Data / Federal rules / 2026-17865
Reciprocal Deposits: Implementing the 21st Century ROAD to Housing Act
The Federal Deposit Insurance Corporation published this final rule in the Federal Register on September 1, 2026. It took effect on September 1, 2026. Comments closed on October 1, 2026.
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What the agency says
The Federal Deposit Insurance Corporation (FDIC) is amending its brokered deposit regulations to conform with recent changes to section 29 of the Federal Deposit Insurance Act made by section 902 of the 21st Century ROAD to Housing Act related to reciprocal deposits, which took effect on July 11, 2026. The FDIC is also providing certain clarifications regarding the reciprocal deposit framework to facilitate and simplify compliance. The FDIC invites public comment on this interim final rule.
Key facts
- Document number
- 2026-17865
- Type
- Final rule
- Action
- Interim final rule and request for comment
- Agency
- Federal Deposit Insurance Corporation
- Published
- September 1, 2026
- Takes effect
- September 1, 2026
- Comments due
- October 1, 2026
- Dates
- The interim final rule is effective September 1, 2026. Comments must be received no later than October 1, 2026.
- Regulation ID (RIN)
- 3064-AG32
- Code of Federal Regulations
- 12 CFR 337
- Topics
- Banks, banking; Reporting and recordkeeping requirements; Savings associations; Securities
- Pages
- 8
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Everything from the Federal Deposit Insurance Corporation · Rules on banks, banking · Rules on reporting and recordkeeping requirements · Rules on savings associations · Published in September 2026
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.