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Data / Federal rules / Credit

Federal rules on credit: 157 since January 2024

93 final rules and 64 proposed rules since January 2, 2024, 26 of them marked significant. 3 are open for comment now. Most come from the National Credit Union Administration (42), Consumer Financial Protection Bureau (33), Foreign Assets Control Office (19), Federal Deposit Insurance Corporation (12).

SpecStream is the live web data engine for teams and agents. It reads every rule and proposed rule in the Federal Register each morning, and this page is that reading. Name your industry once and new rules, comment deadlines and effective dates arrive in your sheet, CRM, Slack or agent as they are published.

Open for comment

DocumentAgencyTypeComments due
Notification to Members/Shareholders
2026-21512
National Credit Union AdministrationProposed ruleDec 21
Nonconforming Investment Special Reserve
2026-21509
National Credit Union AdministrationProposed ruleDec 21
Conversion to State-Chartered Credit Union
2026-21508
National Credit Union AdministrationProposed ruleDec 21

Every document, newest first

DocumentAgencyTypePublished
Notification to Members/Shareholders
2026-21512
National Credit Union AdministrationProposed ruleOct 21
Nonconforming Investment Special Reserve
2026-21509
National Credit Union AdministrationProposed ruleOct 21
Conversion to State-Chartered Credit Union
2026-21508
National Credit Union AdministrationProposed ruleOct 21
Civil Penalties Inflation Adjustments; Annual Adjustments
2026-21474
Indian Affairs BureauFinal ruleOct 20
Iranian Transactions and Sanctions Regulations
2026-19978
Foreign Assets Control OfficeFinal ruleSep 30
Sanctions Penalties Regulations
2026-19678
Foreign Assets Control OfficeFinal ruleSep 25
Terrorism List Governments Sanctions Regulations
2026-19657
Foreign Assets Control OfficeFinal ruleSep 25
Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks
2026-18766
Federal Deposit Insurance CorporationFinal ruleSep 14
Iranian Transactions and Sanctions Regulations
2026-18461
Foreign Assets Control OfficeFinal ruleSep 10
Driving Efficiency in Farm Loan Delivery
2026-18164
Farm Service AgencyFinal ruleSep 4
Iranian Transactions and Sanctions Regulations
2026-17426
Foreign Assets Control OfficeFinal ruleAug 26
Education Department General Administrative Regulations
2026-17239 · significant
Education DepartmentProposed ruleAug 24
Rescission of Rural Development's Construction and Repair Regulation
2026-16914
Rural Housing ServiceProposed ruleAug 19
Community Reinvestment Act Regulations
2026-16454
Federal Deposit Insurance CorporationProposed ruleAug 12
Limits on Loans to Other Credit Unions
2026-16035
National Credit Union AdministrationFinal ruleAug 6
Chartering and Field of Membership for Federal Credit Unions-Interpretive Ruling and Policy Statement 08-2
2026-16031
National Credit Union AdministrationFinal ruleAug 6
Purchase, Sale, and Pledge Of Eligible Obligations
2026-16030
National Credit Union AdministrationFinal ruleAug 6
Third-Party Servicing of Indirect Vehicle Loans
2026-16029
National Credit Union AdministrationFinal ruleAug 6
Chartering and Field of Membership for Federal Credit Unions-Interpretive Ruling and Policy Statement 06-1
2026-16028
National Credit Union AdministrationFinal ruleAug 6
Suretyship and Guaranty; Segregated Deposit and Collateral
2026-16027
National Credit Union AdministrationFinal ruleAug 6
Termination of Excess Insurance Coverage
2026-16026
National Credit Union AdministrationFinal ruleAug 6
Chartering and Field of Membership for Federal Credit Unions-Interpretive Ruling and Policy Statement 10-1
2026-16024
National Credit Union AdministrationFinal ruleAug 6
Requirements for Insurance
2026-16023
National Credit Union AdministrationFinal ruleAug 6
Credit Union Service Contracts
2026-16021
National Credit Union AdministrationFinal ruleAug 6
OCC Rules Regarding the Availability of OCC Information
2026-15867
Comptroller of the CurrencyProposed ruleAug 5
Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks; Bank Holding Companies
2026-15777
Federal Reserve SystemProposed ruleAug 4
