Data / Federal rules / 2025-19623
Prohibition on Use of Reputation Risk by NCUA
The National Credit Union Administration published this proposed rule in the Federal Register on October 21, 2025. Comments closed on December 22, 2025.
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What the agency says
The National Credit Union Administration Board (Board) is issuing a notice of proposed rulemaking to codify the elimination of reputation risk from its supervisory program. Among other things, the proposed rule would prohibit the agency from criticizing or taking adverse action against an institution, defined as an entity for which the NCUA makes or will make supervisory determinations or other decisions, either solely or jointly on the basis of reputation risk. The proposed rule would also prohibit the agency from requiring, instructing, or encouraging an institution to close an account, to refrain from providing an account, product, or service, or to modify or terminate any product or service on the basis of a person or entity's political, social, cultural, or religious views or beliefs, constitutionally protected speech, or on the basis of politically disfavored but lawful business activities perceived to present reputation risk.
Key facts
- Document number
- 2025-19623
- Type
- Proposed rule
- Action
- Proposed rule
- Agency
- National Credit Union Administration
- Published
- October 21, 2025
- Comments due
- December 22, 2025
- Dates
- Comments must be received by December 22, 2025.
- Regulation ID (RIN)
- 3133-AF67
- Code of Federal Regulations
- 12 CFR 702; 12 CFR 791
- Topics
- Administrative practice and procedure; Banks, banking; Credit unions; Reporting and recordkeeping requirements; Sunshine Act
- Pages
- 6
Other documents from the National Credit Union Administration
| Document | Type | Published |
|---|---|---|
| Notification to Members/Shareholders 2026-21512 | Proposed rule | Oct 21 |
| Nonconforming Investment Special Reserve 2026-21509 | Proposed rule | Oct 21 |
| Conversion to State-Chartered Credit Union 2026-21508 | Proposed rule | Oct 21 |
| Central Liquidity Facility 2026-21089 | Proposed rule | Oct 15 |
| Powers of Federal Credit Unions 2026-21088 | Proposed rule | Oct 15 |
| Corporate Credit Unions; Fidelity Bond and Insurance Coverage for Federally Insured Credit Unions 2026-21087 | Proposed rule | Oct 15 |
| Limits on Loans to Other Credit Unions 2026-16035 | Final rule | Aug 6 |
| Chartering and Field of Membership for Federal Credit Unions-Interpretive Ruling and Policy Statement 08-2 2026-16031 | Final rule | Aug 6 |
Everything from the National Credit Union Administration · Rules on administrative practice and procedure · Rules on banks, banking · Rules on credit unions · Published in October 2025
Read from the Federal Register API, last updated 2026-10-24. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.