Data / Consumer complaints / General Motors Financial Company, Inc.
General Motors Financial Company, Inc.: 4,638 CFPB consumer complaints in the last 3 years
Updated November 7, 2026. Source: CFPB Consumer Complaint Database.
General Motors Financial Company, Inc. drew 4,638 consumer complaints in the CFPB database in the three years to November 6, 2026, and 9,930 since 2012. The largest group, 2,588, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 1,187. The company responded on time to 100.0% of the complaints, and 11.6% closed with monetary or other relief.
The request: Watch General Motors Financial Company, Inc.: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.
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- 4,638Complaints, last 3 years
- 9,930Complaints, all years
- 100.0%Responded on time
- 11.6%Closed with relief
- 9Products
- Nov 5, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 1,525 |
| 2025 | 1,750 |
| 2024 | 1,217 |
| 2023 | 864 |
| 2022 | 766 |
| 2021 | 830 |
| 2020 | 703 |
| 2019 | 548 |
| 2018 | 703 |
| 2017 | 359 |
| 2016 | 215 |
| 2015 | 169 |
| 2014 | 171 |
| 2013 | 82 |
| 2012 | 28 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 2,588 | 55.8% |
| Vehicle loan or lease | 1,298 | 28% |
| Debt collection | 700 | 15.1% |
| Credit card | 25 | 0.5% |
| Payday loan, title loan, personal loan, or advance loan | 10 | 0.2% |
| Checking or savings account | 6 | 0.1% |
| Money transfer, virtual currency, or money service | 6 | 0.1% |
| Debt or credit management | 4 | 0.1% |
| Mortgage | 1 | 0.1% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 1,187 | 25.6% |
| Improper use of your report | 1,147 | 24.7% |
| Problem with a company's investigation into an existing problem | 428 | 9.2% |
| Repossession | 342 | 7.4% |
| Managing the loan or lease | 329 | 7.1% |
| Attempts to collect debt not owed | 274 | 5.9% |
| Took or threatened to take negative or legal action | 241 | 5.2% |
| Problems at the end of the loan or lease | 198 | 4.3% |
| Getting a loan or lease | 160 | 3.4% |
| False statements or representation | 81 | 1.7% |
| Written notification about debt | 71 | 1.5% |
| Struggling to pay your loan | 65 | 1.4% |
| Communication tactics | 25 | 0.5% |
| Credit monitoring or identity theft protection services | 20 | 0.4% |
| Problem when making payments | 9 | 0.2% |
| Problem with fraud alerts or security freezes | 9 | 0.2% |
| Unable to get your credit report or credit score | 9 | 0.2% |
| Electronic communications | 5 | 0.1% |
| Getting a credit card | 4 | 0.1% |
| Other features, terms, or problems | 4 | 0.1% |
| Lost or stolen money order | 3 | 0.1% |
| Threatened to contact someone or share information improperly | 3 | 0.1% |
| Didn't provide services promised | 2 | 0.1% |
| Identity theft protection or other monitoring services | 2 | 0.1% |
| Opening an account | 2 | 0.1% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 4,077 | 87.9% |
| Closed with non-monetary relief | 524 | 11.3% |
| In progress | 23 | 0.5% |
| Closed with monetary relief | 14 | 0.3% |
States
| State | Complaints | Share |
|---|---|---|
| Texas | 711 | 15.3% |
| Florida | 557 | 12% |
| California | 395 | 8.5% |
| Georgia | 324 | 7% |
| Michigan | 240 | 5.2% |
| New York | 239 | 5.2% |
| Illinois | 225 | 4.9% |
| Pennsylvania | 179 | 3.9% |
| North Carolina | 152 | 3.3% |
| Ohio | 146 | 3.1% |
| New Jersey | 126 | 2.7% |
| Louisiana | 117 | 2.5% |
| South Carolina | 106 | 2.3% |
| Maryland | 98 | 2.1% |
| Massachusetts | 79 | 1.7% |
| Virginia | 79 | 1.7% |
| Arizona | 78 | 1.7% |
| Mississippi | 65 | 1.4% |
| Indiana | 63 | 1.4% |
| Tennessee | 59 | 1.3% |
| Alabama | 56 | 1.2% |
| Connecticut | 50 | 1.1% |
| Missouri | 46 | 1% |
| Colorado | 42 | 0.9% |
| Nevada | 38 | 0.8% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| November 5, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| November 2, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| November 2, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 31, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with explanation | consumerfinance.gov |
| October 28, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 27, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Vehicle loan or lease | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 26, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with non-monetary relief | consumerfinance.gov |
| October 26, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 25, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| October 25, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 25, 2026 | Vehicle loan or lease | Repossession | In progress | consumerfinance.gov |
| October 24, 2026 | Debt collection | False statements or representation | In progress | consumerfinance.gov |
| October 24, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 24, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 24, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 24, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Debt collection | Written notification about debt | Closed with explanation | consumerfinance.gov |
| October 23, 2026 | Vehicle loan or lease | Managing the loan or lease | In progress | consumerfinance.gov |
| October 23, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | Closed with non-monetary relief | consumerfinance.gov |
| October 22, 2026 | Vehicle loan or lease | Struggling to pay your loan | In progress | consumerfinance.gov |
| October 22, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Vehicle loan or lease | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| October 22, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Vehicle loan or lease | Managing the loan or lease | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Vehicle loan or lease | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| October 21, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 20, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Vehicle loan or lease | Repossession | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Vehicle loan or lease | Managing the loan or lease | In progress | consumerfinance.gov |
| October 19, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| October 19, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Vehicle loan or lease | Problems at the end of the loan or lease | In progress | consumerfinance.gov |
| October 19, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 19, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 18, 2026 | Vehicle loan or lease | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- Every company with Credit reporting or other personal consumer reports complaints
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- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.