Data / Federal rules / 2024-13208
Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)
The Consumer Financial Protection Bureau published this proposed rule in the Federal Register on June 18, 2024. Comments closed on August 12, 2024.
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What the agency says
The Consumer Financial Protection Bureau (CFPB) is seeking public comment on a proposed rule amending Regulation V, which implements the Fair Credit Reporting Act (FCRA), concerning medical information. The CFPB is proposing to remove a regulatory exception in Regulation V from the limitation in the FCRA on creditors obtaining or using information on medical debts for credit eligibility determinations. The proposed rule would also provide that a consumer reporting agency generally may not furnish to a creditor a consumer report containing information on medical debt that the creditor is prohibited from using.
Key facts
- Document number
- 2024-13208
- Type
- Proposed rule
- Action
- Proposed rule; request for public comment
- Agency
- Consumer Financial Protection Bureau
- Published
- June 18, 2024
- Comments due
- August 12, 2024
- Dates
- Comments must be received on or before August 12, 2024.
- Docket
- Docket No. CFPB-2024-0023
- Regulation ID (RIN)
- 3170-AA54
- Code of Federal Regulations
- 12 CFR 1022
- Topics
- Banks, banking; Consumer protection; Credit unions; Holding companies; Privacy; Reporting and recordkeeping requirements; Savings associations
- Significant
- Yes, under Executive Order 12866
- Pages
- 55
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Everything from the Consumer Financial Protection Bureau · Rules on banks, banking · Rules on consumer protection · Rules on credit unions · Published in June 2024
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.