Data / Federal rules / 2025-13559
Community Reinvestment Act Regulations
The Federal Deposit Insurance Corporation published this proposed rule in the Federal Register on July 18, 2025. Comments closed on August 18, 2025.
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What the agency says
The Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System (Board), and the Federal Deposit Insurance Corporation (FDIC) (collectively, the agencies) propose to amend their Community Reinvestment Act (CRA) regulations by rescinding the final rule titled "Community Reinvestment Act" published in the Federal Register on February 1, 2024, and replacing it with the agencies' CRA regulations in effect on March 29, 2024, with certain conforming and technical amendments. The agencies are also proposing technical amendments to their regulations implementing the CRA sunshine requirements of the Federal Deposit Insurance Act, and the OCC is proposing technical amendments to its Public Welfare Investments regulation.
Key facts
- Document number
- 2025-13559
- Type
- Proposed rule
- Action
- Notice of proposed rulemaking
- Agency
- Treasury Department; Comptroller of the Currency; Federal Reserve System; Federal Deposit Insurance Corporation
- Published
- July 18, 2025
- Comments due
- August 18, 2025
- Dates
- Comments must be received on or before August 18, 2025.
- Docket
- Docket ID OCC-2025-0005; Docket No. R-1869
- Regulation ID (RIN)
- 1557-AF30; 3064-AG13; 7100-AG95
- Code of Federal Regulations
- 12 CFR 24; 12 CFR 25; 12 CFR 35; 12 CFR 207; 12 CFR 228; 12 CFR 345; 12 CFR 346
- Topics
- Banks, banking; Community development; Credit; Freedom of information; Holding companies; Investments; Low and moderate income housing; Manpower; Reporting and recordkeeping requirements; Rural areas; Savings associations; Small businesses
- Significant
- Yes, under Executive Order 12866
- Pages
- 54
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Everything from the Federal Deposit Insurance Corporation · Rules on banks, banking · Rules on community development · Rules on credit · Published in July 2025
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.