Data / Federal rules / 2024-13581
Consumer Financial Protection Circular 2024-03: Unlawful and Unenforceable Contract Terms and Conditions
The Consumer Financial Protection Bureau published this final rule in the Federal Register on June 21, 2024.
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What the agency says
The Consumer Financial Protection Bureau (CFPB) has issued Consumer Financial Protection Circular 2024-03, titled, "Unlawful and Unenforceable Contract Terms and Conditions." In this circular, the CFPB responds to the question, "Can persons that include unlawful or unenforceable terms and conditions in contracts for consumer financial products and services violate the prohibition on deceptive acts or practices in the Consumer Financial Protection Act (CFPA)?"
Key facts
- Document number
- 2024-13581
- Type
- Final rule
- Action
- Consumer financial protection circular
- Agency
- Consumer Financial Protection Bureau
- Published
- June 21, 2024
- Dates
- The CFPB released this circular on its website on June 4, 2024.
- Pages
- 3
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|---|---|---|
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| Financial Data Transparency Act Joint Data Standards 2026-12787 · significant | Final rule | Jun 25 |
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| Small Business Lending Under the Equal Credit Opportunity Act (Regulation B) 2026-08494 · significant | Final rule | May 1 |
| Equal Credit Opportunity Act (Regulation B) 2026-07804 · significant | Final rule | Apr 22 |
| Equal Credit Opportunity Act (Regulation B) C1-2025-19864 · significant | Proposed rule | Feb 25 |
| Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold 2026-00087 | Final rule | Jan 7 |
| Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold 2026-00085 | Final rule | Jan 7 |
Everything from the Consumer Financial Protection Bureau · Published in June 2024
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.