Data / Consumer complaints / LendingPoint Holdings LLC
LendingPoint Holdings LLC: 411 CFPB consumer complaints in the last 3 years
LendingPoint Holdings LLC drew 411 consumer complaints in the CFPB database in the three years to November 6, 2026, and 780 since 2015. The largest group, 144, was about credit reporting or other personal consumer reports, and the most common issue was “Incorrect information on your report” with 98. The company responded on time to 99.0% of the complaints, and 26.5% closed with monetary or other relief.
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Watch this company's complaintsGet every credit reporting or other personal consumer reports companyGet credit reporting or other personal consumer reports in Florida
- 411Complaints, last 3 years
- 780Complaints, all years
- 99.0%Responded on time
- 26.5%Closed with relief
- 9Products
- Oct 23, 2026Latest received
Complaints by year
Every year the CFPB database holds for this company, by the date received.
| Year | Complaints |
|---|---|
| 2026, to Nov 6 | 107 |
| 2025 | 155 |
| 2024 | 129 |
| 2023 | 125 |
| 2022 | 96 |
| 2021 | 59 |
| 2020 | 43 |
| 2019 | 27 |
| 2018 | 22 |
| 2017 | 11 |
| 2016 | 5 |
| 2015 | 1 |
Products
Complaints in the last three years by the product the consumer chose. A product with enough complaints has a page of its own for this company.
| Product | Complaints | Share |
|---|---|---|
| Credit reporting or other personal consumer reports | 144 | 35% |
| Payday loan, title loan, personal loan, or advance loan | 141 | 34.3% |
| Debt collection | 113 | 27.5% |
| Credit card | 4 | 1% |
| Money transfer, virtual currency, or money service | 3 | 0.7% |
| Checking or savings account | 2 | 0.5% |
| Debt or credit management | 2 | 0.5% |
| Prepaid card | 1 | 0.2% |
| Vehicle loan or lease | 1 | 0.2% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Incorrect information on your report | 98 | 23.8% |
| Improper use of your report | 45 | 10.9% |
| Took or threatened to take negative or legal action | 33 | 8% |
| Attempts to collect debt not owed | 31 | 7.5% |
| Charged fees or interest you didn't expect | 31 | 7.5% |
| Problem when making payments | 22 | 5.4% |
| Problem with a company's investigation into an existing problem | 22 | 5.4% |
| False statements or representation | 19 | 4.6% |
| Problem with the payoff process at the end of the loan | 19 | 4.6% |
| Struggling to pay your loan | 19 | 4.6% |
| Communication tactics | 15 | 3.6% |
| Getting the loan | 11 | 2.7% |
| Written notification about debt | 10 | 2.4% |
| Problem with additional add-on products or services | 7 | 1.7% |
| Threatened to contact someone or share information improperly | 3 | 0.7% |
| Confusing or missing disclosures | 2 | 0.5% |
| Electronic communications | 2 | 0.5% |
| Fraud or scam | 2 | 0.5% |
| Getting a line of credit | 2 | 0.5% |
| Problem with cash advance | 2 | 0.5% |
| Was approved for a loan, but didn't receive the money | 2 | 0.5% |
| Can't contact lender or servicer | 1 | 0.2% |
| Confusing or misleading advertising or marketing | 1 | 0.2% |
| Credit monitoring or identity theft protection services | 1 | 0.2% |
| Didn't provide services promised | 1 | 0.2% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 292 | 71% |
| Closed with non-monetary relief | 87 | 21.2% |
| Closed with monetary relief | 22 | 5.4% |
| In progress | 10 | 2.4% |
States
| State | Complaints | Share |
|---|---|---|
| Florida | 47 | 11.4% |
| Texas | 46 | 11.2% |
| California | 39 | 9.5% |
| Georgia | 33 | 8% |
| Virginia | 20 | 4.9% |
| New York | 18 | 4.4% |
| North Carolina | 16 | 3.9% |
| New Jersey | 14 | 3.4% |
| Ohio | 13 | 3.2% |
| Pennsylvania | 13 | 3.2% |
| Arizona | 12 | 2.9% |
| Indiana | 10 | 2.4% |
| Michigan | 10 | 2.4% |
| Minnesota | 10 | 2.4% |
| Illinois | 9 | 2.2% |
| Maryland | 8 | 1.9% |
| Washington | 8 | 1.9% |
| Massachusetts | 7 | 1.7% |
| Missouri | 7 | 1.7% |
| South Carolina | 6 | 1.5% |
| Alabama | 5 | 1.2% |
| Louisiana | 5 | 1.2% |
| Wisconsin | 5 | 1.2% |
| Colorado | 4 | 1% |
| District of Columbia | 4 | 1% |
Latest 50 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| October 23, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | In progress | consumerfinance.gov |
| October 21, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | In progress | consumerfinance.gov |
| October 16, 2026 | Debt collection | False statements or representation | In progress | consumerfinance.gov |
| October 13, 2026 | Debt collection | Communication tactics | In progress | consumerfinance.gov |
| October 6, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | In progress | consumerfinance.gov |
