Data / Federal rules / 2024-28690
Protecting Americans From Harmful Data Broker Practices (Regulation V)
The Consumer Financial Protection Bureau published this proposed rule in the Federal Register on December 13, 2024. Comments closed on March 3, 2025.
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What the agency says
The Consumer Financial Protection Bureau (CFPB) is issuing a proposed rule for public comment to amend Regulation V, which implements the Fair Credit Reporting Act (FCRA). The proposed rule would implement the FCRA's definitions of consumer report and consumer reporting agency as well as certain of the FCRA's provisions governing when consumer reporting agencies may furnish, and users may obtain, consumer reports. The proposed rule is designed to, among other things, ensure that the FCRA's protections are applied to sensitive consumer information that the statute was enacted to protect, including information sold by data brokers.
Key facts
- Document number
- 2024-28690
- Type
- Proposed rule
- Action
- Proposed rule; request for public comment
- Agency
- Consumer Financial Protection Bureau
- Published
- December 13, 2024
- Comments due
- March 3, 2025
- Dates
- Comments must be received on or before March 3, 2025.
- Docket
- Docket No. CFPB-2024-0044
- Regulation ID (RIN)
- 3170-AB27
- Code of Federal Regulations
- 12 CFR 1022
- Topics
- Banks, banking; Consumer protection; Credit unions; Holding companies; Privacy; Reporting and recordkeeping requirements; Savings associations
- Significant
- Yes, under Executive Order 12866
- Pages
- 61
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| Small Business Lending Under the Equal Credit Opportunity Act (Regulation B) 2026-08494 · significant | Final rule | May 1 |
| Equal Credit Opportunity Act (Regulation B) 2026-07804 · significant | Final rule | Apr 22 |
| Equal Credit Opportunity Act (Regulation B) C1-2025-19864 · significant | Proposed rule | Feb 25 |
| Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold 2026-00087 | Final rule | Jan 7 |
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Everything from the Consumer Financial Protection Bureau · Rules on banks, banking · Rules on consumer protection · Rules on credit unions · Published in December 2024
Read from the Federal Register API, last updated 2026-10-24. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.