Data / Consumer complaints / Mountain America Federal Credit Union
Mountain America Federal Credit Union: 625 CFPB consumer complaints in the last 3 years
Updated November 7, 2026. Source: CFPB Consumer Complaint Database.
Mountain America Federal Credit Union drew 625 consumer complaints in the CFPB database in the three years to November 6, 2026, and 811 since 2021. The largest group, 219, was about checking or savings account, and the most common issue was “Managing an account” with 140. The company responded on time to 100.0% of the complaints, and 14.9% closed with monetary or other relief. The CFPB records the company as MOUNTAIN AMERICA FEDERAL CREDIT UNION.
The request: Watch Mountain America Federal Credit Union: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.
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- 625Complaints, last 3 years
- 811Complaints, all years
- 100.0%Responded on time
- 14.9%Closed with relief
- 10Products
- Nov 5, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 248 |
| 2025 | 229 |
| 2024 | 133 |
| 2023 | 95 |
| 2022 | 73 |
| 2021 | 33 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Checking or savings account | 219 | 35% |
| Credit reporting or other personal consumer reports | 116 | 18.6% |
| Vehicle loan or lease | 85 | 13.6% |
| Debt collection | 64 | 10.2% |
| Credit card | 60 | 9.6% |
| Mortgage | 35 | 5.6% |
| Money transfer, virtual currency, or money service | 25 | 4% |
| Payday loan, title loan, personal loan, or advance loan | 19 | 3% |
| Debt or credit management | 1 | 0.2% |
| Student loan | 1 | 0.2% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Managing an account | 140 | 22.4% |
| Incorrect information on your report | 79 | 12.6% |
| Managing the loan or lease | 42 | 6.7% |
| Improper use of your report | 32 | 5.1% |
| Problem with a company's investigation into an existing problem | 32 | 5.1% |
| Problem with a lender or other company charging your account | 30 | 4.8% |
| Attempts to collect debt not owed | 21 | 3.4% |
| Problem with a purchase shown on your statement | 21 | 3.4% |
| Problems at the end of the loan or lease | 20 | 3.2% |
| Opening an account | 17 | 2.7% |
| Problem caused by your funds being low | 17 | 2.7% |
| Trouble during payment process | 17 | 2.7% |
| Fraud or scam | 16 | 2.6% |
| Written notification about debt | 16 | 2.6% |
| False statements or representation | 12 | 1.9% |
| Closing an account | 11 | 1.8% |
| Took or threatened to take negative or legal action | 11 | 1.8% |
| Repossession | 9 | 1.4% |
| Getting a loan or lease | 8 | 1.3% |
| Problem when making payments | 8 | 1.3% |
| Getting a credit card | 7 | 1.1% |
| Other features, terms, or problems | 7 | 1.1% |
| Struggling to pay mortgage | 6 | 1% |
| Applying for a mortgage or refinancing an existing mortgage | 5 | 0.8% |
| Credit monitoring or identity theft protection services | 4 | 0.6% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 492 | 78.7% |
| Closed with non-monetary relief | 52 | 8.3% |
| Closed with monetary relief | 41 | 6.6% |
| In progress | 40 | 6.4% |
States
| State | Complaints | Share |
|---|---|---|
| Utah | 268 | 42.9% |
| Arizona | 92 | 14.7% |
| Idaho | 46 | 7.4% |
| Nevada | 42 | 6.7% |
| Texas | 27 | 4.3% |
| New Mexico | 26 | 4.2% |
| California | 20 | 3.2% |
| Florida | 17 | 2.7% |
| Colorado | 13 | 2.1% |
| Montana | 11 | 1.8% |
| Missouri | 6 | 1% |
| Oregon | 6 | 1% |
| Georgia | 5 | 0.8% |
| Louisiana | 4 | 0.6% |
| New York | 4 | 0.6% |
| Illinois | 3 | 0.5% |
| Maryland | 3 | 0.5% |
| Oklahoma | 3 | 0.5% |
| Rhode Island | 3 | 0.5% |
| Tennessee | 3 | 0.5% |
| Indiana | 2 | 0.3% |
| Michigan | 2 | 0.3% |
| Minnesota | 2 | 0.3% |
| North Carolina | 2 | 0.3% |
| New Jersey | 2 | 0.3% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| November 5, 2026 | Debt collection | False statements or representation | In progress | consumerfinance.gov |
| November 4, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| November 3, 2026 | Checking or savings account | Managing an account | In progress | consumerfinance.gov |
| November 3, 2026 | Vehicle loan or lease | Managing the loan or lease | In progress | consumerfinance.gov |
| November 1, 2026 | Checking or savings account | Managing an account | In progress | consumerfinance.gov |
| October 30, 2026 | Checking or savings account | Managing an account | In progress | consumerfinance.gov |
| October 29, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 26, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | In progress | consumerfinance.gov |
