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Data / Consumer complaints / Sparrow Financial, Inc. / Credit card

Sparrow Financial, Inc.: 128 CFPB complaints about credit card, last 3 years

Updated November 7, 2026. Source: CFPB Consumer Complaint Database.

Sparrow Financial, Inc. drew 128 consumer complaints about credit card in the CFPB database in the three years to November 6, 2026, 36.2% of its 354 complaints in that time. The most common issue was “Fees or interest”. The company responded on time to 100.0% of them, and 0.0% closed with monetary or other relief.

The request: Watch Sparrow Financial, Inc.: each new CFPB complaint about credit card by issue, with the date and the company response. $10 of work on sign-up, no card.

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SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.

  • 128Complaints, last 3 years
  • 36.2%Share of the company's complaints
  • 100.0%Responded on time
  • 0.0%Closed with relief
  • Oct 27, 2026Latest received

By period

The three years are cut into 12 month periods ending on the date of the latest data.

PeriodComplaintsShare
12 months to Nov 6, 20267659.4%
12 months to Nov 6, 20255039.1%
12 months to Nov 6, 202421.6%

Issues

IssueComplaintsShare
Fees or interest2721.1%
Getting a credit card2217.2%
Problem with a purchase shown on your statement2116.4%
Other features, terms, or problems1511.7%
Problem when making payments1310.2%
Incorrect information on your report97%
Struggling to pay your bill64.7%
Closing your account53.9%
Problem with a company's investigation into an existing problem53.9%
Advertising and marketing, including promotional offers32.3%
Trouble using your card21.6%

How the company responded

Company responseComplaintsShare
Closed with explanation128100%

States

Where the consumers who complained live, as they gave it to the CFPB.

StateComplaintsShare
Florida1713.3%
California1612.5%
Texas107.8%
New York97%
New Jersey75.5%
Pennsylvania75.5%
Oregon64.7%
Ohio53.9%
Georgia43.1%
Illinois43.1%
Arizona32.3%
Indiana32.3%
Massachusetts32.3%
Michigan32.3%
Minnesota32.3%
North Carolina32.3%
South Carolina32.3%
Connecticut21.6%
Maryland21.6%
Nevada21.6%
Tennessee21.6%
Virginia21.6%
Wisconsin21.6%
Arkansas10.8%
Colorado10.8%

Latest 25 complaints

Newest first. Each row links to the complaint's record in the CFPB database.

ReceivedProductIssueCompany responseSource
October 27, 2026Credit cardFees or interestClosed with explanationconsumerfinance.gov
October 25, 2026Credit cardFees or interestClosed with explanationconsumerfinance.gov
October 23, 2026Credit cardProblem when making paymentsClosed with explanationconsumerfinance.gov
October 22, 2026Credit cardOther features, terms, or problemsClosed with explanationconsumerfinance.gov
October 9, 2026Credit cardFees or interestClosed with explanationconsumerfinance.gov
October 8, 2026Credit cardProblem with a company's investigation into an existing problemClosed with explanationconsumerfinance.gov
October 7, 2026Credit cardOther features, terms, or problemsClosed with explanationconsumerfinance.gov
October 7, 2026Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
October 3, 2026Credit cardIncorrect information on your reportClosed with explanationconsumerfinance.gov
September 22, 2026Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
September 11, 2026Credit cardGetting a credit cardClosed with explanationconsumerfinance.gov
September 1, 2026Credit cardOther features, terms, or problemsClosed with explanationconsumerfinance.gov
August 29, 2026Credit cardFees or interestClosed with explanationconsumerfinance.gov
August 29, 2026Credit cardIncorrect information on your reportClosed with explanationconsumerfinance.gov
August 26, 2026Credit cardFees or interestClosed with explanationconsumerfinance.gov
August 23, 2026Credit cardAdvertising and marketing, including promotional offersClosed with explanationconsumerfinance.gov
August 23, 2026Credit cardClosing your accountClosed with explanationconsumerfinance.gov
August 21, 2026Credit cardProblem when making paymentsClosed with explanationconsumerfinance.gov
August 20, 2026Credit cardStruggling to pay your billClosed with explanationconsumerfinance.gov
August 18, 2026Credit cardOther features, terms, or problemsClosed with explanationconsumerfinance.gov
August 18, 2026Credit cardProblem when making paymentsClosed with explanationconsumerfinance.gov
August 13, 2026Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
August 2, 2026Credit cardFees or interestClosed with explanationconsumerfinance.gov
August 1, 2026Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov
July 30, 2026Credit cardProblem with a purchase shown on your statementClosed with explanationconsumerfinance.gov

Also on SpecStream

Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.