Updating Website and Contact Information, and Authorizations for Payments for Legal Services
2026-15112
Foreign Assets Control OfficeFinal ruleJul 27
Zero-Based Regulating
2026-13875 · significant
Energy DepartmentFinal ruleJul 9
Disclosure of Information
2026-13123
Federal Deposit Insurance CorporationProposed ruleJun 30
Preemption-Federal Credit Union Non-Interest Charges and Fees
2026-11559
National Credit Union AdministrationFinal ruleJun 9
Dependent Care and Board Member Expense Reimbursement
2026-11507
National Credit Union AdministrationFinal ruleJun 9
Zero-Based Regulating
2026-10729 · significant
Energy DepartmentProposed ruleMay 29
Zero-Based Regulating
2026-10727 · significant
Energy DepartmentFinal ruleMay 29
Preemption Determination: State Interest-on-Escrow Laws
2026-10037
Comptroller of the CurrencyFinal ruleMay 19
Real Estate Lending Escrow Accounts
2026-10036
Treasury DepartmentFinal ruleMay 19
Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the National Credit Union Administration
2026-09915
National Credit Union AdministrationProposed ruleMay 18
Requirements for Insurance
2026-09010
National Credit Union AdministrationProposed ruleMay 7
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)
2026-08494 · significant
Consumer Financial Protection BureauFinal ruleMay 1
National Bank Non-Interest Charges and Fees
2026-08328
Comptroller of the CurrencyFinal ruleApr 29
Streamlining Regulations Concerning Public Welfare Investments, Open Market Collateralized Loan Obligations, and Federal Savings Association Nondiscrimination Requirements
2026-08143 · significant
Comptroller of the CurrencyProposed ruleApr 27
Equal Credit Opportunity Act (Regulation B)
2026-07804 · significant
Consumer Financial Protection BureauFinal ruleApr 22
Single Family Housing Guaranteed Loan Program-Limited Party Concessions
2026-07617
Rural Housing ServiceProposed ruleApr 20
Permitted Payment Stablecoin Issuer Anti-Money Laundering/Countering the Financing of Terrorism Program and Sanctions Compliance Program Requirements
2026-06963
Financial Crimes Enforcement NetworkProposed ruleApr 10
Chartering and Field of Membership
2026-06757
National Credit Union AdministrationProposed ruleApr 8
Single Family Housing Guaranteed Loan Program-Income Producing Accessory Dwelling Unit (ADU) Provisions
2026-06173 · significant
Rural Housing ServiceProposed ruleMar 31
Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets
2026-05960
Federal Deposit Insurance CorporationProposed ruleMar 27
Regulatory Capital Rule: Category I and II Banking Organizations, Banking Organizations With Significant Trading Activity, and Optional Adoption for Other Banking Organizations
2026-05959 · significant
Federal Deposit Insurance CorporationProposed ruleMar 27
Third-Party Servicing of Indirect Vehicle Loans
2026-05797
National Credit Union AdministrationProposed ruleMar 25
Single Family Housing Guaranteed Loan Program
2026-05387 · significant
Rural Housing ServiceFinal ruleMar 19
Fair Housing Home Loan Data System
2026-04276
Comptroller of the CurrencyFinal ruleMar 4
Equal Credit Opportunity Act (Regulation B)
C1-2025-19864 · significant
Consumer Financial Protection BureauProposed ruleFeb 25
Statutory Liens
2026-03758
National Credit Union AdministrationProposed ruleFeb 25
Credit Union Service Contracts
2026-03757
National Credit Union AdministrationProposed ruleFeb 25
Refund of Interest
2026-03756
National Credit Union AdministrationProposed ruleFeb 25
Purchase, Sale, and Pledge of Eligible Obligations
2026-03755
National Credit Union AdministrationProposed ruleFeb 25
Compensation in Connection With Loans to Members and Lines of Credit to Members
2026-03754
National Credit Union AdministrationProposed ruleFeb 25
Post-Election Training for New Board Members
2026-03753
National Credit Union AdministrationProposed ruleFeb 25
Chartering and Field of Membership for Federal Credit Unions-Interpretive Rulings and Policy Statements
2026-02765
National Credit Union AdministrationProposed ruleFeb 11
Requirements for Insurance
2026-01699
National Credit Union AdministrationProposed ruleJan 28
Notice of Termination of Excess Insurance Coverage
2026-01698
National Credit Union AdministrationProposed ruleJan 28
