Data / Federal rules / 2025-08643
Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X; Rescission
The Consumer Financial Protection Bureau published this final rule in the Federal Register on May 16, 2025. It took effect on July 15, 2025. Comments closed on June 16, 2025.
SpecStream is the live web data engine for teams and agents. It reads every rule and proposed rule in the Federal Register each morning, and this page is that reading. Name your industry once and new rules, comment deadlines and effective dates arrive in your sheet, CRM, Slack or agent as they are published.
What the agency says
This interim final rule (IFR) rescinds the final rule "Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X."
Key facts
- Document number
- 2025-08643
- Type
- Final rule
- Action
- Interim final rule; request for public comment
- Agency
- Consumer Financial Protection Bureau
- Published
- May 16, 2025
- Takes effect
- July 15, 2025
- Comments due
- June 16, 2025
- Dates
- This IFR is effective on July 15, 2025. Comments must be received on or before June 16, 2025.
- Docket
- Docket No. CFPB-2025-0014
- Regulation ID (RIN)
- 3170-AB42
- Code of Federal Regulations
- 12 CFR 1024
- Topics
- Banks, banking; Condominiums; Consumer protection; Credit unions; Housing; Mortgage insurance; Mortgages; Reporting and recordkeeping requirements; Savings associations
- Pages
- 5
Other documents from the Consumer Financial Protection Bureau
| Document | Type | Published |
|---|---|---|
| Request for Information Regarding Promoting Access to Mortgage Credit 2026-13834 | Proposed rule | Jul 9 |
| Financial Data Transparency Act Joint Data Standards 2026-12787 · significant | Final rule | Jun 25 |
| Equal Credit Opportunity (Regulation B); Special Purpose Credit Programs; Rescission 2026-12149 | Final rule | Jun 17 |
| Small Business Lending Under the Equal Credit Opportunity Act (Regulation B) 2026-08494 · significant | Final rule | May 1 |
| Equal Credit Opportunity Act (Regulation B) 2026-07804 · significant | Final rule | Apr 22 |
| Equal Credit Opportunity Act (Regulation B) C1-2025-19864 · significant | Proposed rule | Feb 25 |
| Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold 2026-00087 | Final rule | Jan 7 |
| Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold 2026-00085 | Final rule | Jan 7 |
Everything from the Consumer Financial Protection Bureau · Rules on banks, banking · Rules on condominiums · Rules on consumer protection · Published in May 2025
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.