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Data / Consumer complaints / Automotive Credit Corporation / Debt collection

Automotive Credit Corporation: 64 CFPB complaints about debt collection, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Automotive Credit Corporation drew 64 consumer complaints about debt collection in the CFPB database in the three years to November 6, 2026, 26.2% of its 244 complaints in that time. The most common issue was “Took or threatened to take negative or legal action”. The company responded on time to 35.9% of them, and 0.0% closed with monetary or other relief.

The request: Watch Automotive Credit Corporation: each new CFPB complaint about debt collection by issue, with the date and the company response. $10 of work on sign-up, no card.

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  • 64Complaints, last 3 years
  • 26.2%Share of the company's complaints
  • 35.9%Responded on time
  • 0.0%Closed with relief
  • Oct 9, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20263960.9%
12 months to Nov 6, 20252132.8%
12 months to Nov 6, 202446.2%

Issues

IssueComplaintsShare
Took or threatened to take negative or legal action2843.8%
Attempts to collect debt not owed1726.6%
False statements or representation812.5%
Written notification about debt69.4%
Communication tactics57.8%

How the company responded

Company responseComplaintsShare
Closed with explanation4976.6%
Untimely response1523.4%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
Florida1726.6%
Texas1015.6%
Arizona710.9%
Illinois46.2%
Nevada34.7%
Washington34.7%
California23.1%
Indiana23.1%
Michigan23.1%
Colorado11.6%
Georgia11.6%
Iowa11.6%
Kentucky11.6%
Missouri11.6%
North Dakota11.6%
New Jersey11.6%
New Mexico11.6%
New York11.6%
Ohio11.6%
Puerto Rico11.6%
South Carolina11.6%
Tennessee11.6%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 9, 2026Debt collectionCommunication tacticsUntimely responseconsumerfinance.gov
September 16, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
September 6, 2026Debt collectionFalse statements or representationUntimely responseconsumerfinance.gov
August 22, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
August 7, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
July 20, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
July 16, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
July 13, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
June 29, 2026Debt collectionWritten notification about debtUntimely responseconsumerfinance.gov
June 13, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
June 7, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
May 21, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
May 20, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
May 18, 2026Debt collectionTook or threatened to take negative or legal actionUntimely responseconsumerfinance.gov
May 16, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
May 12, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
May 7, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 26, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
April 16, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
April 6, 2026Debt collectionAttempts to collect debt not owedUntimely responseconsumerfinance.gov
April 2, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 31, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 27, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
March 24, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
March 11, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.