Requirements for Insurance; Maximum Borrowing Authority
2026-01697
National Credit Union AdministrationProposed ruleJan 28
Public Unit and Nonmember Shares
2026-01696
National Credit Union AdministrationProposed ruleJan 28
Dependent Care and Board Member Expense Reimbursement
2026-01382
National Credit Union AdministrationProposed ruleJan 26
Organization, Loan Policies and Operations, Disclosure to Shareholders, Nondiscrimination in Lending, Capital Adequacy of System Institutions, Disclosure to Investors
2026-01368
Farm Credit AdministrationFinal ruleJan 26
Chartering and Field of Membership for Federal Credit Unions-Interpretive Rulings and Policy Statements
2026-00594
National Credit Union AdministrationProposed ruleJan 14
Chartering and Field of Membership for Federal Credit Unions-Interpretive Rulings and Policy Statements
2026-00592
National Credit Union AdministrationProposed ruleJan 14
Nondiscrimination Requirements
2026-00591
National Credit Union AdministrationProposed ruleJan 14
Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold
2026-00085
Consumer Financial Protection BureauFinal ruleJan 7
Real Estate Lending Escrow Accounts
2025-23988
Comptroller of the CurrencyProposed ruleDec 30, 2025
Preemption Determination: State Interest-on-Escrow Laws
2025-23987
Comptroller of the CurrencyProposed ruleDec 30, 2025
Suretyship and Guaranty; Segregated Deposit and Collateral
2025-23857
National Credit Union AdministrationProposed ruleDec 29, 2025
Limits on Loans to Other Credit Unions
2025-23855
National Credit Union AdministrationProposed ruleDec 29, 2025
Establishment and Relocation of Branches and Offices
2025-23837
Federal Deposit Insurance CorporationFinal ruleDec 29, 2025
2026-2028 Enterprise Housing Goals
2025-23746
Federal Housing Finance AgencyFinal ruleDec 23, 2025
Debt Collection Authorities Under the Debt Collection Improvement Act of 1996
2025-23704
Fiscal ServiceProposed ruleDec 23, 2025
Curing Missed Loan Payments
2025-23253
Federal Retirement Thrift Investment BoardFinal ruleDec 18, 2025
Appraisals for Higher-Priced Mortgage Loans Exemption Threshold
2025-22875
Consumer Financial Protection BureauFinal ruleDec 16, 2025
Truth in Lending (Regulation Z)
2025-22814
Consumer Financial Protection BureauFinal ruleDec 15, 2025
Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)
2025-22773
Consumer Financial Protection BureauFinal ruleDec 15, 2025
Guidance on Response Programs for Unauthorized Access to Member Information and Member Notice
2025-22490
National Credit Union AdministrationProposed ruleDec 11, 2025
Guidelines for Safeguarding Member Information
2025-22489
National Credit Union AdministrationProposed ruleDec 11, 2025
Adjusting and Indexing Certain Regulatory Thresholds
2025-21914
Federal Deposit Insurance CorporationFinal ruleDec 4, 2025
Fair Housing Home Loan Data System
2025-20202
Comptroller of the CurrencyProposed ruleNov 18, 2025
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)
2025-19865 · significant
Consumer Financial Protection BureauProposed ruleNov 13, 2025
Equal Credit Opportunity Act (Regulation B)
2025-19864 · significant
Consumer Financial Protection BureauProposed ruleNov 13, 2025
Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders; Rescission
2025-19689 · significant
Consumer Financial Protection BureauFinal ruleOct 29, 2025
2026-2028 Enterprise Housing Goals
2025-19428
Federal Housing Finance AgencyProposed ruleOct 2, 2025
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates
2025-19370 · significant
Consumer Financial Protection BureauFinal ruleOct 2, 2025
Procedures for Supervisory Designation Proceedings
2025-18622
Consumer Financial Protection BureauFinal ruleSep 25, 2025
Amendment to the Syria-Related Sanctions Regulations
2025-18618
Foreign Assets Control OfficeFinal ruleSep 25, 2025
Legal Standard Applicable to Supervisory Designation Proceedings
2025-16352 · significant
Consumer Financial Protection BureauProposed ruleAug 26, 2025
Syrian Sanctions Regulations
2025-16324
Foreign Assets Control OfficeFinal ruleAug 26, 2025
Public Dissemination of the Identity of a Delinquent Debtor
2025-16103
Bureau of the Fiscal ServiceProposed ruleAug 22, 2025
