Data / Federal rules / 2026-05959
Regulatory Capital Rule: Category I and II Banking Organizations, Banking Organizations With Significant Trading Activity, and Optional Adoption for Other Banking Organizations
The Federal Deposit Insurance Corporation published this proposed rule in the Federal Register on March 27, 2026. Comments closed on June 18, 2026.
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What the agency says
The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation are proposing to modernize the capital requirements applicable to Category I and II depository institution holding companies and depository institutions, as well as revise the market risk capital framework for banking organizations with significant trading activity (the proposal). The proposal would improve the regulatory capital framework for covered banking organizations by enhancing its risk sensitivity and consistency and by simplifying core components of its design. The agencies expect the proposal would support the safety and soundness of covered banking organizations and U.S. financial stability while promoting lending and other financial intermediation activities in the banking system over a range of economic conditions.
Key facts
- Document number
- 2026-05959
- Type
- Proposed rule
- Action
- Notice of proposed rulemaking
- Agency
- Treasury Department; Comptroller of the Currency; Federal Reserve System; Federal Deposit Insurance Corporation
- Published
- March 27, 2026
- Comments due
- June 18, 2026
- Dates
- Comments must be received by June 18, 2026.
- Docket
- Docket ID OCC-2026-0265; Docket No. 1887
- Regulation ID (RIN)
- 1557-AF52; 3064-AF29; 7100-AH20
- Code of Federal Regulations
- 12 CFR 3; 12 CFR 6; 12 CFR 32; 12 CFR 208; 12 CFR 217; 12 CFR 225; 12 CFR 238; 12 CFR 252; 12 CFR 324
- Topics
- Administrative practice and procedure; Banks, banking; Confidential business information; Credit; Crime; Currency; Holding companies; Investments; Mortgages; Penalties; Qualified financial contracts; Reporting and recordkeeping requirements; Savings associations; Securities
- Significant
- Yes, under Executive Order 12866
- Pages
- 378
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Everything from the Federal Deposit Insurance Corporation · Rules on administrative practice and procedure · Rules on banks, banking · Rules on confidential business information · Published in March 2026
Read from the Federal Register API, last updated 2026-10-24. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.