Data / Federal rules / 2025-11244
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates
The Consumer Financial Protection Bureau published this final rule in the Federal Register on June 18, 2025. It took effect on July 18, 2025. Comments closed on July 18, 2025.
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What the agency says
In light of court orders in ongoing litigation, the Consumer Financial Protection Bureau (CFPB or Bureau) is amending Regulation B to extend the compliance dates set forth in its 2023 small business lending rule, as amended by a 2024 interim final rule, and to make other date-related conforming adjustments.
Key facts
- Document number
- 2025-11244
- Type
- Final rule
- Action
- Interim final rule, request for public comment
- Agency
- Consumer Financial Protection Bureau
- Published
- June 18, 2025
- Takes effect
- July 18, 2025
- Comments due
- July 18, 2025
- Dates
- This interim final rule is effective July 18, 2025. Comments must be received on or before July 18, 2025.
- Docket
- Docket No. CFPB-2025-0017
- Regulation ID (RIN)
- 3170-AB40
- Code of Federal Regulations
- 12 CFR 1002
- Topics
- Banks, banking; Civil rights; Consumer protection; Credit; Credit unions; Marital status discrimination; Penalties
- Significant
- Yes, under Executive Order 12866
- Pages
- 10
Other documents from the Consumer Financial Protection Bureau
| Document | Type | Published |
|---|---|---|
| Request for Information Regarding Promoting Access to Mortgage Credit 2026-13834 | Proposed rule | Jul 9 |
| Financial Data Transparency Act Joint Data Standards 2026-12787 · significant | Final rule | Jun 25 |
| Equal Credit Opportunity (Regulation B); Special Purpose Credit Programs; Rescission 2026-12149 | Final rule | Jun 17 |
| Small Business Lending Under the Equal Credit Opportunity Act (Regulation B) 2026-08494 · significant | Final rule | May 1 |
| Equal Credit Opportunity Act (Regulation B) 2026-07804 · significant | Final rule | Apr 22 |
| Equal Credit Opportunity Act (Regulation B) C1-2025-19864 · significant | Proposed rule | Feb 25 |
| Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold 2026-00087 | Final rule | Jan 7 |
| Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold 2026-00085 | Final rule | Jan 7 |
Everything from the Consumer Financial Protection Bureau · Rules on banks, banking · Rules on civil rights · Rules on consumer protection · Published in June 2025
Read from the Federal Register API, last updated 2026-10-24. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.