Data / Consumer complaints / Populus Financial Group, Inc. (F/K/A Ace Cash Express)
Populus Financial Group, Inc. (F/K/A Ace Cash Express): 235 CFPB consumer complaints in the last 3 years
Updated November 7, 2026. Source: CFPB Consumer Complaint Database.
Populus Financial Group, Inc. (F/K/A Ace Cash Express) drew 235 consumer complaints in the CFPB database in the three years to November 6, 2026, and 2,152 since 2013. The largest group, 97, was about payday loan, title loan, personal loan, or advance loan, and the most common issue was “Took or threatened to take negative or legal action” with 29. The company responded on time to 99.6% of the complaints, and 0.4% closed with monetary or other relief.
The request: Watch Populus Financial Group, Inc. (F/K/A Ace Cash Express): each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.
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- 235Complaints, last 3 years
- 2,152Complaints, all years
- 99.6%Responded on time
- 0.4%Closed with relief
- 8Products
- Oct 16, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 86 |
| 2025 | 95 |
| 2024 | 48 |
| 2023 | 40 |
| 2022 | 76 |
| 2021 | 202 |
| 2020 | 243 |
| 2019 | 221 |
| 2018 | 171 |
| 2017 | 189 |
| 2016 | 294 |
| 2015 | 227 |
| 2014 | 207 |
| 2013 | 53 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Payday loan, title loan, personal loan, or advance loan | 97 | 41.3% |
| Debt collection | 83 | 35.3% |
| Money transfer, virtual currency, or money service | 32 | 13.6% |
| Credit reporting or other personal consumer reports | 10 | 4.3% |
| Checking or savings account | 6 | 2.6% |
| Prepaid card | 4 | 1.7% |
| Debt or credit management | 2 | 0.9% |
| Credit card | 1 | 0.4% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Took or threatened to take negative or legal action | 29 | 12.3% |
| Fraud or scam | 17 | 7.2% |
| Struggling to pay your loan | 17 | 7.2% |
| Charged fees or interest you didn't expect | 16 | 6.8% |
| Attempts to collect debt not owed | 14 | 6% |
| Communication tactics | 14 | 6% |
| Received a loan you didn't apply for | 13 | 5.5% |
| False statements or representation | 10 | 4.3% |
| Can't contact lender or servicer | 9 | 3.8% |
| Threatened to contact someone or share information improperly | 9 | 3.8% |
| Electronic communications | 7 | 3% |
| Incorrect information on your report | 7 | 3% |
| Problem with customer service | 7 | 3% |
| Getting the loan | 5 | 2.1% |
| Loan payment wasn't credited to your account | 5 | 2.1% |
| Problem when making payments | 5 | 2.1% |
| Problem with the payoff process at the end of the loan | 5 | 2.1% |
| Can't stop withdrawals from your bank account | 4 | 1.7% |
| Improper use of your report | 4 | 1.7% |
| Managing an account | 4 | 1.7% |
| Money was taken from your bank account on the wrong day or for the wrong amount | 4 | 1.7% |
| Confusing or misleading advertising or marketing | 3 | 1.3% |
| Issues with repayment | 3 | 1.3% |
| Unexpected or other fees | 3 | 1.3% |
| Was approved for a loan, but didn't receive the money | 3 | 1.3% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 233 | 99.1% |
| Closed with monetary relief | 1 | 0.4% |
| In progress | 1 | 0.4% |
States
| State | Complaints | Share |
|---|---|---|
| Texas | 90 | 38.3% |
| California | 47 | 20% |
| Florida | 14 | 6% |
| Louisiana | 10 | 4.3% |
| Oregon | 9 | 3.8% |
| Missouri | 8 | 3.4% |
| Arizona | 7 | 3% |
| Tennessee | 7 | 3% |
| District of Columbia | 6 | 2.6% |
| Pennsylvania | 5 | 2.1% |
| Oklahoma | 4 | 1.7% |
| Virginia | 4 | 1.7% |
| Georgia | 3 | 1.3% |
| Colorado | 2 | 0.9% |
| Illinois | 2 | 0.9% |
| Indiana | 2 | 0.9% |
| Maryland | 2 | 0.9% |
| Mississippi | 2 | 0.9% |
| Ohio | 2 | 0.9% |
| South Carolina | 2 | 0.9% |
| Alabama | 1 | 0.4% |
| Arkansas | 1 | 0.4% |
| Kansas | 1 | 0.4% |
| Kentucky | 1 | 0.4% |
| Minnesota | 1 | 0.4% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 16, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| October 16, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| October 15, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 14, 2026 | Debt collection | Threatened to contact someone or share information improperly | Closed with explanation | consumerfinance.gov |
| October 12, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| October 9, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| October 5, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| September 29, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | Closed with explanation | consumerfinance.gov |
