Data / Federal rules / 2026-11559
Preemption-Federal Credit Union Non-Interest Charges and Fees
The National Credit Union Administration published this final rule in the Federal Register on June 9, 2026. It took effect on June 30, 2026. Comments closed on July 9, 2026.
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What the agency says
The NCUA Board is adopting an interim final rule to clarify federal credit unions' (FCUs) power to charge non-interest charges and fees includes the power to assess, collect, impose, levy, receive, reserve, take, or otherwise obtain non-interest charges and fees, including interchange fees from credit and debit card operations. Further, the interim final rule explains that FCUs may charge non- interest charges or fees, even when such charges and fees are set by or in consultation with third parties. NCUA invites public comments on this interim final rule.
Key facts
- Document number
- 2026-11559
- Type
- Final rule
- Action
- Interim final rule; request for comment
- Agency
- National Credit Union Administration
- Published
- June 9, 2026
- Takes effect
- June 30, 2026
- Comments due
- July 9, 2026
- Dates
- The interim final rule is effective June 30, 2026. Comments on the interim final rule must be received on or before July 9, 2026.
- Regulation ID (RIN)
- 3133-AG11
- Code of Federal Regulations
- 12 CFR 701
- Topics
- Advertising; Aged; Civil rights; Credit; Credit unions; Fair housing; Individuals with disabilities; Insurance; Marital status discrimination; Mortgages; Religious discrimination; Reporting and recordkeeping requirements; Sex discrimination; Signs and symbols; Surety bonds
- Pages
- 9
Other documents from the National Credit Union Administration
| Document | Type | Published |
|---|---|---|
| Notification to Members/Shareholders 2026-21512 | Proposed rule | Oct 21 |
| Nonconforming Investment Special Reserve 2026-21509 | Proposed rule | Oct 21 |
| Conversion to State-Chartered Credit Union 2026-21508 | Proposed rule | Oct 21 |
| Central Liquidity Facility 2026-21089 | Proposed rule | Oct 15 |
| Powers of Federal Credit Unions 2026-21088 | Proposed rule | Oct 15 |
| Corporate Credit Unions; Fidelity Bond and Insurance Coverage for Federally Insured Credit Unions 2026-21087 | Proposed rule | Oct 15 |
| Limits on Loans to Other Credit Unions 2026-16035 | Final rule | Aug 6 |
| Chartering and Field of Membership for Federal Credit Unions-Interpretive Ruling and Policy Statement 08-2 2026-16031 | Final rule | Aug 6 |
Everything from the National Credit Union Administration · Rules on advertising · Rules on aged · Rules on civil rights · Published in June 2026
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.