| October 2, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with non-monetary relief | consumerfinance.gov |
| October 1, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | In progress | consumerfinance.gov |
| October 1, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with monetary relief | consumerfinance.gov |
| September 28, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| September 25, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| September 20, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| September 15, 2026 | Debt collection | Communication tactics | Closed with explanation | consumerfinance.gov |
| September 9, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| September 8, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with monetary relief | consumerfinance.gov |
| September 7, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| September 4, 2026 | Debt collection | Communication tactics | Closed with non-monetary relief | consumerfinance.gov |
| September 4, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| September 2, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with explanation | consumerfinance.gov |
| August 27, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | In progress | consumerfinance.gov |
| August 24, 2026 | Debt or credit management | Confusing or missing disclosures | In progress | consumerfinance.gov |
| August 20, 2026 | Debt collection | Threatened to contact someone or share information improperly | Closed with explanation | consumerfinance.gov |
| August 19, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| August 14, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | In progress | consumerfinance.gov |
| August 12, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | In progress | consumerfinance.gov |
| August 11, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| August 10, 2026 | Debt collection | Attempts to collect debt not owed | Closed with non-monetary relief | consumerfinance.gov |
| August 10, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with non-monetary relief | consumerfinance.gov |
| August 4, 2026 | Debt collection | False statements or representation | Closed with non-monetary relief | consumerfinance.gov |
| August 3, 2026 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| July 28, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with additional add-on products or services | Closed with explanation | consumerfinance.gov |
| July 27, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 23, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| July 19, 2026 | Debt collection | False statements or representation | Closed with explanation | consumerfinance.gov |
| July 15, 2026 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| July 14, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | Closed with explanation | consumerfinance.gov |
| July 13, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
| July 9, 2026 | Debt collection | Electronic communications | Closed with non-monetary relief | consumerfinance.gov |
| July 6, 2026 | Debt collection | Written notification about debt | Closed with non-monetary relief | consumerfinance.gov |
| July 6, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| June 29, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| June 27, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| June 23, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| June 23, 2026 | Debt collection | Attempts to collect debt not owed | Closed with explanation | consumerfinance.gov |
| June 22, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with non-monetary relief | consumerfinance.gov |
| June 18, 2026 | Credit reporting or other personal consumer reports | Improper use of your report | Closed with explanation | consumerfinance.gov |
| June 18, 2026 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| June 7, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | Closed with explanation | consumerfinance.gov |
| June 3, 2026 | Credit reporting or other personal consumer reports | Incorrect information on your report | Closed with explanation | consumerfinance.gov |
| May 28, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | Closed with monetary relief | consumerfinance.gov |
| May 27, 2026 | Debt collection | Took or threatened to take negative or legal action | Closed with explanation | consumerfinance.gov |
Also on SpecStream
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Updated November 7, 2026. Read from CFPB Consumer Complaint Database. Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.