Data / Federal rules / 2026-06948
Anti-Money Laundering and Countering the Financing of Terrorism Programs
The National Credit Union Administration published this proposed rule in the Federal Register on April 10, 2026. Comments closed on June 9, 2026.
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What the agency says
The Office of the Comptroller of the Currency (OCC), Federal Deposit Insurance Corporation (FDIC), and the National Credit Union Administration (NCUA) (collectively, "the Agencies" or "Agency" when referencing the singular) are inviting comment on a proposed rule that would require banks to establish and maintain effective anti-money laundering and countering the financing of terrorism (AML/CFT) programs reasonably designed to identify, assess, and mitigate risks of illicit finance. The amendments are intended to align with changes that are being concurrently proposed by the Financial Crimes Enforcement Network (FinCEN) to implement provisions of the Anti-Money Laundering Act of 2020 (AML Act). Among other changes, this proposed rule would ensure that institutions establish and maintain effective AML/CFT programs that are intended to better achieve the purposes of the Bank Secrecy Act (BSA), culminating in the development of highly useful information related to illicit financial transactions for law enforcement and national security agencies. Through this rulemaking, the Agencies also intend to modernize and reform Federal supervision of AML/CFT programs by enhancing FinCEN's role in AML/CFT supervision and enforcement.
Key facts
- Document number
- 2026-06948
- Type
- Proposed rule
- Action
- Notice of proposed rulemaking
- Agency
- Treasury Department; Comptroller of the Currency; Federal Deposit Insurance Corporation; National Credit Union Administration
- Published
- April 10, 2026
- Comments due
- June 9, 2026
- Dates
- Written comments may be submitted on or before June 9, 2026.
- Docket
- Docket ID OCC-2024-0005; Docket ID NCUA-2024-0033
- Regulation ID (RIN)
- 1557-AF14; 3064-AF34; 3133-AG08
- Code of Federal Regulations
- 12 CFR 21; 12 CFR 326; 12 CFR 748
- Topics
- Banks, banking; Computer technology; Confidential business information; Credit unions; Crime; Currency; Internet; Personally identifiable information; Privacy; Reporting and recordkeeping requirements; Security measures
- Pages
- 27
Other documents from the National Credit Union Administration
| Document | Type | Published |
|---|---|---|
| Notification to Members/Shareholders 2026-21512 | Proposed rule | Oct 21 |
| Nonconforming Investment Special Reserve 2026-21509 | Proposed rule | Oct 21 |
| Conversion to State-Chartered Credit Union 2026-21508 | Proposed rule | Oct 21 |
| Central Liquidity Facility 2026-21089 | Proposed rule | Oct 15 |
| Powers of Federal Credit Unions 2026-21088 | Proposed rule | Oct 15 |
| Corporate Credit Unions; Fidelity Bond and Insurance Coverage for Federally Insured Credit Unions 2026-21087 | Proposed rule | Oct 15 |
| Limits on Loans to Other Credit Unions 2026-16035 | Final rule | Aug 6 |
| Chartering and Field of Membership for Federal Credit Unions-Interpretive Ruling and Policy Statement 08-2 2026-16031 | Final rule | Aug 6 |
Everything from the National Credit Union Administration · Rules on banks, banking · Rules on computer technology · Rules on confidential business information · Published in April 2026
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.