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Data / Federal rules / Credit unions

Federal rules on credit unions: 101 since January 2024

48 final rules and 53 proposed rules since January 10, 2024, 17 of them marked significant. 6 are open for comment now. Most come from the National Credit Union Administration (62), Consumer Financial Protection Bureau (38), Federal Housing Finance Agency (1).

SpecStream is the live web data engine for teams and agents. It reads every rule and proposed rule in the Federal Register each morning, and this page is that reading. Name your industry once and new rules, comment deadlines and effective dates arrive in your sheet, CRM, Slack or agent as they are published.

Open for comment

DocumentAgencyTypeComments due
Central Liquidity Facility
2026-21089
National Credit Union AdministrationProposed ruleDec 14
Powers of Federal Credit Unions
2026-21088
National Credit Union AdministrationProposed ruleDec 14
Corporate Credit Unions; Fidelity Bond and Insurance Coverage for Federally Insured Credit Unions
2026-21087
National Credit Union AdministrationProposed ruleDec 14
Notification to Members/Shareholders
2026-21512
National Credit Union AdministrationProposed ruleDec 21
Nonconforming Investment Special Reserve
2026-21509
National Credit Union AdministrationProposed ruleDec 21
Conversion to State-Chartered Credit Union
2026-21508
National Credit Union AdministrationProposed ruleDec 21

