Data / Federal rules / 2026-16454
Community Reinvestment Act Regulations
The Federal Deposit Insurance Corporation published this proposed rule in the Federal Register on August 12, 2026. Comments closed on October 13, 2026.
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What the agency says
The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) are proposing to amend their Community Reinvestment Act rules by making certain substantive, technical, and process-oriented changes to refocus on the statutory objective of encouraging banks to meet the credit needs of their communities; to better ensure that community development grants reach the communities they are intended to benefit; to reduce unnecessary burden, particularly for community banks; and to provide greater clarity for how to obtain CRA consideration. The OCC and the FDIC are also proposing certain technical changes to their rules implementing the Community Reinvestment Act sunshine requirements of the Federal Deposit Insurance Act. In addition, the OCC is proposing similar technical changes to its Public Welfare Investments rule and its Rules, Policies, and Procedures for Corporate Activities.
Key facts
- Document number
- 2026-16454
- Type
- Proposed rule
- Action
- Notice of proposed rulemaking
- Agency
- Treasury Department; Comptroller of the Currency; Federal Deposit Insurance Corporation
- Published
- August 12, 2026
- Comments due
- October 13, 2026
- Dates
- Comments must be received on or before October 13, 2026.
- Docket
- Docket ID OCC-2026-0694
- Regulation ID (RIN)
- 1557-AF57; 3064-AG31
- Code of Federal Regulations
- 12 CFR 5; 12 CFR 24; 12 CFR 25; 12 CFR 35; 12 CFR 345; 12 CFR 346
- Topics
- Administrative practice and procedure; Banks, banking; Community development; Credit; Freedom of information; Investments; Low and moderate income housing; Manpower; Reporting and recordkeeping requirements; Rural areas; Savings associations; Securities; Small businesses
- Pages
- 105
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Everything from the Federal Deposit Insurance Corporation · Rules on administrative practice and procedure · Rules on banks, banking · Rules on community development · Published in August 2026
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.