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Data / Consumer complaints / Bank of America, National Association / Checking or savings account

Bank of America, National Association: 20,244 CFPB complaints about checking or savings account, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Bank of America, National Association drew 20,244 consumer complaints about checking or savings account in the CFPB database in the three years to November 6, 2026, 35.9% of its 56,438 complaints in that time. The most common issue was “Managing an account”. The company responded on time to 99.2% of them, and 41.3% closed with monetary or other relief.

The request: Watch Bank of America, National Association: each new CFPB complaint about checking or savings account by issue, with the date and the company response. $10 of work on sign-up, no card.

SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 20,244Complaints, last 3 years
  • 35.9%Share of the company's complaints
  • 99.2%Responded on time
  • 41.3%Closed with relief
  • Nov 5, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20269,02844.6%
12 months to Nov 6, 20256,16730.5%
12 months to Nov 6, 20245,04924.9%

Issues

IssueComplaintsShare
Managing an account11,93258.9%
Closing an account2,86014.1%
Problem with a lender or other company charging your account2,58312.8%
Opening an account1,6418.1%
Problem caused by your funds being low1,0115%
Incorrect information on your report900.4%
Problem with a company's investigation into an existing problem790.4%
Improper use of your report210.1%
Problem with fraud alerts or security freezes140.1%
Credit monitoring or identity theft protection services90.1%
Unable to get your credit report or credit score30.1%
10.1%

How the company responded

Company responseComplaintsShare
Closed with explanation11,17455.2%
Closed with monetary relief7,47536.9%
Closed with non-monetary relief8764.3%
In progress7173.5%
Untimely response20.1%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
California4,33521.4%
Florida2,37211.7%
Texas1,9859.8%
New York1,4487.2%
Georgia1,0285.1%
New Jersey7923.9%
Illinois6743.3%
Massachusetts6333.1%
Maryland5922.9%
North Carolina5382.7%
Arizona4392.2%
Michigan4392.2%
Virginia4322.1%
Pennsylvania4142%
Washington4122%
Nevada3491.7%
Connecticut3201.6%
Tennessee3071.5%
South Carolina2931.4%
Missouri2121%
Ohio2041%
Colorado1750.9%
Oregon1280.6%
Oklahoma1110.5%
Minnesota1030.5%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
November 5, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
November 5, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
November 3, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
November 3, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
November 2, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
November 1, 2026Checking or savings accountProblem with a lender or other company charging your accountClosed with explanationconsumerfinance.gov
October 31, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 30, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 30, 2026Checking or savings accountClosing an accountIn progressconsumerfinance.gov
October 30, 2026Checking or savings accountProblem caused by your funds being lowIn progressconsumerfinance.gov
October 30, 2026Checking or savings accountProblem caused by your funds being lowIn progressconsumerfinance.gov
October 30, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 30, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 30, 2026Checking or savings accountClosing an accountClosed with non-monetary reliefconsumerfinance.gov
October 29, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 29, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 29, 2026Checking or savings accountProblem with a lender or other company charging your accountClosed with explanationconsumerfinance.gov
October 29, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 29, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 29, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 29, 2026Checking or savings accountManaging an accountIn progressconsumerfinance.gov
October 29, 2026Checking or savings accountClosing an accountIn progressconsumerfinance.gov
October 28, 2026Checking or savings accountManaging an accountClosed with explanationconsumerfinance.gov
October 28, 2026Checking or savings accountClosing an accountIn progressconsumerfinance.gov
October 28, 2026Checking or savings accountClosing an accountIn progressconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.