0.2%
Confusing or misleading advertising or marketing	71	0.2%
Problem with a lender or other company charging your account	70	0.2%
Unexpected or other fees	53	0.2%
Problem caused by your funds being low	46	0.1%
Credit monitoring or identity theft protection services	32	0.1%
Identity theft protection or other monitoring services	31	0.1%
Written notification about debt	23	0.1%

How the company responded

Company response	Complaints	Share
Closed with explanation	33,259	100%

States

State	Complaints	Share
Texas	3,972	11.9%
California	3,937	11.8%
Illinois	3,894	11.7%
Florida	3,876	11.7%
New York	2,928	8.8%
Georgia	2,786	8.4%
New Jersey	1,131	3.4%
Michigan	847	2.5%
Pennsylvania	842	2.5%
North Carolina	705	2.1%
Ohio	606	1.8%
Arizona	590	1.8%
Maryland	584	1.8%
Indiana	561	1.7%
Louisiana	548	1.6%
Virginia	544	1.6%
Nevada	463	1.4%
Mississippi	442	1.3%
South Carolina	442	1.3%
Tennessee	420	1.3%
Alabama	339	1%
Massachusetts	337	1%
Connecticut	264	0.8%
Colorado	226	0.7%
Washington	214	0.6%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

Received	Product	Issue	Company response	Source
November 1, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing issue	Closed with explanation	consumerfinance.gov
October 30, 2026	Checking or savings account	Opening an account	Closed with explanation	consumerfinance.gov
October 30, 2026	Checking or savings account	Opening an account	Closed with explanation	consumerfinance.gov
October 29, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 29, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 29, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 28, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	Closed with explanation	consumerfinance.gov
October 28, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 28, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 28, 2026	Checking or savings account	Opening an account	Closed with explanation	consumerfinance.gov
October 28, 2026	Checking or savings account	Opening an account	Closed with explanation	consumerfinance.gov
October 28, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 28, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 28, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 28, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 28, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 28, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 28, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 28, 2026	Checking or savings account	Opening an account	Closed with explanation	consumerfinance.gov
October 28, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 27, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 27, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 27, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 27, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 27, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 27, 2026	Credit reporting or other personal consumer reports	Unable to get your credit report or credit score	Closed with explanation	consumerfinance.gov
October 27, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 27, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing issue	Closed with explanation	consumerfinance.gov
October 27, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 27, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 27, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 27, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 27, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	Closed with explanation	consumerfinance.gov
October 26, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 26, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 26, 2026	Checking or savings account	Opening an account	Closed with explanation	consumerfinance.gov
October 26, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	Closed with explanation	consumerfinance.gov
October 26, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 26, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 26, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 26, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 26, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	Closed with explanation	consumerfinance.gov
October 26, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing issue	Closed with explanation	consumerfinance.gov
October 25, 2026	Checking or savings account	Opening an account	Closed with explanation	consumerfinance.gov
October 25, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 25, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing issue	Closed with explanation	consumerfinance.gov
October 25, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing issue	Closed with explanation	consumerfinance.gov
October 25, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing issue	Closed with explanation	consumerfinance.gov
October 25, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 24, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.