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Data / Consumer complaints / United Accounts, Inc.

United Accounts, Inc.: 70 CFPB consumer complaints in the last 3 years

United Accounts, Inc. drew 70 consumer complaints in the CFPB database in the three years to November 6, 2026, and 139 since 2013. The largest group, 59, was about debt collection, and the most common issue was “Took or threatened to take negative or legal action” with 27. The company responded on time to 58.6% of the complaints, and 4.3% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 70Complaints, last 3 years
  • 139Complaints, all years
  • 58.6%Responded on time
  • 4.3%Closed with relief
  • 3Products
  • Oct 21, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 634
202530
20246
202319
20225
202115
20209
20196
20181
20173
20165
20155
20131

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Issues

IssueComplaintsShare
Took or threatened to take negative or legal action2738.6%
Attempts to collect debt not owed1115.7%
Written notification about debt710%
Communication tactics68.6%
False statements or representation57.1%
Incorrect information on your report57.1%
Electronic communications34.3%
Improper use of your report22.9%
Problem with a company's investigation into an existing problem22.9%
Credit monitoring or identity theft protection services11.4%
Problem caused by your funds being low11.4%

How the company responded

Company responseComplaintsShare
Closed with explanation6795.7%
Closed with monetary relief22.9%
Closed with non-monetary relief11.4%

States

StateComplaintsShare
North Dakota3955.7%
Minnesota1521.4%
Texas45.7%
Georgia22.9%
South Dakota22.9%
Washington22.9%
Arizona11.4%
California11.4%
Maryland11.4%
Michigan11.4%
Missouri11.4%
Virginia11.4%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 21, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 8, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
September 19, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 12, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 19, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 12, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
July 21, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
June 24, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
June 2, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
May 19, 2026Checking or savings accountCredit monitoring or identity theft protection servicesClosed with explanationconsumerfinance.gov
May 15, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
May 7, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 7, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 7, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 29, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 23, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
April 18, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 14, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 10, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
March 30, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 25, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 16, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 4, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 3, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
February 27, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
February 20, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
February 16, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
February 12, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
February 6, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
February 4, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
February 2, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
January 30, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 30, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
January 27, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 22, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 22, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
December 6, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
November 25, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
November 17, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
November 12, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
November 5, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 29, 2025Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 17, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
October 9, 2025Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
September 30, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 19, 2025Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
September 13, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 12, 2025Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
August 28, 2025Debt collectionElectronic communicationsClosed with explanationconsumerfinance.gov
August 9, 2025Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.