Data / Federal rules / 2026-05960
Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets
The Federal Deposit Insurance Corporation published this proposed rule in the Federal Register on March 27, 2026. Comments closed on June 18, 2026.
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What the agency says
The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation are proposing to modify certain aspects of the regulatory capital rule (the proposal). The proposal would revise the risk-based capital treatment of certain exposure categories under the standardized approach, focusing on improving the calibration and risk sensitivity of risk weights that are particularly material to covered banking organizations' lending activities. The proposal would also modify the definition of regulatory capital by removing the threshold- based deduction for mortgage servicing assets for all banking organizations subject to the regulatory capital rule, including banking organizations subject to the community bank leverage ratio framework. In addition, the proposal would require Category III and IV banking organizations to recognize most elements of accumulated other comprehensive income in their regulatory capital. The agencies are concurrently publishing a separate proposal, which would require Category I and II banking organizations to use a new framework to calculate risk-weighted assets, called the expanded risk-based approach and would allow other banking organizations to elect to use the expanded risk-based approach.
Key facts
- Document number
- 2026-05960
- Type
- Proposed rule
- Action
- Notice of proposed rulemaking
- Agency
- Treasury Department; Comptroller of the Currency; Federal Reserve System; Federal Deposit Insurance Corporation
- Published
- March 27, 2026
- Comments due
- June 18, 2026
- Dates
- Comments must be received by June 18, 2026.
- Docket
- Docket ID OCC-2026-0034; Docket No. R-1888
- Regulation ID (RIN)
- 1557-AF49; 3064-AG23; 7100-AH21
- Code of Federal Regulations
- 12 CFR 3; 12 CFR 217; 12 CFR 238; 12 CFR 252; 12 CFR 324
- Topics
- Administrative practice and procedure; Banks, banking; Credit; Holding companies; Investments; Qualified financial contracts; Reporting and recordkeeping requirements; Savings associations; Securities
- Pages
- 121
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Everything from the Federal Deposit Insurance Corporation · Rules on administrative practice and procedure · Rules on banks, banking · Rules on credit · Published in March 2026
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.