Data / Consumer complaints / North Dakota
Consumer complaints in North Dakota: 8,395 to the CFPB in the last 3 years
Consumers in North Dakota sent 8,395 complaints to the CFPB in the three years to November 6, 2026, and 11,372 since 2011. The largest group, 6,779, was about credit reporting or other personal consumer reports. Companies responded on time to 98.7% of them. A state's count follows its population, so the page compares counts and not rates.
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Get credit reporting or other personal consumer reports in North DakotaWatch complaints in North DakotaGet the largest companies here
- 8,395Complaints, last 3 years
- 11,372Complaints, all years
- 318Companies
- 98.7%Responded on time
- Nov 6, 2026Latest received
Products
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 6,779 | 80.8% |
| Debt collection | 826 | 9.8% |
| Credit card | 218 | 2.6% |
| Checking or savings account | 196 | 2.3% |
| Money transfer, virtual currency, or money service | 125 | 1.5% |
| Student loan | 65 | 0.8% |
| Vehicle loan or lease | 56 | 0.7% |
| Mortgage | 52 | 0.6% |
| Payday loan, title loan, personal loan, or advance loan | 46 | 0.5% |
| Prepaid card | 20 | 0.2% |
| Debt or credit management | 12 | 0.1% |
Companies with the most complaints from North Dakota
Counts only: a company with more customers in the state draws more complaints.
Complaints by year
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 3,625 |
| 2025 | 2,923 |
| 2024 | 1,711 |
| 2023 | 781 |
| 2022 | 486 |
| 2021 | 242 |
| 2020 | 221 |
| 2019 | 220 |
| 2018 | 223 |
| 2017 | 332 |
| 2016 | 191 |
| 2015 | 152 |
| 2014 | 155 |
| 2013 | 69 |
| 2012 | 40 |
| 2011 | 1 |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 3,561 | 42.4% |
| Improper use of your report | 1,854 | 22.1% |
| Problem with a company's investigation into an existing problem | 1,342 | 16% |
| Took or threatened to take negative or legal action | 321 | 3.8% |
| Attempts to collect debt not owed | 178 | 2.1% |
| Written notification about debt | 125 | 1.5% |
| Managing an account | 111 | 1.3% |
| False statements or representation | 110 | 1.3% |
| Problem with a purchase shown on your statement | 52 | 0.6% |
| Electronic communications | 45 | 0.5% |
| Other transaction problem | 45 | 0.5% |
| Communication tactics | 42 | 0.5% |
| Dealing with your lender or servicer | 40 | 0.5% |
| Trouble during payment process | 34 | 0.4% |
| Fraud or scam | 30 | 0.4% |
| Unable to get your credit report or credit score | 30 | 0.4% |
| Closing an account | 29 | 0.3% |
| Other features, terms, or problems | 29 | 0.3% |
| Problem with a lender or other company charging your account | 29 | 0.3% |
| Fees or interest | 28 | 0.3% |
| Getting a credit card | 28 | 0.3% |
| Problem with fraud alerts or security freezes | 23 | 0.3% |
| Closing your account | 22 | 0.3% |
| Managing the loan or lease | 19 | 0.2% |
| Repossession | 19 | 0.2% |
How companies responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 5,149 | 61.3% |
| Closed with non-monetary relief | 2,778 | 33.1% |
| In progress | 348 | 4.1% |
| Closed with monetary relief | 72 | 0.9% |
| Untimely response | 48 | 0.6% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Company | Product | Issue | Company response | Source |
|---|---|---|---|---|---|
| November 6, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 6, 2026 | Santander Holdings USA, Inc. | Checking or savings account | Managing an account | In progress | consumerfinance.gov |
| November 6, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 5, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 5, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 5, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| November 5, 2026 | Mar Joe Enterprises | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| November 5, 2026 | Self Financial Inc. | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 5, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| November 5, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| November 4, 2026 | AAA Collections | Debt collection | Attempts to collect debt not owed | In progress | consumerfinance.gov |
| November 4, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 4, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 4, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| November 4, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| November 4, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 4, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 4, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 4, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 4, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 4, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 4, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 4, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 4, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 4, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 3, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 3, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 3, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| November 3, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 3, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 3, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| November 3, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| November 3, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| November 3, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Unable to get your credit report or credit score | In progress | consumerfinance.gov |
| November 2, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| November 2, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| November 2, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 2, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 2, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| November 2, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Improper use of your report | In progress | consumerfinance.gov |
| November 2, 2026 | HSBC North America Holdings Inc. | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| November 2, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| November 2, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| November 2, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| November 2, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| November 2, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| November 2, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| November 2, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
| November 2, 2026 | TransUnion Intermediate Holdings, Inc. | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| November 2, 2026 | Experian Information Solutions Inc. | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | In progress | consumerfinance.gov |
Also on SpecStream
- All consumer complaints
- Credit reporting or other personal consumer reports, all states
- Debt collection, all states
- Credit card, all states
- Checking or savings account, all states
Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.