Data / Consumer complaints / Navy Federal Credit Union / Payday loan, title loan, personal loan, or advance loan
Navy Federal Credit Union: 381 CFPB complaints about payday loan, title loan, personal loan, or advance loan, last 3 years
Updated November 7, 2026. Source: CFPB Consumer Complaint Database.
Navy Federal Credit Union drew 381 consumer complaints about payday loan, title loan, personal loan, or advance loan in the CFPB database in the three years to November 6, 2026, 1.1% of its 34,819 complaints in that time. The most common issue was “Getting the loan”. The company responded on time to 100.0% of them, and 18.9% closed with monetary or other relief.
The request: Watch Navy Federal Credit Union: each new CFPB complaint about payday loan, title loan, personal loan, or advance loan by issue, with the date and the company response. $10 of work on sign-up, no card.
SpecStream is the live web data engine for teams and agents. It reads the CFPB complaint database every day, and this page is that reading. Ask for the companies you track by product, state or issue and each new complaint arrives in your sheet, CRM, Slack or agent as the CFPB publishes it.
- 381Complaints, last 3 years
- 1.1%Share of the company's complaints
- 100.0%Responded on time
- 18.9%Closed with relief
- Nov 2, 2026Latest received
By period
The three years are cut into 12 month periods ending on the date of the latest data.
| Period | Complaints | Share |
|---|---|---|
| 12 months to Nov 6, 2026 | 95 | 24.9% |
| 12 months to Nov 6, 2025 | 138 | 36.2% |
| 12 months to Nov 6, 2024 | 148 | 38.8% |
Issues
| Issue | Complaints | Share |
|---|---|---|
| Getting the loan | 96 | 25.2% |
| Getting a line of credit | 65 | 17.1% |
| Charged fees or interest you didn't expect | 53 | 13.9% |
| Incorrect information on your report | 29 | 7.6% |
| Problem when making payments | 29 | 7.6% |
| Struggling to pay your loan | 21 | 5.5% |
| Problem with the payoff process at the end of the loan | 19 | 5% |
| Problem with a company's investigation into an existing problem | 16 | 4.2% |
| Problem with additional add-on products or services | 15 | 3.9% |
| Improper use of your report | 9 | 2.4% |
| Issues with repayment | 5 | 1.3% |
| Unexpected fees | 4 | 1% |
| Confusing or misleading advertising or marketing | 3 | 0.8% |
| Money was taken from your bank account on the wrong day or for the wrong amount | 3 | 0.8% |
| Problems receiving the advance | 3 | 0.8% |
| Problem with cash advance | 2 | 0.5% |
| Unable to get your credit report or credit score | 2 | 0.5% |
| Was approved for a loan, but didn't receive money | 2 | 0.5% |
| Can't contact lender or servicer | 1 | 0.3% |
| Confusing or missing disclosures | 1 | 0.3% |
| Credit monitoring or identity theft protection services | 1 | 0.3% |
| Received a loan you didn't apply for | 1 | 0.3% |
| Vehicle was damaged or destroyed the vehicle | 1 | 0.3% |
How the company responded
| Company response | Complaints | Share |
|---|---|---|
| Closed with explanation | 293 | 76.9% |
| Closed with non-monetary relief | 49 | 12.9% |
| Closed with monetary relief | 23 | 6% |
| In progress | 16 | 4.2% |
States
Where the consumers who complained live, as they gave it to the CFPB.
