Data / Federal rules / 2024-08003
Consumer Financial Protection Circular 2023-03: Adverse Action Notification Requirements and Proper Use of Sample Forms
The Consumer Financial Protection Bureau published this final rule in the Federal Register on April 17, 2024.
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What the agency says
The Consumer Financial Protection Bureau (CFPB) has issued Consumer Financial Protection Circular 2023-03, titled, "Adverse action notification requirements and the proper use of the CFPB's sample forms provided in Regulation B." In this circular, the CFPB responds to the question, "When using artificial intelligence or complex credit models, may creditors rely on the checklist of reasons provided in CFPB sample forms for adverse action notices even when those sample reasons do not accurately or specifically identify the reasons for the adverse action?"
Key facts
- Document number
- 2024-08003
- Type
- Final rule
- Action
- Consumer financial protection circular
- Agency
- Consumer Financial Protection Bureau
- Published
- April 17, 2024
- Dates
- The CFPB released this circular on its website on September 19, 2023.
- Pages
- 3
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Everything from the Consumer Financial Protection Bureau · Published in April 2024
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.