| October 26, 2026 | Checking or savings account | Managing an account | In progress | consumerfinance.gov |
| October 26, 2026 | Checking or savings account | Managing an account | In progress | consumerfinance.gov |
| October 25, 2026 | Vehicle loan or lease | Managing the loan or lease | In progress | consumerfinance.gov |
| October 22, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| October 22, 2026 | Debt collection | Communication tactics | In progress | consumerfinance.gov |
| October 20, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | In progress | consumerfinance.gov |
| October 17, 2026 | Credit card | Incorrect information on your report | In progress | consumerfinance.gov |
| October 15, 2026 | Checking or savings account | Managing an account | In progress | consumerfinance.gov |
| October 15, 2026 | Debt collection | Written notification about debt | In progress | consumerfinance.gov |
| October 15, 2026 | Vehicle loan or lease | Repossession | In progress | consumerfinance.gov |
| October 14, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with cash advance | In progress | consumerfinance.gov |
| October 6, 2026 | Debt collection | Written notification about debt | In progress | consumerfinance.gov |
| October 4, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 2, 2026 | Checking or savings account | Managing an account | In progress | consumerfinance.gov |
| October 2, 2026 | Credit card | Getting a credit card | In progress | consumerfinance.gov |
| October 1, 2026 | Checking or savings account | Managing an account | In progress | consumerfinance.gov |
| October 1, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | In progress | consumerfinance.gov |
| September 30, 2026 | Money transfer, virtual currency, or money service | Fraud or scam | In progress | consumerfinance.gov |
| September 25, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| September 25, 2026 | Checking or savings account | Closing an account | In progress | consumerfinance.gov |
| September 23, 2026 | Mortgage | Trouble during payment process | In progress | consumerfinance.gov |
| September 23, 2026 | Credit card | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| September 21, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | In progress | consumerfinance.gov |
| September 20, 2026 | Checking or savings account | Managing an account | In progress | consumerfinance.gov |
| September 18, 2026 | Checking or savings account | Managing an account | In progress | consumerfinance.gov |
| September 17, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with monetary relief | consumerfinance.gov |
| September 17, 2026 | Checking or savings account | Problem caused by your funds being low | Closed with explanation | consumerfinance.gov |
| September 17, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| September 16, 2026 | Money transfer, virtual currency, or money service | Other service problem | Closed with explanation | consumerfinance.gov |
| September 15, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| September 12, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| September 12, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| September 10, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| September 8, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| September 8, 2026 | Credit card | Incorrect information on your report | Closed with monetary relief | consumerfinance.gov |
| September 7, 2026 | Money transfer, virtual currency, or money service | Fraud or scam | In progress | consumerfinance.gov |
| September 7, 2026 | Credit card | Getting a credit card | Closed with explanation | consumerfinance.gov |
| September 6, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with non-monetary relief | consumerfinance.gov |
| September 5, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| September 5, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| September 3, 2026 | Student loan | Problem with a company's investigation into an existing problem | Closed with monetary relief | consumerfinance.gov |
| September 3, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
Also on SpecStream
- Every company with Checking or savings account complaints
- Every company with Credit reporting or other personal consumer reports complaints
- Every company with Vehicle loan or lease complaints
- Every company with Debt collection complaints
- Consumer complaints in Utah
- Consumer complaints in Arizona
- Consumer complaints in Idaho
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.