Data / Federal rules / 2026-01697
Requirements for Insurance; Maximum Borrowing Authority
The National Credit Union Administration published this proposed rule in the Federal Register on January 28, 2026. Comments closed on March 30, 2026.
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What the agency says
The NCUA Board (Board) seeks comment on a proposed rule to remove the maximum borrowing authority from the NCUA's regulations that establish the requirements for obtaining and maintaining federal share insurance with the National Credit Union Share Insurance Fund (Share Insurance Fund). This provision applies to all federally insured credit unions (FICUs). Removing this regulation would eliminate an unnecessary provision that duplicates the statutory maximum borrowing limit for federal credit unions (FCUs). For federally insured, state-chartered credit unions (FISCUs), removing this section would reduce the federal regulatory burden associated with the federal limit and related waiver provision.
Key facts
- Document number
- 2026-01697
- Type
- Proposed rule
- Action
- Proposed rule
- Agency
- National Credit Union Administration
- Published
- January 28, 2026
- Comments due
- March 30, 2026
- Dates
- Comments must be received by March 30, 2026.
- Regulation ID (RIN)
- 3133-AF94
- Code of Federal Regulations
- 12 CFR 741
- Topics
- Bank deposit insurance; Credit; Credit unions; Reporting and recordkeeping requirements
- Pages
- 4
Other documents from the National Credit Union Administration
| Document | Type | Published |
|---|---|---|
| Notification to Members/Shareholders 2026-21512 | Proposed rule | Oct 21 |
| Nonconforming Investment Special Reserve 2026-21509 | Proposed rule | Oct 21 |
| Conversion to State-Chartered Credit Union 2026-21508 | Proposed rule | Oct 21 |
| Central Liquidity Facility 2026-21089 | Proposed rule | Oct 15 |
| Powers of Federal Credit Unions 2026-21088 | Proposed rule | Oct 15 |
| Corporate Credit Unions; Fidelity Bond and Insurance Coverage for Federally Insured Credit Unions 2026-21087 | Proposed rule | Oct 15 |
| Limits on Loans to Other Credit Unions 2026-16035 | Final rule | Aug 6 |
| Chartering and Field of Membership for Federal Credit Unions-Interpretive Ruling and Policy Statement 08-2 2026-16031 | Final rule | Aug 6 |
Everything from the National Credit Union Administration · Rules on bank deposit insurance · Rules on credit · Rules on credit unions · Published in January 2026
Read from the Federal Register API, last updated 2026-10-24. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.