Adjusting and Indexing Certain Regulatory Thresholds
2025-14132
Federal Deposit Insurance CorporationProposed ruleJul 28, 2025
Establishment and Relocation of Branches and Offices
2025-13568
Federal Deposit Insurance CorporationProposed ruleJul 18, 2025
Community Reinvestment Act Regulations
2025-13559 · significant
Federal Deposit Insurance CorporationProposed ruleJul 18, 2025
Removal of Unconstitutional Preferences Based on Race and Sex in Response to Court Ruling
2025-12877
Rural Utilities ServiceFinal ruleJul 10, 2025
Multifamily Housing Guaranteed Rural Rental Housing Program Requirement To Submit a Market Study
2025-10305
Rural Housing ServiceProposed ruleJun 30, 2025
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates
2025-11244 · significant
Consumer Financial Protection BureauFinal ruleJun 18, 2025
Civil Penalties Inflation Adjustments; Annual Adjustments
2025-10218
Indian Affairs BureauFinal ruleJun 5, 2025
Procedures for Supervisory Designation Proceedings
2025-08347
Consumer Financial Protection BureauProposed ruleMay 14, 2025
Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders; Proposed Rescission
2025-08345 · significant
Consumer Financial Protection BureauProposed ruleMay 14, 2025
Curing Missed Loan Payments
2025-08221
Federal Retirement Thrift Investment BoardProposed ruleMay 12, 2025
Inspection Service Authority; Civil Monetary Penalty Inflation Adjustment
2025-01062
Postal ServiceFinal ruleJan 17, 2025
Residential Property Assessed Clean Energy Financing (Regulation Z)
2024-30628
Consumer Financial Protection BureauFinal ruleJan 10, 2025
Updating Manufactured Housing Provisions
2024-30270
Rural Housing ServiceFinal ruleJan 3, 2025
Multifamily Housing Program Update to the Credit Report Process
2024-31388
Rural Housing ServiceFinal ruleDec 31, 2024
Overdraft Lending: Very Large Financial Institutions
2024-29699
Consumer Financial Protection BureauFinal ruleDec 30, 2024
Succession Planning
2024-30449
National Credit Union AdministrationFinal ruleDec 26, 2024
Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold
2024-30653
Consumer Financial Protection BureauFinal ruleDec 23, 2024
Updating Authorizations for Payments for Legal Services
2024-30344
Foreign Assets Control OfficeFinal ruleDec 19, 2024
ALP Express Pilot to Permanent Status
2024-29706
Small Business AdministrationFinal ruleDec 18, 2024
Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications
2024-27836
Consumer Financial Protection BureauFinal ruleDec 10, 2024
Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)
2024-27553
Consumer Financial Protection BureauFinal ruleDec 2, 2024
Updates to Supervision and Enforcement Procedures
2024-27978
Consumer Financial Protection BureauFinal ruleNov 29, 2024
Required Rulemaking on Personal Financial Data Rights
2024-25079 · significant
Consumer Financial Protection BureauFinal ruleNov 18, 2024
Burma Sanctions Regulations
2024-26127
Foreign Assets Control OfficeFinal ruleNov 13, 2024
Clarification on the Requirement To Record the Guaranteed Rural Rental Housing Program Deed Restriction
2024-25713
Rural Housing ServiceProposed ruleNov 5, 2024
Appraisals for Higher-Priced Mortgage Loans Exemption Threshold
2024-23277
Consumer Financial Protection BureauFinal ruleOct 15, 2024
Truth in Lending (Regulation Z)
2024-23275
Consumer Financial Protection BureauFinal ruleOct 15, 2024
Unsecured Credit Limits for Federal Home Loan Banks
2024-22865
Federal Housing Finance AgencyProposed ruleOct 3, 2024
Health and Human Services Adoption of the Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards
2024-21984
Health and Human Services DepartmentFinal ruleOct 2, 2024
Simplification of Share Insurance Rules
2024-21888
National Credit Union AdministrationFinal ruleSep 30, 2024
Fair Hiring in Banking
2024-21887
National Credit Union AdministrationFinal ruleSep 30, 2024
Commodity Pool Operators, Commodity Trading Advisors, and Commodity Pools Operated: Updating the `Qualified Eligible Person' Definition; Adding Minimum Disclosure Requirements for Pools and Trading Programs; Permitting Monthly Account Statements for Funds of Funds; Technical Amendments
2024-21682 · significant
Commodity Futures Trading CommissionFinal ruleSep 26, 2024
