Data / Federal rules / 2023-25797
Community Reinvestment Act
The Federal Deposit Insurance Corporation published this final rule in the Federal Register on February 1, 2024. It took effect on April 1, 2024.
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What the agency says
The Office of the Comptroller of the Currency (OCC), Board of Governors of the Federal Reserve System (Board), and the Federal Deposit Insurance Corporation (FDIC) are adopting final amendments to their regulations implementing the Community Reinvestment Act of 1977 (CRA) to update how CRA activities qualify for consideration, where CRA activities are considered, and how CRA activities are evaluated.
Key facts
- Document number
- 2023-25797
- Type
- Final rule
- Action
- Final rule
- Agency
- Treasury Department; Comptroller of the Currency; Federal Reserve System; Federal Deposit Insurance Corporation
- Published
- February 1, 2024
- Takes effect
- April 1, 2024
- Dates
- Effective date: This rule is effective on April 1, 2024, except for amendment nos. 29, 52, and 75, which are effective April 1, 2024, through January 1, 2031, and amendment nos. 7, 11, 18, 20, 25, 35, 39, 43, 45, 49, 58, 62, 66, 68, and 72, which are delayed indefinitely. The agencies will publish a document in the Federal Register announcing an effective date for the delayed amendments.
- Docket
- Docket ID OCC-2022-0002; Regulation BB; Docket No. R-1769
- Regulation ID (RIN)
- 1557-AF15; 3064-AF81; 7100-AG29
- Code of Federal Regulations
- 12 CFR 25; 12 CFR 228; 12 CFR 345
- Topics
- Banks, banking; Community development; Credit; Investments; Reporting and recordkeeping requirements; Savings associations
- Pages
- 649
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Everything from the Federal Deposit Insurance Corporation · Rules on banks, banking · Rules on community development · Rules on credit · Published in February 2024
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.