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Data / Consumer complaints / Automotive Credit Corporation

Automotive Credit Corporation: 244 CFPB consumer complaints in the last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Automotive Credit Corporation drew 244 consumer complaints in the CFPB database in the three years to November 6, 2026, and 417 since 2014. The largest group, 131, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 76. The company responded on time to 48.8% of the complaints, and 0.0% closed with monetary or other relief. The CFPB records the company as AUTOMOTIVE CREDIT CORPORATION.

The request: Watch Automotive Credit Corporation: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.

Watch this company's complaintsGet every credit reporting or other personal consumer reports companyGet credit reporting or other personal consumer reports in Florida

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 244Complaints, last 3 years
  • 417Complaints, all years
  • 48.8%Responded on time
  • 0.0%Closed with relief
  • 5Products
  • Oct 18, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 677
2025112
202450
202350
202240
202124
20208
201913
201810
201719
20165
20155
20144

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Credit reporting or other personal consumer reports13153.7%
Debt collection6426.2%
Vehicle loan or lease4719.3%
Credit card10.4%
Payday loan, title loan, personal loan, or advance loan10.4%

Issues

IssueComplaintsShare
Incorrect information on your report7631.1%
Improper use of your report3916%
Took or threatened to take negative or legal action2811.5%
Problem with a company's investigation into an existing problem229%
Attempts to collect debt not owed177%
Managing the loan or lease156.1%
Repossession145.7%
False statements or representation83.3%
Written notification about debt62.5%
Communication tactics52%
Getting a loan or lease52%
Problems at the end of the loan or lease52%
Credit monitoring or identity theft protection services10.4%
Problem when making payments10.4%
Problem with fraud alerts or security freezes10.4%
Problem with the payoff process at the end of the loan10.4%

How the company responded

Company responseComplaintsShare
Closed with explanation21286.9%
Untimely response3213.1%

States

StateComplaintsShare
Florida7129.1%
California2610.7%
Texas156.1%
Indiana145.7%
Nevada135.3%
Georgia124.9%
Illinois114.5%
Arizona104.1%
New York83.3%
Ohio83.3%
Colorado72.9%
Michigan52%
New Jersey52%
Pennsylvania52%
Tennessee52%
Minnesota41.6%
Alabama31.2%
North Carolina31.2%
Washington31.2%
Louisiana20.8%
North Dakota20.8%
Puerto Rico20.8%
Iowa10.4%
Kentucky10.4%
Massachusetts10.4%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 18, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
October 14, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
October 9, 2026Debt collectionCommunication tacticsUntimely responseconsumerfinance.gov
October 9, 2026Credit reporting or other personal consumer reportsImproper use of your reportUntimely responseconsumerfinance.gov
October 5, 2026Vehicle loan or leaseProblems at the end of the loan or leaseUntimely responseconsumerfinance.gov
September 16, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
September 8, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
September 6, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
August 28, 2026Vehicle loan or leaseIncorrect information on your reportUntimely responseconsumerfinance.gov
August 25, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemUntimely responseconsumerfinance.gov
August 24, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
August 23, 2026Vehicle loan or leaseRepossessionUntimely responseconsumerfinance.gov
August 22, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
August 7, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
July 20, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
July 16, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
July 15, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
July 13, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
July 7, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportUntimely responseconsumerfinance.gov
June 29, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
June 27, 2026Vehicle loan or leaseProblems at the end of the loan or leaseUntimely responseconsumerfinance.gov
June 18, 2026Credit reporting or other personal consumer reportsCredit monitoring or identity theft protection servicesUntimely responseconsumerfinance.gov
June 13, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
June 7, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
May 28, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemUntimely responseconsumerfinance.gov
May 21, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
May 20, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
May 18, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
May 18, 2026Vehicle loan or leaseIncorrect information on your reportUntimely responseconsumerfinance.gov
May 16, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
May 12, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 7, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 5, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
April 26, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 20, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov
April 16, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 12, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 9, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
April 7, 2026Vehicle loan or leaseGetting a loan or leaseUntimely responseconsumerfinance.gov
April 7, 2026Vehicle loan or leaseGetting a loan or leaseUntimely responseconsumerfinance.gov
April 6, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
April 5, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
April 2, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 31, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 27, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 25, 2026Vehicle loan or leaseProblems at the end of the loan or leaseClosed with explanationconsumerfinance.gov
March 24, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 21, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
March 19, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
March 18, 2026Vehicle loan or leaseManaging the loan or leaseClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.