Data / Federal rules / 2025-14132
Adjusting and Indexing Certain Regulatory Thresholds
The Federal Deposit Insurance Corporation published this proposed rule in the Federal Register on July 28, 2025. Comments closed on September 26, 2025.
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What the agency says
The Federal Deposit Insurance Corporation (FDIC) is inviting comment on a proposed rule that would amend certain regulatory thresholds in the FDIC's regulations to reflect inflation. Specifically, the proposal would generally update such thresholds to reflect inflation from the date of initial implementation or the most recent adjustment, and provide for future adjustments pursuant to an indexing methodology. The changes set forth in this proposal would provide a more durable regulatory framework by helping to preserve, in real terms, the level of certain thresholds set forth in the FDIC's regulations, thereby avoiding the undesirable and unintended outcome where the scope of applicability for a regulatory requirement changes due solely to inflation rather than actual changes in an institution's size, risk profile or level of complexity.
Key facts
- Document number
- 2025-14132
- Type
- Proposed rule
- Action
- Notice of proposed rulemaking
- Agency
- Federal Deposit Insurance Corporation
- Published
- July 28, 2025
- Comments due
- September 26, 2025
- Dates
- Comments must be received on or before September 26, 2025.
- Regulation ID (RIN)
- 3064-AG15
- Code of Federal Regulations
- 12 CFR 303; 12 CFR 314; 12 CFR 335; 12 CFR 340; 12 CFR 347; 12 CFR 363; 12 CFR 380
- Topics
- Accounting; Administrative practice and procedure; Authority delegations (Government agencies); Bank deposit insurance; Banks, banking; Brokers; Confidential business information; Credit; Foreign banking; Holding companies; Insurance; Investments; Reporting and recordkeeping requirements; Savings associations; Securities; Trusts and trustees; U.S. investments abroad
- Pages
- 27
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Everything from the Federal Deposit Insurance Corporation · Rules on accounting · Rules on administrative practice and procedure · Rules on authority delegations (government agencies) · Published in July 2025
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.