Data / Federal rules / 2025-20202
Fair Housing Home Loan Data System
The Comptroller of the Currency published this proposed rule in the Federal Register on November 18, 2025. Comments closed on December 18, 2025.
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What the agency says
The Office of the Comptroller of the Currency (OCC) invites public comment on a notice of proposed rulemaking (proposed rule) to rescind its Fair Housing Home Loan Data System regulation codified at 12 CFR part 27. The OCC has determined that the regulation is obsolete and largely duplicative of and inconsistent with other legal authorities that require national banks to collect and retain certain information on applications for home loans. Moreover, part 27 imposes asymmetrical data collection requirements on national banks compared to their other depository institution counterparts, and the data collected has limited utility. For these reasons, rescinding the regulation would eliminate the regulatory burden attributable to part 27 for national banks without having a material impact on the availability of data necessary for the OCC to conduct its fair housing-related supervisory activities.
Key facts
- Document number
- 2025-20202
- Type
- Proposed rule
- Action
- Notice of proposed rulemaking
- Agency
- Treasury Department; Comptroller of the Currency
- Published
- November 18, 2025
- Comments due
- December 18, 2025
- Dates
- Comments must be received on or before December 18, 2025.
- Docket
- Docket ID OCC-2025-0405
- Regulation ID (RIN)
- 1557-AF42
- Code of Federal Regulations
- 12 CFR 27
- Topics
- Civil rights; Credit; Fair housing; Mortgages; Reporting and recordkeeping requirements
- Pages
- 5
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Everything from the Comptroller of the Currency · Rules on civil rights · Rules on credit · Rules on fair housing · Published in November 2025
Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.