Data / Federal rules / 2026-08328
National Bank Non-Interest Charges and Fees
The Comptroller of the Currency published this final rule in the Federal Register on April 29, 2026. It took effect on June 30, 2026. Comments closed on May 29, 2026.
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What the agency says
The OCC is adopting an interim final rule to clarify that national banks' power to charge non-interest charges and fees includes the power to assess, collect, impose, levy, receive, reserve, take, or otherwise obtain non-interest charges and fees, including interchange fees from credit and debit card operations. Further, the interim final rule explains that national banks may charge non-interest charges or fees, even when such charges and fees are set by or in consultation with third parties. The OCC invites public comments on this interim final rule.
Key facts
- Document number
- 2026-08328
- Type
- Final rule
- Action
- Interim final rule; request for comments
- Agency
- Treasury Department; Comptroller of the Currency
- Published
- April 29, 2026
- Takes effect
- June 30, 2026
- Comments due
- May 29, 2026
- Dates
- The interim final rule is effective June 30, 2026. Comments on the interim final rule must be received on or before May 29, 2026.
- Docket
- Docket ID OCC-2026-0430
- Regulation ID (RIN)
- 1557-AF54
- Code of Federal Regulations
- 12 CFR 7
- Topics
- Bonds; Computer technology; Credit; Insurance; Investments; Metals; Reporting and recordkeeping requirements; Savings associations; Securities; Surety bonds; Usury
- Pages
- 7
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Everything from the Comptroller of the Currency · Rules on bonds · Rules on computer technology · Rules on credit · Published in April 2026
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.