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Data / Consumer complaints / Massachusetts

Consumer complaints in Massachusetts: 181,806 to the CFPB in the last 3 years

Consumers in Massachusetts sent 181,806 complaints to the CFPB in the three years to November 6, 2026, and 243,495 since 2011. The largest group, 159,636, was about credit reporting or other personal consumer reports. Companies responded on time to 99.5% of them. A state's count follows its population, so the page compares counts and not rates.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 181,806Complaints, last 3 years
  • 243,495Complaints, all years
  • 855Companies
  • 99.5%Responded on time
  • Nov 6, 2026Latest received

Products

Companies with the most complaints from Massachusetts

Counts only: a company with more customers in the state draws more complaints.

CompanyComplaintsShare
TransUnion Intermediate Holdings, Inc.53,20129.3%
Equifax, Inc.50,71927.9%
Experian Information Solutions Inc.50,10527.6%
Capital One Financial Corporation1,7250.9%
Bank of America, National Association1,5960.9%
Citibank, N.A.1,1410.6%
JPMorgan Chase & Co.1,0780.6%
American Express Company7070.4%
Citizens Financial Group, Inc.7060.4%
Synchrony Financial7030.4%
LexisNexis6670.4%
MOHELA6630.4%
Block, Inc.6510.4%
Santander Holdings USA, Inc.6030.3%
Paypal Holdings, Inc5410.3%
TD Bank US Holding Company5350.3%
Portfolio Recovery Associates, LLC5220.3%
Encore Capital Group Inc.5140.3%
Resurgent Capital Services L.P.5110.3%
CBC Companies, Inc.4960.3%
Wells Fargo & Company4880.3%
Bread Financial Holdings, Inc.4840.3%
Barclays Bank Delaware4490.2%
CL Holdings LLC4350.2%
Discover Bank4020.2%
Goldman Sachs Bank USA3470.2%
Early Warning Services, LLC3370.2%
Fidelity National Information Services, Inc. (FNIS)3170.2%
Nelnet, Inc.3160.2%
CCS Financial Services, Inc.2990.2%
Chime Financial Inc2970.2%
U.S. Bancorp2710.1%
First Technology Federal Credit Union2380.1%
Ally Financial Inc.2360.1%
EdFinancial Services2260.1%
Affirm Holdings, Inc2250.1%
Shellpoint Partners, LLC2100.1%
Maximus Federal Services, Inc.1660.1%
Toyota Motor Credit Corporation1590.1%
SoFi Technologies, Inc.1460.1%
Navy Federal Credit Union1360.1%
CLGF Holdco 1, LLC1240.1%
M&T Bank Corporation1230.1%
SLM Corporation1180.1%
NRA Group, LLC1160.1%
Westlake Services, LLC1150.1%
ID Analytics, Inc.1120.1%
Fair Collections & Outsourcing, Inc.1050.1%
American Honda Finance Corp1020.1%
Transworld Systems Inc1020.1%

Complaints by year

YearComplaints
2026, to Nov 676,625
202565,404
202437,426
202313,890
20228,841
20218,334
20207,375
20194,048
20183,858
20174,163
20163,353
20153,150
20142,853
20132,255
20121,849
201171

Issues

IssueComplaintsShare
Incorrect information on your report96,06352.8%
Improper use of your report38,63721.3%
Problem with a company's investigation into an existing problem23,95213.2%
Attempts to collect debt not owed3,5421.9%
Managing an account2,0981.2%
Problem with a purchase shown on your statement1,4100.8%
Written notification about debt1,3410.7%
Unable to get your credit report or credit score9570.5%
Dealing with your lender or servicer9200.5%
False statements or representation8230.5%
Trouble during payment process6820.4%
Getting a credit card6530.4%
Other transaction problem6140.3%
Other features, terms, or problems6060.3%
Took or threatened to take negative or legal action5920.3%
Problem with fraud alerts or security freezes5820.3%
Problem when making payments5360.3%
Closing an account5190.3%
Problem with a lender or other company charging your account5100.3%
Fraud or scam4900.3%
Fees or interest4850.3%
Struggling to repay your loan3850.2%
Opening an account3820.2%
Struggling to pay mortgage3650.2%
Closing your account3450.2%

How companies responded

Company responseComplaintsShare
Closed with explanation107,00658.9%
Closed with non-monetary relief64,46335.5%
In progress7,9884.4%
Closed with monetary relief2,0111.1%
Untimely response3380.2%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedCompanyProductIssueCompany responseSource
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026Experian Information Solutions Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsImproper use of your reportIn progressconsumerfinance.gov
November 6, 2026TransUnion Intermediate Holdings, Inc.Credit reporting or other personal consumer reportsIncorrect information on your reportIn progressconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.