Skip to the page
Get started free

Data / Consumer complaints / Monarch Recovery Holdings, Inc.

Monarch Recovery Holdings, Inc.: 358 CFPB consumer complaints in the last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Monarch Recovery Holdings, Inc. drew 358 consumer complaints in the CFPB database in the three years to November 6, 2026, and 675 since 2013. The largest group, 307, was about debt collection, and the most common issue was “Attempts to collect debt not owed” with 131. The company responded on time to 100.0% of the complaints, and 0.0% closed with monetary or other relief.

The request: Watch Monarch Recovery Holdings, Inc.: each new CFPB complaint by product and issue, with the date and the company response. $10 of work on sign-up, no card.

Watch this company's complaintsGet every debt collection companyGet debt collection in New York

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 358Complaints, last 3 years
  • 675Complaints, all years
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • 6Products
  • Nov 3, 2026Latest received

Complaints by year

Every year the CFPB database holds for this company, by the date received.

YearComplaints
2026, to Nov 6135
2025141
202473
202351
202230
202144
202033
201913
201826
201717
201626
201536
201433
201317

Products

Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.

ProductComplaintsShare
Debt collection30785.8%
Credit reporting or other personal consumer reports3910.9%
Credit card51.4%
Debt or credit management51.4%
Checking or savings account10.3%
Vehicle loan or lease10.3%

Issues

IssueComplaintsShare
Attempts to collect debt not owed13136.6%
Written notification about debt6016.8%
False statements or representation3710.3%
Communication tactics359.8%
Took or threatened to take negative or legal action277.5%
Incorrect information on your report236.4%
Electronic communications92.5%
Improper use of your report92.5%
Problem with a company's investigation into an existing problem82.2%
Threatened to contact someone or share information improperly82.2%
Charged upfront or unexpected fees20.6%
Getting a credit card20.6%
Closing your account10.3%
Confusing or missing disclosures10.3%
Credit monitoring or identity theft protection services10.3%
Didn't provide services promised10.3%
Problem with a lender or other company charging your account10.3%
Problem with customer service10.3%
Repossession10.3%

How the company responded

Company responseComplaintsShare
Closed with explanation358100%

States

StateComplaintsShare
New York8323.2%
Massachusetts4512.6%
Georgia318.7%
California257%
New Jersey226.1%
Florida215.9%
Texas195.3%
Pennsylvania123.4%
Ohio102.8%
North Carolina92.5%
Maryland72%
Arizona51.4%
Illinois51.4%
Indiana51.4%
South Carolina51.4%
Virginia51.4%
Colorado41.1%
Nevada41.1%
Tennessee41.1%
Alabama30.8%
Connecticut30.8%
Minnesota30.8%
Oregon30.8%
Delaware20.6%
Kansas20.6%

Latest 50 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
November 3, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 30, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
October 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 22, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
October 22, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 21, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
October 20, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 19, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 15, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
October 14, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
October 13, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 13, 2026Debt collectionFalse statements or representationClosed with explanationconsumerfinance.gov
October 7, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
October 2, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
October 2, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
September 26, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 25, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 22, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
September 15, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
September 13, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 7, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 2, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
September 1, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 23, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 16, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 13, 2026Debt collectionThreatened to contact someone or share information improperlyClosed with explanationconsumerfinance.gov
August 8, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 8, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
August 6, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 5, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 5, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
August 4, 2026Credit reporting or other personal consumer reportsImproper use of your reportClosed with explanationconsumerfinance.gov
July 30, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 24, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
July 24, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 21, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 19, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov
July 18, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
July 17, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 17, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 15, 2026Credit reporting or other personal consumer reportsProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
July 15, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 13, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 12, 2026Debt collectionCommunication tacticsClosed with explanationconsumerfinance.gov
July 10, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 9, 2026Debt collectionTook or threatened to take negative or legal actionClosed with explanationconsumerfinance.gov
July 8, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 7, 2026Debt collectionAttempts to collect debt not owedClosed with explanationconsumerfinance.gov
July 3, 2026Debt collectionWritten notification about debtClosed with explanationconsumerfinance.gov
July 3, 2026Credit reporting or other personal consumer reportsIncorrect information on your reportClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.