| September 29, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| September 25, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| September 23, 2026 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 18, 2026 | Payday loan, title loan, personal loan, or advance loan | Received a loan you didn't apply for | In progress | consumerfinance.gov |
| September 17, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| September 15, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with additional add-on products or services | Closed with explanation | consumerfinance.gov |
| September 11, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| September 8, 2026 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| September 8, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| August 18, 2026 | Payday loan, title loan, personal loan, or advance loan | Received a loan you didn't apply for | Closed with explanation | consumerfinance.gov |
| August 14, 2026 | Prepaid card | Problem with a purchase or transfer | Closed with explanation | consumerfinance.gov |
| August 12, 2026 | Payday loan, title loan, personal loan, or advance loan | Credit monitoring or identity theft protection services | Closed with explanation | consumerfinance.gov |
| August 11, 2026 | Credit card | Closing your account | Closed with explanation | consumerfinance.gov |
| August 10, 2026 | Money transfer, virtual currency, or money service | Confusing or missing disclosures | Closed with explanation | consumerfinance.gov |
| August 4, 2026 | Debt collection | Threatened to contact someone or share information improperly | Closed with explanation | consumerfinance.gov |
| July 26, 2026 | Debt collection | Threatened to contact someone or share information improperly | Closed with explanation | consumerfinance.gov |
| July 24, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| July 24, 2026 | Debt collection | Electronic communications | Closed with explanation | consumerfinance.gov |
| July 23, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| July 8, 2026 | Payday loan, title loan, personal loan, or advance loan | Can't contact lender or servicer | Closed with explanation | consumerfinance.gov |
| July 7, 2026 | Money transfer, virtual currency, or money service | Other transaction problem | Closed with explanation | consumerfinance.gov |
| July 2, 2026 | Money transfer, virtual currency, or money service | Fraud or scam | Closed with explanation | consumerfinance.gov |
| June 20, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| June 13, 2026 | Payday loan, title loan, personal loan, or advance loan | Issues with repayment | Closed with explanation | consumerfinance.gov |
| June 7, 2026 | Money transfer, virtual currency, or money service | Money was not available when promised | Closed with explanation | consumerfinance.gov |
| June 5, 2026 | Money transfer, virtual currency, or money service | Confusing or misleading advertising or marketing | Closed with explanation | consumerfinance.gov |
| June 5, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| June 4, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| June 4, 2026 | Money transfer, virtual currency, or money service | Fraud or scam | Closed with explanation | consumerfinance.gov |
| June 4, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| May 18, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 15, 2026 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| May 15, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| May 11, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| May 1, 2026 | Money transfer, virtual currency, or money service | Fraud or scam | Closed with explanation | consumerfinance.gov |
| April 29, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| April 28, 2026 | Checking or savings account | Managing an account | Closed with explanation | consumerfinance.gov |
| April 26, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| April 22, 2026 | Payday loan, title loan, personal loan, or advance loan | Loan payment wasn't credited to your account | Closed with explanation | consumerfinance.gov |
| April 13, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| April 10, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| April 6, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
Also on SpecStream
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Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.