Data / Federal rules / 2024-12658
Required Rulemaking on Personal Financial Data Rights; Industry Standard-Setting
The Consumer Financial Protection Bureau published this final rule in the Federal Register on June 11, 2024. It took effect on July 11, 2024.
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What the agency says
The Consumer Financial Protection Bureau (CFPB) is finalizing in part its proposed rule on consumer data rights under section 1033 of the Consumer Financial Protection Act. This final rule establishes minimum attributes a standard-setting body must possess to receive CFPB recognition and to issue consensus standards when the full rule is finalized. The CFPB is also releasing its process for how standard setters apply for CFPB recognition.
Key facts
- Document number
- 2024-12658
- Type
- Final rule
- Action
- Final rule
- Agency
- Consumer Financial Protection Bureau
- Published
- June 11, 2024
- Takes effect
- July 11, 2024
- Dates
- This final rule is effective July 11, 2024.
- Docket
- Docket No. CFPB-2023-0052
- Regulation ID (RIN)
- 3170-AA78
- Code of Federal Regulations
- 12 CFR 1033
- Topics
- Banks, banking; Consumer protection; Credit; Credit unions; Electronic funds transfers; Privacy; Reporting and recordkeeping requirements; Savings associations; Voluntary standards
- Significant
- Yes, under Executive Order 12866
- Pages
- 8
Other documents from the Consumer Financial Protection Bureau
| Document | Type | Published |
|---|---|---|
| Request for Information Regarding Promoting Access to Mortgage Credit 2026-13834 | Proposed rule | Jul 9 |
| Financial Data Transparency Act Joint Data Standards 2026-12787 · significant | Final rule | Jun 25 |
| Equal Credit Opportunity (Regulation B); Special Purpose Credit Programs; Rescission 2026-12149 | Final rule | Jun 17 |
| Small Business Lending Under the Equal Credit Opportunity Act (Regulation B) 2026-08494 · significant | Final rule | May 1 |
| Equal Credit Opportunity Act (Regulation B) 2026-07804 · significant | Final rule | Apr 22 |
| Equal Credit Opportunity Act (Regulation B) C1-2025-19864 · significant | Proposed rule | Feb 25 |
| Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold 2026-00087 | Final rule | Jan 7 |
| Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold 2026-00085 | Final rule | Jan 7 |
Everything from the Consumer Financial Protection Bureau · Rules on banks, banking · Rules on consumer protection · Rules on credit · Published in June 2024
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.