Single Family Housing Guaranteed Loan Program
2024-21404
Rural Housing ServiceProposed ruleSep 19, 2024
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates; Correction
2024-21265 · significant
Consumer Financial Protection BureauFinal ruleSep 19, 2024
Updating Provisions Related to Blocking and Other Actions Related to Specific Property or Interests in Property
2024-20857
Foreign Assets Control OfficeFinal ruleSep 17, 2024
Adding a General License to Burma Sanctions Regulations and Correcting References in Sudan Stabilization and Ukraine-/Russia-Related Sanctions Regulations
2024-18747
Foreign Assets Control OfficeFinal ruleAug 21, 2024
Enhancing Program Access and Delivery for Farm Loans
2024-16828 · significant
Farm Service AgencyFinal ruleAug 8, 2024
Quality Control Standards for Automated Valuation Models
2024-16197
Federal Housing Finance AgencyFinal ruleAug 7, 2024
Succession Planning
2024-16227
National Credit Union AdministrationProposed ruleJul 25, 2024
Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders
2024-12689
Consumer Financial Protection BureauFinal ruleJul 8, 2024
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates
2024-14396 · significant
Consumer Financial Protection BureauFinal ruleJul 3, 2024
Required Rulemaking on Personal Financial Data Rights; Industry Standard-Setting
2024-12658 · significant
Consumer Financial Protection BureauFinal ruleJun 11, 2024
Syrian Sanctions Regulations
2024-12317
Foreign Assets Control OfficeFinal ruleJun 6, 2024
Cuban Assets Control Regulations
2024-11618
Foreign Assets Control OfficeFinal ruleMay 29, 2024
Railroad Rehabilitation and Improvement Financing Program and Transportation Infrastructure Finance and Innovation Act Program Regulations
2024-11139
Transportation DepartmentFinal ruleMay 24, 2024
Iranian Transactions and Sanctions Regulations
2024-10721
Foreign Assets Control OfficeFinal ruleMay 17, 2024
Procedures for Supervisory Designation Proceedings
2024-08430
Consumer Financial Protection BureauFinal ruleApr 23, 2024
Zimbabwe Sanctions Regulations
2024-08144
Foreign Assets Control OfficeFinal ruleApr 17, 2024
Multifamily Housing Program Update to the Credit Report Process
2024-06596
Rural Housing ServiceProposed ruleMar 29, 2024
Community Reinvestment Act; Supplemental Rule
2024-06497
Federal Deposit Insurance CorporationFinal ruleMar 29, 2024
Section 538 Guaranteed Rural Rental Housing Program Change in Priority Projects Criteria
2024-05756
Rural Housing ServiceFinal ruleMar 19, 2024
Financial Market Utilities
2024-05322
Federal Reserve SystemFinal ruleMar 15, 2024
Credit Card Penalty Fees (Regulation Z)
2024-05011
Consumer Financial Protection BureauFinal ruleMar 15, 2024
Civil Penalties Inflation Adjustments; Annual Adjustments
2024-05275
Indian Affairs BureauFinal ruleMar 13, 2024
Global Magnitsky Sanctions Regulations
2024-05207
Foreign Assets Control OfficeFinal ruleMar 12, 2024
Updating Contact Information and Grammatical Terminology in OFAC Regulations
2024-04503
Foreign Assets Control OfficeFinal ruleMar 5, 2024
Updates to the Darfur Sanctions Regulations
2024-04500
Foreign Assets Control OfficeFinal ruleMar 5, 2024
Partnerships With Faith-Based and Neighborhood Organizations
2024-03869 · significant
Health and Human Services DepartmentFinal ruleMar 4, 2024
Overdraft Lending: Very Large Financial Institutions
2024-01095
Consumer Financial Protection BureauProposed ruleFeb 23, 2024
Community Reinvestment Act
2023-25797
Federal Deposit Insurance CorporationFinal ruleFeb 1, 2024
Fees for Instantaneously Declined Transactions
2024-01688
Consumer Financial Protection BureauProposed ruleJan 31, 2024
Amendment to the Railroad Rehabilitation and Improvement Financing Program and Transportation Infrastructure Finance and Innovation Act Program Regulations
2024-01243
Transportation DepartmentProposed ruleJan 25, 2024
Inspection Service Authority; Civil Monetary Penalty Inflation Adjustment
2024-00313
Postal ServiceFinal ruleJan 10, 2024
Technological Modernization
2023-27908
Federal Election CommissionFinal ruleJan 2, 2024

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Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.