| State | Complaints | Share |
|---|---|---|
| Georgia | 39 | 10.2% |
| Texas | 39 | 10.2% |
| California | 37 | 9.7% |
| Virginia | 32 | 8.4% |
| Maryland | 28 | 7.3% |
| Florida | 27 | 7.1% |
| North Carolina | 22 | 5.8% |
| Louisiana | 19 | 5% |
| South Carolina | 13 | 3.4% |
| New York | 10 | 2.6% |
| Ohio | 10 | 2.6% |
| Pennsylvania | 9 | 2.4% |
| Illinois | 8 | 2.1% |
| Alabama | 7 | 1.8% |
| Arizona | 7 | 1.8% |
| Tennessee | 7 | 1.8% |
| Colorado | 6 | 1.6% |
| New Jersey | 6 | 1.6% |
| District of Columbia | 5 | 1.3% |
| Indiana | 5 | 1.3% |
| Michigan | 5 | 1.3% |
| Kansas | 4 | 1% |
| Missouri | 4 | 1% |
| Nevada | 4 | 1% |
| Hawaii | 3 | 0.8% |
Latest 25 complaints
Newest first. Each row links to the complaint's record in the CFPB database.
| Received | Product | Issue | Company response | Source |
|---|---|---|---|---|
| November 2, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with additional add-on products or services | In progress | consumerfinance.gov |
| October 30, 2026 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | In progress | consumerfinance.gov |
| October 29, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | In progress | consumerfinance.gov |
| October 29, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | In progress | consumerfinance.gov |
| October 28, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | In progress | consumerfinance.gov |
| October 20, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with additional add-on products or services | In progress | consumerfinance.gov |
| October 15, 2026 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | In progress | consumerfinance.gov |
| October 6, 2026 | Payday loan, title loan, personal loan, or advance loan | Problems receiving the advance | In progress | consumerfinance.gov |
| October 5, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | In progress | consumerfinance.gov |
| October 4, 2026 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | In progress | consumerfinance.gov |
| October 2, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | In progress | consumerfinance.gov |
| October 1, 2026 | Payday loan, title loan, personal loan, or advance loan | Incorrect information on your report | Closed with non-monetary relief | consumerfinance.gov |
| September 30, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | In progress | consumerfinance.gov |
| September 28, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | In progress | consumerfinance.gov |
| September 23, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | In progress | consumerfinance.gov |
| September 22, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | In progress | consumerfinance.gov |
| September 22, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with a company's investigation into an existing problem | Closed with explanation | consumerfinance.gov |
| September 16, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | In progress | consumerfinance.gov |
| September 15, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting a line of credit | Closed with explanation | consumerfinance.gov |
| August 28, 2026 | Payday loan, title loan, personal loan, or advance loan | Issues with repayment | Closed with explanation | consumerfinance.gov |
| August 27, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | Closed with explanation | consumerfinance.gov |
| August 25, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | Closed with explanation | consumerfinance.gov |
| August 21, 2026 | Payday loan, title loan, personal loan, or advance loan | Getting the loan | Closed with explanation | consumerfinance.gov |
| August 19, 2026 | Payday loan, title loan, personal loan, or advance loan | Problem with the payoff process at the end of the loan | Closed with explanation | consumerfinance.gov |
| August 17, 2026 | Payday loan, title loan, personal loan, or advance loan | Unexpected fees | Closed with explanation | consumerfinance.gov |
Also on SpecStream
- All Navy Federal Credit Union complaints
- Every company with Payday loan, title loan, personal loan, or advance loan complaints
- All consumer complaints
Public data from the Consumer Financial Protection Bureau (US government work), free for anyone to use. A complaint count is not a rate. A company with more customers can draw more complaints and a state with more people draws more, so this page compares counts only and ranks no one as better or worse. A complaint is a consumer's own account and does not by itself show that a company broke a law. The CFPB publishes a complaint after the company responds, or after 15 days, whichever comes first, and the database is not a statistical sample of consumers' experiences. Company responses are as the company reported them to the CFPB. The CFPB's product names changed over time, and the counts of the three years combine the old and new names of credit reporting. Consumer narratives and names are not shown on this page. This page uses CFPB data and is not endorsed by the CFPB. Free to reuse with credit to SpecStream under CC BY 4.0. Spot a wrong value? Write to [email protected] with the link to this page.