Data / Federal rules / 2025-00565
Electronic Fund Transfers Through Accounts Established Primarily for Personal, Family, or Household Purposes Using Emerging Payment Mechanisms
The Consumer Financial Protection Bureau published this proposed rule in the Federal Register on January 15, 2025. Comments closed on March 31, 2025.
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What the agency says
In light of interest by electronic fund transfer system market participants to offer new types of products to transfer funds and make purchases through accounts established primarily for personal, family, or household purposes, the Consumer Financial Protection Bureau (CFPB) is proposing this interpretive rule to assist companies, investors, and other market participants evaluating existing statutory and regulatory requirements governing electronic fund transfers (EFTs).
Key facts
- Document number
- 2025-00565
- Type
- Proposed rule
- Action
- Notice of proposed interpretive rule; request for comment
- Agency
- Consumer Financial Protection Bureau
- Published
- January 15, 2025
- Comments due
- March 31, 2025
- Dates
- Comments must be received by March 31, 2025.
- Docket
- CFPB-2025-0003
- Code of Federal Regulations
- 12 CFR 1005
- Pages
- 5
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| Small Business Lending Under the Equal Credit Opportunity Act (Regulation B) 2026-08494 · significant | Final rule | May 1 |
| Equal Credit Opportunity Act (Regulation B) 2026-07804 · significant | Final rule | Apr 22 |
| Equal Credit Opportunity Act (Regulation B) C1-2025-19864 · significant | Proposed rule | Feb 25 |
| Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold 2026-00087 | Final rule | Jan 7 |
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Everything from the Consumer Financial Protection Bureau · Published in January 2025
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.