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Data / Consumer complaints / LendingPoint Holdings LLC / Payday loan, title loan, personal loan, or advance loan

LendingPoint Holdings LLC: 141 CFPB complaints about payday loan, title loan, personal loan, or advance loan, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

LendingPoint Holdings LLC drew 141 consumer complaints about payday loan, title loan, personal loan, or advance loan in the CFPB database in the three years to November 6, 2026, 34.3% of its 411 complaints in that time. The most common issue was “Charged fees or interest you didn't expect”. The company responded on time to 98.6% of them, and 27.7% closed with monetary or other relief.

The request: Watch LendingPoint Holdings LLC: each new CFPB complaint about payday loan, title loan, personal loan, or advance loan by issue, with the date and the company response. $10 of work on sign-up, no card.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 141Complaints, last 3 years
  • 34.3%Share of the company's complaints
  • 98.6%Responded on time
  • 27.7%Closed with relief
  • Oct 23, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20264431.2%
12 months to Nov 6, 20254129.1%
12 months to Nov 6, 20245639.7%

Issues

IssueComplaintsShare
Charged fees or interest you didn't expect3122%
Problem when making payments2114.9%
Problem with the payoff process at the end of the loan1913.5%
Struggling to pay your loan1913.5%
Incorrect information on your report1712.1%
Getting the loan117.8%
Problem with additional add-on products or services75%
Improper use of your report32.1%
Getting a line of credit21.4%
Problem with cash advance21.4%
Was approved for a loan, but didn't receive the money21.4%
Can't contact lender or servicer10.7%
Confusing or misleading advertising or marketing10.7%
Confusing or missing disclosures10.7%
Credit monitoring or identity theft protection services10.7%
Money was taken from your bank account on the wrong day or for the wrong amount10.7%
Problem with a company's investigation into an existing problem10.7%
Unable to get your credit report or credit score10.7%

How the company responded

Company responseComplaintsShare
Closed with explanation9668.1%
Closed with non-monetary relief2014.2%
Closed with monetary relief1913.5%
In progress64.3%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
California1712.1%
Florida1510.6%
Texas1510.6%
Georgia117.8%
Virginia85.7%
New York75%
Maryland53.5%
Minnesota53.5%
North Carolina53.5%
Ohio53.5%
Arizona42.8%
Massachusetts42.8%
Missouri42.8%
Iowa32.1%
Illinois32.1%
Michigan32.1%
Washington32.1%
Nevada21.4%
South Carolina21.4%
Tennessee21.4%
Wisconsin21.4%
Alabama10.7%
Colorado10.7%
District of Columbia10.7%
Hawaii10.7%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 23, 2026Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanIn progressconsumerfinance.gov
October 21, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectIn progressconsumerfinance.gov
October 1, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectIn progressconsumerfinance.gov
October 1, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with monetary reliefconsumerfinance.gov
September 8, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with monetary reliefconsumerfinance.gov
September 2, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsClosed with explanationconsumerfinance.gov
August 27, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsIn progressconsumerfinance.gov
August 19, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
August 14, 2026Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanIn progressconsumerfinance.gov
August 12, 2026Payday loan, title loan, personal loan, or advance loanGetting the loanIn progressconsumerfinance.gov
August 3, 2026Payday loan, title loan, personal loan, or advance loanIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
July 28, 2026Payday loan, title loan, personal loan, or advance loanProblem with additional add-on products or servicesClosed with explanationconsumerfinance.gov
July 15, 2026Payday loan, title loan, personal loan, or advance loanIncorrect information on your reportClosed with non-monetary reliefconsumerfinance.gov
July 14, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
June 7, 2026Payday loan, title loan, personal loan, or advance loanStruggling to pay your loanClosed with explanationconsumerfinance.gov
May 28, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsClosed with monetary reliefconsumerfinance.gov
May 9, 2026Payday loan, title loan, personal loan, or advance loanProblem with additional add-on products or servicesClosed with explanationconsumerfinance.gov
May 6, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
April 29, 2026Payday loan, title loan, personal loan, or advance loanGetting the loanClosed with explanationconsumerfinance.gov
April 21, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
April 17, 2026Payday loan, title loan, personal loan, or advance loanProblem when making paymentsClosed with monetary reliefconsumerfinance.gov
March 16, 2026Payday loan, title loan, personal loan, or advance loanProblem with the payoff process at the end of the loanClosed with non-monetary reliefconsumerfinance.gov
March 5, 2026Payday loan, title loan, personal loan, or advance loanCharged fees or interest you didn't expectClosed with explanationconsumerfinance.gov
February 28, 2026Payday loan, title loan, personal loan, or advance loanGetting a line of creditClosed with explanationconsumerfinance.gov
February 18, 2026Payday loan, title loan, personal loan, or advance loanIncorrect information on your reportClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.