Skip to the page

Data / Federal rules / Consumer Financial Protection Bureau

Consumer Financial Protection Bureau: 97 rules and proposed rules since January 2024

63 final rules and 34 proposed rules since January 11, 2024, 30 of them marked significant. Common topics: consumer protection, credit unions, banks, banking, reporting and recordkeeping requirements, credit.

SpecStream is the live web data engine for teams and agents. It reads every rule and proposed rule in the Federal Register each morning, and this page is that reading. Name your industry once and new rules, comment deadlines and effective dates arrive in your sheet, CRM, Slack or agent as they are published.

Every document, newest first

DocumentTypePublished
Request for Information Regarding Promoting Access to Mortgage Credit
2026-13834
Proposed ruleJul 9
Financial Data Transparency Act Joint Data Standards
2026-12787 · significant
Final ruleJun 25
Equal Credit Opportunity (Regulation B); Special Purpose Credit Programs; Rescission
2026-12149
Final ruleJun 17
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)
2026-08494 · significant
Final ruleMay 1
Equal Credit Opportunity Act (Regulation B)
2026-07804 · significant
Final ruleApr 22
Equal Credit Opportunity Act (Regulation B)
C1-2025-19864 · significant
Proposed ruleFeb 25
Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold
2026-00087
Final ruleJan 7
Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold
2026-00085
Final ruleJan 7
Appraisals for Higher-Priced Mortgage Loans Exemption Threshold
2025-22875
Final ruleDec 16, 2025
Truth in Lending (Regulation Z)
2025-22814
Final ruleDec 15, 2025
Consumer Leasing (Regulation M)
2025-22813
Final ruleDec 15, 2025
Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)
2025-22773
Final ruleDec 15, 2025
Fair Credit Reporting Act Disclosures
2025-22772
Final ruleDec 15, 2025
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)
2025-19865 · significant
Proposed ruleNov 13, 2025
Equal Credit Opportunity Act (Regulation B)
2025-19864 · significant
Proposed ruleNov 13, 2025
Registry of Supervised Nonbanks That Use Form Contracts To Impose Terms and Conditions That Seek To Waive or Limit Consumer Legal Protections; Withdrawal of Proposed Rule
2025-19690
Proposed ruleOct 29, 2025
Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders; Rescission
2025-19689 · significant
Final ruleOct 29, 2025
Rules of Practice for Adjudication Proceedings
2025-19687 · significant
Final ruleOct 29, 2025
Fair Credit Reporting Act; Preemption of State Laws
2025-19671
Final ruleOct 28, 2025
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates
2025-19370 · significant
Final ruleOct 2, 2025
Procedures for Supervisory Designation Proceedings
2025-18622
Final ruleSep 25, 2025
Legal Standard Applicable to Supervisory Designation Proceedings
2025-16352 · significant
Proposed ruleAug 26, 2025
Personal Financial Data Rights Reconsideration
2025-16139 · significant
Proposed ruleAug 22, 2025
Defining Larger Participants of the Consumer Debt Collection Market
2025-15091 · significant
Proposed ruleAug 8, 2025
Defining Larger Participants of the International Money Transfer Market
2025-15090 · significant
Proposed ruleAug 8, 2025
Defining Larger Participants of the Automobile Financing Market
2025-15089 · significant
Proposed ruleAug 8, 2025
Defining Larger Participants of the Consumer Reporting Market
2025-15088 · significant
Proposed ruleAug 8, 2025
Rescission of State Official Notification Rules; Withdrawal
2025-13665
Final ruleJul 21, 2025
Consumer Financial Civil Penalty Fund Rule Amendment
2025-11248
Proposed ruleJun 18, 2025
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates
2025-11244 · significant
Final ruleJun 18, 2025
Procedure Relating to Rulemaking; Rescission
2025-11241
Final ruleJun 18, 2025
Rescission of State Official Notification Rules
2025-08640
Final ruleMay 21, 2025
Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X; Rescission
2025-08643
Final ruleMay 16, 2025
Electronic Fund Transfers Through Accounts Established Primarily for Personal, Family, or Household Purposes Using Emerging Payment Mechanisms; Withdrawal
2025-08646
Proposed ruleMay 15, 2025
Prohibited Terms and Conditions in Agreements for Consumer Financial Products or Services (Regulation AA); Withdrawal of Proposed Rule
2025-08645
Proposed ruleMay 15, 2025
Protecting Americans From Harmful Data Broker Practices (Regulation V); Withdrawal of Proposed Rule
2025-08644 · significant
Proposed ruleMay 15, 2025
Authority of States To Enforce the Consumer Financial Protection Act of 2010; Rescission
2025-08641
Final ruleMay 15, 2025
Procedures for Supervisory Designation Proceedings
2025-08347
Proposed ruleMay 14, 2025
Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders; Proposed Rescission
2025-08345 · significant
Proposed ruleMay 14, 2025
Rules of Practice for Adjudication Proceedings; Rescission
2025-08344 · significant
Proposed ruleMay 13, 2025
Interpretive Rules, Policy Statements, and Advisory Opinions; Withdrawal
2025-08286
Final ruleMay 12, 2025
Fair Credit Reporting Act (Regulation V); Identity Theft and Coerced Debt; Extension of Comment Period
2025-03685
Proposed ruleMar 7, 2025
Protecting Americans From Harmful Data Broker Practices (Regulation V); Extension of Comment Period
2025-03547 · significant
Proposed ruleMar 5, 2025
Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)
C1-2024-30824 · significant
Final ruleJan 27, 2025
Electronic Fund Transfers Through Accounts Established Primarily for Personal, Family, or Household Purposes Using Emerging Payment Mechanisms