Every document, newest first

DocumentAgencyTypePublished
Notification to Members/Shareholders
2026-21512
National Credit Union AdministrationProposed ruleOct 21
Nonconforming Investment Special Reserve
2026-21509
National Credit Union AdministrationProposed ruleOct 21
Conversion to State-Chartered Credit Union
2026-21508
National Credit Union AdministrationProposed ruleOct 21
Central Liquidity Facility
2026-21089
National Credit Union AdministrationProposed ruleOct 15
Powers of Federal Credit Unions
2026-21088
National Credit Union AdministrationProposed ruleOct 15
Corporate Credit Unions; Fidelity Bond and Insurance Coverage for Federally Insured Credit Unions
2026-21087
National Credit Union AdministrationProposed ruleOct 15
Limits on Loans to Other Credit Unions
2026-16035
National Credit Union AdministrationFinal ruleAug 6
Chartering and Field of Membership for Federal Credit Unions-Interpretive Ruling and Policy Statement 08-2
2026-16031
National Credit Union AdministrationFinal ruleAug 6
Purchase, Sale, and Pledge Of Eligible Obligations
2026-16030
National Credit Union AdministrationFinal ruleAug 6
Third-Party Servicing of Indirect Vehicle Loans
2026-16029
National Credit Union AdministrationFinal ruleAug 6
Chartering and Field of Membership for Federal Credit Unions-Interpretive Ruling and Policy Statement 06-1
2026-16028
National Credit Union AdministrationFinal ruleAug 6
Suretyship and Guaranty; Segregated Deposit and Collateral
2026-16027
National Credit Union AdministrationFinal ruleAug 6
Termination of Excess Insurance Coverage
2026-16026
National Credit Union AdministrationFinal ruleAug 6
Chartering and Field of Membership for Federal Credit Unions-Interpretive Ruling and Policy Statement 10-1
2026-16024
National Credit Union AdministrationFinal ruleAug 6
Requirements for Insurance
2026-16023
National Credit Union AdministrationFinal ruleAug 6
Credit Union Service Contracts
2026-16021
National Credit Union AdministrationFinal ruleAug 6
Prohibition on the Use of Reputation Risk
2026-12856
National Credit Union AdministrationFinal ruleJun 25
Records Preservation Program and Appendices-Record Retention Guidelines; Catastrophic Act Preparedness Guidelines
2026-12058
National Credit Union AdministrationFinal ruleJun 16
Preemption-Federal Credit Union Non-Interest Charges and Fees
2026-11559
National Credit Union AdministrationFinal ruleJun 9
Dependent Care and Board Member Expense Reimbursement
2026-11507
National Credit Union AdministrationFinal ruleJun 9
Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the National Credit Union Administration
2026-09915
National Credit Union AdministrationProposed ruleMay 18
Requirements for Insurance
2026-09010
National Credit Union AdministrationProposed ruleMay 7
Thresholds Increase for the Major Assets Prohibition of the Depository Institution Management Interlocks Act Rule
2026-09009
National Credit Union AdministrationProposed ruleMay 7
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)
2026-08494 · significant
Consumer Financial Protection BureauFinal ruleMay 1
Bank Conversions and Mergers, Subpart C-Merger of Insured Credit Unions Into Banks
2026-07806
National Credit Union AdministrationProposed ruleApr 22
Equal Credit Opportunity Act (Regulation B)
2026-07804 · significant
Consumer Financial Protection BureauFinal ruleApr 22
Anti-Money Laundering and Countering the Financing of Terrorism Programs
2026-06948
National Credit Union AdministrationProposed ruleApr 10
Chartering and Field of Membership
2026-06757
National Credit Union AdministrationProposed ruleApr 8
Third-Party Servicing of Indirect Vehicle Loans
2026-05797
National Credit Union AdministrationProposed ruleMar 25
Records Preservation Program and Appendices-Record Retention Guidelines; Catastrophic Act Preparedness Guidelines
2026-04761
National Credit Union AdministrationProposed ruleMar 11
Equal Credit Opportunity Act (Regulation B)
C1-2025-19864 · significant
Consumer Financial Protection BureauProposed ruleFeb 25
Statutory Liens
2026-03758
National Credit Union AdministrationProposed ruleFeb 25
Credit Union Service Contracts
2026-03757
National Credit Union AdministrationProposed ruleFeb 25
Refund of Interest
2026-03756
National Credit Union AdministrationProposed ruleFeb 25
Purchase, Sale, and Pledge of Eligible Obligations
2026-03755
National Credit Union AdministrationProposed ruleFeb 25
Compensation in Connection With Loans to Members and Lines of Credit to Members
2026-03754
National Credit Union AdministrationProposed ruleFeb 25
Post-Election Training for New Board Members
2026-03753
National Credit Union AdministrationProposed ruleFeb 25
Investments in and Licensing of Permitted Payment Stablecoins Issuers
2026-02868
National Credit Union AdministrationProposed ruleFeb 12
Chartering and Field of Membership for Federal Credit Unions-Interpretive Rulings and Policy Statements
2026-02765
National Credit Union AdministrationProposed ruleFeb 11
Mergers of Insured Credit Unions Into Other Credit Unions; Voluntary Termination or Conversion of Insured Status
2026-02764
National Credit Union AdministrationProposed ruleFeb 11
Bank Conversions and Mergers, Subpart A-Conversion of Insured Credit Unions to Mutual Savings Banks
2026-02763
National Credit Union AdministrationProposed ruleFeb 11
Requirements for Insurance
2026-01699
National Credit Union AdministrationProposed ruleJan 28
Notice of Termination of Excess Insurance Coverage
2026-01698
National Credit Union AdministrationProposed ruleJan 28
Requirements for Insurance; Maximum Borrowing Authority
2026-01697
National Credit Union AdministrationProposed ruleJan 28
Public Unit and Nonmember Shares
2026-01696
National Credit Union AdministrationProposed ruleJan 28
Dependent Care and Board Member Expense Reimbursement
2026-01382
National Credit Union AdministrationProposed ruleJan 26
Chartering and Field of Membership for Federal Credit Unions-Interpretive Rulings and Policy Statements
2026-00594
National Credit Union AdministrationProposed ruleJan 14
Chartering and Field of Membership for Federal Credit Unions-Interpretive Rulings and Policy Statements
2026-00592
National Credit Union AdministrationProposed ruleJan 14
Nondiscrimination Requirements
2026-00591
National Credit Union AdministrationProposed ruleJan 14
Privacy Act Exemption; Correction
2026-00332
National Credit Union AdministrationFinal ruleJan 12
Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold
2026-00087
Consumer Financial Protection BureauFinal ruleJan 7
Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold
2026-00085
Consumer Financial Protection BureauFinal ruleJan 7
Suretyship and Guaranty; Segregated Deposit and Collateral
2025-23857
National Credit Union AdministrationProposed ruleDec 29, 2025
Catastrophic Act Reporting
2025-23856
National Credit Union AdministrationProposed ruleDec 29, 2025
Limits on Loans to Other Credit Unions
2025-23855
National Credit Union AdministrationProposed ruleDec 29, 2025
Accuracy of Advertising and Notice of Insured Status
2025-23854
National Credit Union AdministrationProposed ruleDec 29, 2025
Appraisals for Higher-Priced Mortgage Loans Exemption Threshold
2025-22875
Consumer Financial Protection BureauFinal ruleDec 16, 2025
Truth in Lending (Regulation Z)
2025-22814
Consumer Financial Protection BureauFinal ruleDec 15, 2025
Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)
2025-22773
Consumer Financial Protection BureauFinal ruleDec 15, 2025
Fair Credit Reporting Act Disclosures
2025-22772
Consumer Financial Protection BureauFinal ruleDec 15, 2025
Guidance on Response Programs for Unauthorized Access to Member Information and Member Notice
2025-22490
National Credit Union AdministrationProposed ruleDec 11, 2025
Guidelines for Safeguarding Member Information
2025-22489
National Credit Union AdministrationProposed ruleDec 11, 2025
Supervisory Committee Audits and Verifications
2025-22488
National Credit Union AdministrationProposed ruleDec 11, 2025
Corporate Credit Unions
2025-22487
National Credit Union AdministrationProposed ruleDec 11, 2025
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)
2025-19865 · significant
Consumer Financial Protection BureauProposed ruleNov 13, 2025
Equal Credit Opportunity Act (Regulation B)
2025-19864 · significant
Consumer Financial Protection BureauProposed ruleNov 13, 2025
Rules of Practice for Adjudication Proceedings
2025-19687 · significant
Consumer Financial Protection BureauFinal ruleOct 29, 2025
Prohibition on Use of Reputation Risk by NCUA
2025-19623
National Credit Union AdministrationProposed ruleOct 21, 2025
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates
2025-19370 · significant
Consumer Financial Protection BureauFinal ruleOct 2, 2025
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates
2025-11244 · significant
Consumer Financial Protection BureauFinal ruleJun 18, 2025
Rescission of State Official Notification Rules
2025-08640
Consumer Financial Protection BureauFinal ruleMay 21, 2025
Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X; Rescission
2025-08643
Consumer Financial Protection BureauFinal ruleMay 16, 2025
Rules of Practice for Adjudication Proceedings; Rescission
2025-08344 · significant
Consumer Financial Protection BureauProposed ruleMay 13, 2025
Civil Monetary Penalty Inflation Adjustment
2025-00737
National Credit Union AdministrationFinal ruleJan 15, 2025
Prohibited Terms and Conditions in Agreements for Consumer Financial Products or Services (Regulation AA)
2025-00633
Consumer Financial Protection BureauProposed ruleJan 14, 2025
Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)
2024-30824 · significant
Consumer Financial Protection BureauFinal ruleJan 14, 2025
Residential Property Assessed Clean Energy Financing (Regulation Z)
2024-30628
Consumer Financial Protection BureauFinal ruleJan 10, 2025
Overdraft Lending: Very Large Financial Institutions
2024-29699
Consumer Financial Protection BureauFinal ruleDec 30, 2024
Succession Planning
2024-30449
National Credit Union AdministrationFinal ruleDec 26, 2024
Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold
2024-30653
Consumer Financial Protection BureauFinal ruleDec 23, 2024
Protecting Americans From Harmful Data Broker Practices (Regulation V)
2024-28690 · significant
Consumer Financial Protection BureauProposed ruleDec 13, 2024
Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)
2024-27553
Consumer Financial Protection BureauFinal ruleDec 2, 2024
Updates to Supervision and Enforcement Procedures
2024-27978
Consumer Financial Protection BureauFinal ruleNov 29, 2024
Fair Credit Reporting Act Disclosures
2024-27695
Consumer Financial Protection BureauFinal ruleNov 29, 2024
Required Rulemaking on Personal Financial Data Rights
2024-25079 · significant
Consumer Financial Protection BureauFinal ruleNov 18, 2024
Appraisals for Higher-Priced Mortgage Loans Exemption Threshold
2024-23277
Consumer Financial Protection BureauFinal ruleOct 15, 2024
Truth in Lending (Regulation Z)
2024-23275
Consumer Financial Protection BureauFinal ruleOct 15, 2024
Remittance Transfers Under the Electronic Fund Transfer Act (Regulation E)
2024-22004
Consumer Financial Protection BureauProposed ruleSep 30, 2024
Simplification of Share Insurance Rules
2024-21888
National Credit Union AdministrationFinal ruleSep 30, 2024
Fair Hiring in Banking
2024-21887
National Credit Union AdministrationFinal ruleSep 30, 2024
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates; Correction
2024-21265 · significant
Consumer Financial Protection BureauFinal ruleSep 19, 2024
Quality Control Standards for Automated Valuation Models
2024-16197
Federal Housing Finance AgencyFinal ruleAug 7, 2024
Succession Planning
2024-16227
National Credit Union AdministrationProposed ruleJul 25, 2024
Streamlining Mortgage Servicing for Borrowers Experiencing Payment Difficulties; Regulation X
2024-15475 · significant
Consumer Financial Protection BureauProposed ruleJul 24, 2024
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates
2024-14396 · significant
Consumer Financial Protection BureauFinal ruleJul 3, 2024
Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)
2024-13208 · significant
Consumer Financial Protection BureauProposed ruleJun 18, 2024
Required Rulemaking on Personal Financial Data Rights; Industry Standard-Setting
2024-12658 · significant
Consumer Financial Protection BureauFinal ruleJun 11, 2024
Credit Card Penalty Fees (Regulation Z)
2024-05011
Consumer Financial Protection BureauFinal ruleMar 15, 2024
Overdraft Lending: Very Large Financial Institutions
2024-01095
Consumer Financial Protection BureauProposed ruleFeb 23, 2024
Fees for Instantaneously Declined Transactions
2024-01688
Consumer Financial Protection BureauProposed ruleJan 31, 2024
Civil Monetary Penalty Inflation Adjustment
2024-00316
National Credit Union AdministrationFinal ruleJan 10, 2024

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Read from the Federal Register API, last updated 2026-10-24. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.