Data / Federal rules / 2026-15777

Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks; Bank Holding Companies

The Federal Reserve System published this proposed rule in the Federal Register on August 4, 2026. Comments closed on October 5, 2026.

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What the agency says

The Board is inviting public comment on proposed amendments to Regulation O, which governs loans by member banks to their insiders and insiders of their affiliates. The proposed amendments would update and modernize the regulation, increase transparency by clarifying requirements and incorporating existing interpretations, and promote efficiency by reducing regulatory burden. The proposed amendments also would incorporate existing statutory requirements that are not currently reflected in the regulation. Moreover, the proposed amendments would update several outdated dollar-based thresholds in Regulation O and index these thresholds going forward. In addition, the proposed amendments would address the application of Regulation O to member banks that lend to companies that are presumed to be controlled by large asset management companies through passive investment funds. Finally, the proposed amendments would revise and reorganize the regulation to streamline the text and make it more accessible.

Key facts

Document number: 2026-15777
Type: Proposed rule
Action: Notice of proposed rulemaking with request for public comment
Agency: Federal Reserve System
Published: August 4, 2026
Comments due: October 5, 2026
Dates: Comments must be submitted on or before October 5, 2026.
Docket: Regulations O and Y; Docket No. R-1896
Regulation ID (RIN): 7100-AH27
Code of Federal Regulations: 12 CFR 215; 12 CFR 225
Topics: Administrative practice and procedure; Banks, banking; Credit; Holding companies; Investments; Penalties; Reporting and recordkeeping requirements; Securities
Pages: 43

The document on federalregister.gov PDF

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Everything from the Federal Reserve System · Rules on administrative practice and procedure · Rules on banks, banking · Rules on credit · Published in August 2026

Read from the Federal Register API, last updated 2026-10-23. The document on federalregister.gov is the official record; dates and dockets can change through later corrections. Free to reuse with credit to SpecStream under CC BY 4.0.