2025-00565
Proposed ruleJan 15, 2025
Truth in Lending (Regulation Z); Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for Work
2025-00381
Final ruleJan 15, 2025
Prohibited Terms and Conditions in Agreements for Consumer Financial Products or Services (Regulation AA)
2025-00633
Proposed ruleJan 14, 2025
Fees for Instantaneously Declined Transactions; Withdrawal of Proposed Rule
2024-31385
Proposed ruleJan 14, 2025
Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)
2024-30824 · significant
Final ruleJan 14, 2025
Residential Property Assessed Clean Energy Financing (Regulation Z)
2024-30628
Final ruleJan 10, 2025
Civil Penalty Inflation Adjustments
2025-00167
Final ruleJan 8, 2025
Consumer Financial Protection Circular 2024-07: Design, Marketing, and Administration of Credit Card Rewards Programs
2024-30988
Final ruleDec 30, 2024
Overdraft Lending: Very Large Financial Institutions
2024-29699
Final ruleDec 30, 2024
Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold
2024-30652
Final ruleDec 27, 2024
Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold
2024-30653
Final ruleDec 23, 2024
Fair Credit Reporting Act (Regulation V); Identity Theft and Coerced Debt
2024-29292
Proposed ruleDec 13, 2024
Protecting Americans From Harmful Data Broker Practices (Regulation V)
2024-28690 · significant
Proposed ruleDec 13, 2024
Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications
2024-27836
Final ruleDec 10, 2024
Truth in Lending (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, and Qualified Mortgages)
2024-27553
Final ruleDec 2, 2024
Updates to Supervision and Enforcement Procedures
2024-27978
Final ruleNov 29, 2024
Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt
2024-27791
Final ruleNov 29, 2024
Fair Credit Reporting Act Disclosures
2024-27695
Final ruleNov 29, 2024
Required Rulemaking on Personal Financial Data Rights
2024-25079 · significant
Final ruleNov 18, 2024
Consumer Financial Protection Circular 2024-06: Background Dossiers and Algorithmic Scores for Hiring, Promotion, and Other Employment Decisions
2024-26099
Final ruleNov 12, 2024
Appraisals for Higher-Priced Mortgage Loans Exemption Threshold
2024-23277
Final ruleOct 15, 2024
Consumer Leasing (Regulation M)
2024-23276
Final ruleOct 15, 2024
Truth in Lending (Regulation Z)
2024-23275
Final ruleOct 15, 2024
Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt
2024-22962
Final ruleOct 4, 2024
Consumer Financial Protection Circular 2024-05: Improper Overdraft Opt-In Practices
2024-22551
Final ruleOct 2, 2024
Remittance Transfers Under the Electronic Fund Transfer Act (Regulation E)
2024-22004
Proposed ruleSep 30, 2024
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates; Correction
2024-21265 · significant
Final ruleSep 19, 2024
Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed
2024-18620
Final ruleAug 23, 2024
Financial Data Transparency Act Joint Data Standards
2024-18415 · significant
Proposed ruleAug 22, 2024
Semiannual Regulatory Agenda
2024-16447
Proposed ruleAug 16, 2024
Consumer Financial Protection Circular 2024-04: Whistleblower Protections Under CFPA Section 1057
2024-17539
Final ruleAug 9, 2024
Quality Control Standards for Automated Valuation Models
2024-16197
Final ruleAug 7, 2024
Truth in Lending (Regulation Z); Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for Work
2024-16827
Proposed ruleJul 31, 2024
Interagency Guidance on Reconsiderations of Value of Residential Real Estate Valuations
2024-16200
Final ruleJul 26, 2024
Streamlining Mortgage Servicing for Borrowers Experiencing Payment Difficulties; Regulation X
2024-15475 · significant
Proposed ruleJul 24, 2024
Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders
2024-12689
Final ruleJul 8, 2024
Small Business Lending Under the Equal Credit Opportunity Act (Regulation B); Extension of Compliance Dates
2024-14396 · significant
Final ruleJul 3, 2024
Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions
2024-13581
Final ruleJun 21, 2024
Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)
2024-13208 · significant
Proposed ruleJun 18, 2024
Required Rulemaking on Personal Financial Data Rights; Industry Standard-Setting
2024-12658 · significant
Final ruleJun 11, 2024
Truth in Lending (Regulation Z); Use of Digital User Accounts To Access Buy Now, Pay Later Loans
2024-11800
Final ruleMay 31, 2024
Procedures for Supervisory Designation Proceedings
2024-08430
Final ruleApr 23, 2024
Consumer Financial Protection Circular 2024-02: Deceptive Marketing Practices About the Speed or Cost of Sending a Remittance Transfer
2024-08007
Final ruleApr 17, 2024
Consumer Financial Protection Circular 2023-03: Adverse Action Notification Requirements and Proper Use of Sample Forms
2024-08003
Final ruleApr 17, 2024
Credit Card Penalty Fees (Regulation Z)
2024-05011
Final ruleMar 15, 2024
Consumer Financial Protection Circular 2024-01: Preferencing and Steering Practices by Digital Intermediaries for Consumer Financial Products or Services
2024-05141
Final ruleMar 12, 2024
Overdraft Lending: Very Large Financial Institutions
2024-01095
Proposed ruleFeb 23, 2024
Supervisory Appeals Process
2024-03615
Final ruleFeb 22, 2024
Semiannual Regulatory Agenda
2024-00462
Proposed ruleFeb 9, 2024
Fees for Instantaneously Declined Transactions
2024-01688
Proposed ruleJan 31, 2024
Fair Credit Reporting; Background Screening
2024-00788
Final ruleJan 23, 2024
Fair Credit Reporting; File Disclosure
2024-00786
Final ruleJan 23, 2024
Civil Penalty Inflation Adjustments
2024-00456
Final ruleJan 11, 2024

Other agencies

Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.