Data / Federal rules / 2026-13834
Request for Information Regarding Promoting Access to Mortgage Credit
The Consumer Financial Protection Bureau published this proposed rule in the Federal Register on July 9, 2026. Comments closed on August 10, 2026.
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What the agency says
This notice requests information from the public about potential regulatory changes that may reduce regulatory burdens and promote access to mortgage credit, as appropriate and consistent with applicable law. The Consumer Financial Protection Bureau (Bureau or CFPB) seeks to reduce unwarranted regulatory burdens to ensure that creditworthy borrowers can access mortgage credit. Specifically, the CFPB is requesting information on industry and consumer burdens related to the integrated mortgage disclosures under the Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA) (TILA-RESPA integrated disclosures or TRID), the right of rescission, and reverse mortgage disclosures.
Key facts
- Document number
- 2026-13834
- Type
- Proposed rule
- Action
- Notice; request for information
- Agency
- Consumer Financial Protection Bureau
- Published
- July 9, 2026
- Comments due
- August 10, 2026
- Dates
- Comments must be received on or before August 10, 2026.
- Docket
- Docket No. CFPB-2026-0018
- Code of Federal Regulations
- 12 CFR 1024; 12 CFR 1026
- Pages
- 5
Other documents from the Consumer Financial Protection Bureau
| Document | Type | Published |
|---|---|---|
| Financial Data Transparency Act Joint Data Standards 2026-12787 · significant | Final rule | Jun 25 |
| Equal Credit Opportunity (Regulation B); Special Purpose Credit Programs; Rescission 2026-12149 | Final rule | Jun 17 |
| Small Business Lending Under the Equal Credit Opportunity Act (Regulation B) 2026-08494 · significant | Final rule | May 1 |
| Equal Credit Opportunity Act (Regulation B) 2026-07804 · significant | Final rule | Apr 22 |
| Equal Credit Opportunity Act (Regulation B) C1-2025-19864 · significant | Proposed rule | Feb 25 |
| Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold 2026-00087 | Final rule | Jan 7 |
| Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold 2026-00085 | Final rule | Jan 7 |
| Appraisals for Higher-Priced Mortgage Loans Exemption Threshold 2025-22875 | Final rule | Dec 16, 2025 |
Everything from the Consumer Financial Protection Bureau · Published in July 2026
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.