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Data / Consumer complaints / TomoCredit Inc. / Credit card

TomoCredit Inc.: 121 CFPB complaints about credit card, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

TomoCredit Inc. drew 121 consumer complaints about credit card in the CFPB database in the three years to November 6, 2026, 31.3% of its 387 complaints in that time. The most common issue was “Closing your account”. The company responded on time to 86.8% of them, and 0.0% closed with monetary or other relief.

The request: Watch TomoCredit Inc.: each new CFPB complaint about credit card by issue, with the date and the company response. $10 of work on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 121Complaints, last 3 years
  • 31.3%Share of the company's complaints
  • 86.8%Responded on time
  • 0.0%Closed with relief
  • Oct 12, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20263730.6%
12 months to Nov 6, 20253932.2%
12 months to Nov 6, 20244537.2%

Issues

IssueComplaintsShare
Closing your account4033.1%
Advertising and marketing, including promotional offers2319%
Other features, terms, or problems2117.4%
Problem with a purchase shown on your statement2016.5%
Getting a credit card108.3%
Credit monitoring or identity theft protection services21.7%
Incorrect information on your report21.7%
Trouble using your card21.7%
Unable to get your credit report or credit score10.8%

How the company responded

Company responseComplaintsShare
Closed with explanation121100%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
California2016.5%
Florida119.1%
Texas86.6%
Georgia75.8%
Illinois75.8%
Michigan65%
Pennsylvania65%
New York54.1%
North Carolina43.3%
Massachusetts32.5%
Oregon32.5%
South Carolina32.5%
Virginia32.5%
Alaska21.7%
Alabama21.7%
Connecticut21.7%
Indiana21.7%
Maryland21.7%
Minnesota21.7%
Mississippi21.7%
New Jersey21.7%
Ohio21.7%
Tennessee21.7%
Washington21.7%
Wisconsin21.7%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 12, 2026Credit cardAdvertising and marketing, including promotional offersClosed with explanationconsumerfinance.gov
October 6, 2026Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
October 5, 2026Credit cardGetting a credit cardClosed with explanationconsumerfinance.gov
September 1, 2026Credit cardAdvertising and marketing, including promotional offersClosed with explanationconsumerfinance.gov
August 31, 2026Credit cardClosing your accountClosed with explanationconsumerfinance.gov
August 30, 2026Credit cardClosing your accountClosed with explanationconsumerfinance.gov
August 28, 2026Credit cardAdvertising and marketing, including promotional offersClosed with explanationconsumerfinance.gov
August 26, 2026Credit cardClosing your accountClosed with explanationconsumerfinance.gov
August 5, 2026Credit cardClosing your accountClosed with explanationconsumerfinance.gov
June 30, 2026Credit cardGetting a credit cardClosed with explanationconsumerfinance.gov
June 2, 2026Credit cardAdvertising and marketing, including promotional offersClosed with explanationconsumerfinance.gov
May 7, 2026Credit cardClosing your accountClosed with explanationconsumerfinance.gov
April 21, 2026Credit cardGetting a credit cardClosed with explanationconsumerfinance.gov
April 17, 2026Credit cardOther features, terms, or problemsClosed with explanationconsumerfinance.gov
April 12, 2026Credit cardOther features, terms, or problemsClosed with explanationconsumerfinance.gov
March 6, 2026Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
February 18, 2026Credit cardOther features, terms, or problemsClosed with explanationconsumerfinance.gov
February 12, 2026Credit cardClosing your accountClosed with explanationconsumerfinance.gov
February 9, 2026Credit cardAdvertising and marketing, including promotional offersClosed with explanationconsumerfinance.gov
February 3, 2026Credit cardClosing your accountClosed with explanationconsumerfinance.gov
February 3, 2026Credit cardGetting a credit cardClosed with explanationconsumerfinance.gov
January 23, 2026Credit cardGetting a credit cardClosed with explanationconsumerfinance.gov
January 20, 2026Credit cardAdvertising and marketing, including promotional offersClosed with explanationconsumerfinance.gov
January 11, 2026Credit cardClosing your accountClosed with explanationconsumerfinance.gov
January 8, 2026Credit cardClosing your accountClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.