Data / Consumer complaints / Kikoff Inc.

Kikoff Inc.: 6,799 CFPB consumer complaints in the last 3 years

Name: CFPB consumer complaints against Kikoff Inc.
Creator: SpecStream
License: https://creativecommons.org/licenses/by/4.0/

Kikoff Inc. drew 6,799 consumer complaints in the CFPB database in the three years to November 6, 2026, and 7,397 since 2020. The largest group, 4,032, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 2,453. The company responded on time to 100.0% of the complaints, and 2.3% closed with monetary or other relief.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

Watch this company's complaints Get every credit reporting or other personal consumer reports company Get credit reporting or other personal consumer reports in Texas

6,799Complaints, last 3 years
7,397Complaints, all years
100.0%Responded on time
2.3%Closed with relief
8Products
Oct 30, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

Year	Complaints
2026, to Nov 6	2,940
2025	2,740
2024	1,045
2023	378
2022	207
2021	86
2020	1

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

Product	Complaints	Share
Credit reporting or other personal consumer reports	4,032	59.3%
Debt collection	2,057	30.3%
Credit card	292	4.3%
Payday loan, title loan, personal loan, or advance loan	204	3%
Debt or credit management	163	2.4%
Checking or savings account	38	0.6%
Money transfer, virtual currency, or money service	8	0.1%
Prepaid card	5	0.1%

Issues

Issue	Complaints	Share
Incorrect information on your report	2,453	36.1%
Took or threatened to take negative or legal action	866	12.7%
Improper use of your report	864	12.7%
Problem with a company's investigation into an existing problem	812	11.9%
Attempts to collect debt not owed	734	10.8%
False statements or representation	255	3.8%
Written notification about debt	172	2.5%
Getting a credit card	82	1.2%
Credit monitoring or identity theft protection services	59	0.9%
Confusing or misleading advertising or marketing	46	0.7%
Didn't provide services promised	41	0.6%
Closing your account	39	0.6%
Charged upfront or unexpected fees	34	0.5%
Problem when making payments	31	0.5%
Confusing or missing disclosures	24	0.4%
Communication tactics	20	0.3%
Problem with customer service	20	0.3%
Problem with a purchase shown on your statement	16	0.2%
Other features, terms, or problems	15	0.2%
Problem with fraud alerts or security freezes	15	0.2%
Advertising and marketing, including promotional offers	14	0.2%
Managing an account	13	0.2%
Problem with the payoff process at the end of the loan	13	0.2%
Charged fees or interest you didn't expect	11	0.2%
Getting a line of credit	11	0.2%

How the company responded

Company response	Complaints	Share
Closed with explanation	6,646	97.7%
Closed with non-monetary relief	150	2.2%
Closed with monetary relief	3	0.1%

States

State	Complaints	Share
Texas	938	13.8%
Florida	837	12.3%
Georgia	696	10.2%
California	477	7%
New York	351	5.2%
North Carolina	347	5.1%
Illinois	306	4.5%
South Carolina	271	4%
Pennsylvania	249	3.7%
New Jersey	177	2.6%
Michigan	171	2.5%
Alabama	167	2.5%
Ohio	167	2.5%
Maryland	153	2.3%
Louisiana	146	2.1%
Virginia	141	2.1%
Mississippi	112	1.6%
Arizona	111	1.6%
Tennessee	105	1.5%
Indiana	81	1.2%
Missouri	79	1.2%
Wisconsin	73	1.1%
Massachusetts	63	0.9%
Nevada	58	0.9%
Washington	49	0.7%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

Received	Product	Issue	Company response	Source
October 30, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 30, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 30, 2026	Payday loan, title loan, personal loan, or advance loan	Getting a line of credit	Closed with explanation	consumerfinance.gov
October 30, 2026	Payday loan, title loan, personal loan, or advance loan	Getting the loan	Closed with explanation	consumerfinance.gov
October 30, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 30, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 30, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 30, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 29, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 29, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 28, 2026	Credit card	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 28, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 28, 2026	Credit card	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 28, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 28, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 28, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 28, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 28, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 27, 2026	Debt collection	Took or threatened to take negative or legal action	Closed with explanation	consumerfinance.gov
October 27, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 27, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	Closed with explanation	consumerfinance.gov
October 27, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 27, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 26, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 26, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 26, 2026	Debt collection	Took or threatened to take negative or legal action	Closed with explanation	consumerfinance.gov
October 26, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 26, 2026	Credit reporting or other personal consumer reports	Problem with a company's investigation into an existing problem	Closed with explanation	consumerfinance.gov
October 26, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 26, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 26, 2026	Debt collection	False statements or representation	Closed with explanation	consumerfinance.gov
October 26, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 26, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 26, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 26, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 26, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 26, 2026	Credit card	Getting a credit card	Closed with explanation	consumerfinance.gov
October 26, 2026	Debt collection	Written notification about debt	Closed with explanation	consumerfinance.gov
October 25, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 25, 2026	Debt collection	False statements or representation	Closed with explanation	consumerfinance.gov
October 25, 2026	Credit reporting or other personal consumer reports	Improper use of your report	Closed with explanation	consumerfinance.gov
October 24, 2026	Credit card	Closing your account	Closed with explanation	consumerfinance.gov
October 24, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 24, 2026	Payday loan, title loan, personal loan, or advance loan	Was approved for a loan, but didn't receive the money	Closed with explanation	consumerfinance.gov
October 24, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 24, 2026	Debt collection	Written notification about debt	Closed with explanation	consumerfinance.gov
October 23, 2026	Payday loan, title loan, personal loan, or advance loan	Can't stop withdrawals from your bank account	Closed with explanation	consumerfinance.gov
October 23, 2026	Credit reporting or other personal consumer reports	Incorrect information on your report	Closed with explanation	consumerfinance.gov
October 23, 2026	Debt collection	Attempts to collect debt not owed	Closed with explanation	consumerfinance.gov
October 23, 2026	Debt collection	False statements or representation	Closed with explanation	consumerfinance.gov

Also on SpecStream

Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.